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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to think if the state pension age of 68 is being brought forward.........

384 replies

JenniferBooth · 25/01/2023 16:52

then they need to stop moaning and whining when there are no family members (read women)
to provide unpaid care so elderly relatives can be discharged from hospital
You cant have it both ways.

OP posts:
safeplanet · 25/01/2023 20:08

The current generation of pensioners is getting their pension at 66.

which is lower than 68...

JenniferBooth · 25/01/2023 20:08

@caringcarer My DM is 87 next month and she paid the married womans stamp.

OP posts:
safeplanet · 25/01/2023 20:08

Certainly prescriptions won't be free at 60 for much longer either.

Blossomtoes · 25/01/2023 20:09

safeplanet · 25/01/2023 20:07

People who retire early get their state pension at the same age as those who don’t. Did you really need that pointing out?

What's the relevance of this point? people are talking about state pension age changing.

It was in response to someone talking about early retirement.

AreOttersJustWetCats · 25/01/2023 20:10

safeplanet · 25/01/2023 20:08

The current generation of pensioners is getting their pension at 66.

which is lower than 68...

And plenty of the current generation of female pensioners got theirs even younger, at 60, and the men at 65. My parents for example, who are part of the current cohort of pensioners.

safeplanet · 25/01/2023 20:11

wasn't it in the context of early vs younger people?

AreOttersJustWetCats · 25/01/2023 20:11

(I don't begrudge my parents that, but it's undeniable that they retired younger than I am likely to be able to)

Mum97540 · 25/01/2023 20:11

Why not just make having DC easier? We had one 15 years ago but couldn't afford more. If they made it easier, there's be more young people. But as usual they made it practically impossible for normal working people to survive. Instead of dragging people out of retirement or insisting they keep turning up at work, despite their diabetes, arthritis and heart disease, provide child care and help with housing.

Onnabugeisha · 25/01/2023 20:12

SueVineer · 25/01/2023 19:57

It doesn’t. The state pension is enormously expensive- about £100bn a year. We just can’t afford it. It’s not fair on younger generations

That’s not that much, and even if it is abolished, we’d be paying just as much in UC to pension age people due to being too old to work and not enough savings to live on.

ImpartialMongoose · 25/01/2023 20:12

What on earth is the point. The older you get the more likely you are to be ill or incapacitated. The State will still have to pay out out in disability benefits. They seem to think they will get a shiny new workforce by delaying the state pension.

Blossomtoes · 25/01/2023 20:12

AreOttersJustWetCats · 25/01/2023 20:10

And plenty of the current generation of female pensioners got theirs even younger, at 60, and the men at 65. My parents for example, who are part of the current cohort of pensioners.

Essentially you’re talking about two generations of pensioners: those who retired pre 2016 and are getting a lower pension and those who retired post 2016 and whose retirement ages are considerably higher. At least for women.

Mylittlesandwich · 25/01/2023 20:13

I'm in my early 30s. I've paid into a private pension for the last 10 years. I however don't earn that much so what I've amassed isn't much. My family have all passed at 74. No idea why, it's very odd. I don't expect to ever retire.

safeplanet · 25/01/2023 20:13

@AreOttersJustWetCats I didn't realise that. I honestly don't understand how anyone can argue that younger generations are not getting a raw deal.

AreOttersJustWetCats · 25/01/2023 20:14

If caring for DC was a government priority, the answer wouldn’t be to free up the time of grandparents by funding earlier pensions, but state funded childcare for all.

Doing it via grandparents would be inequitable, because some children don't have grandparents, not all grandparents are in good enough health, not all grandparents live near enough, and not grandparents are willing to do it. State funded childcare would be open to all.

Blossomtoes · 25/01/2023 20:15

safeplanet · 25/01/2023 20:13

@AreOttersJustWetCats I didn't realise that. I honestly don't understand how anyone can argue that younger generations are not getting a raw deal.

It’s no rawer a deal than those of us who funded two or three generations of retirees aged 60 and 65.

Onnabugeisha · 25/01/2023 20:15

Blossomtoes · 25/01/2023 20:00

It’s not fair on younger generations

But it was fair on us when we paid for our parents’ and grandparents’ pensions. How is it suddenly unfair when it’s our turn?

Exactly, Im much closer to pension age than starting work age. It’s a bit late for my age group to be told no state pension. It’s alright for a 16yr old, but not those of us who have been paying for our grandparents and parents the past thirty plus years….

safeplanet · 25/01/2023 20:15

What on earth is the point. The older you get the more likely you are to be ill or incapacitated. The State will still have to pay out out in disability benefits.

which is a good point. Do they just think people will die earlier? maybe they think the NHS won't exist in its current form so deaths will increase & the increased disability funding will be the cheaper option.

AreOttersJustWetCats · 25/01/2023 20:15

Blossomtoes · 25/01/2023 20:12

Essentially you’re talking about two generations of pensioners: those who retired pre 2016 and are getting a lower pension and those who retired post 2016 and whose retirement ages are considerably higher. At least for women.

They are all part of the current cohort of pensioners though.

safeplanet · 25/01/2023 20:16

@Onnabugeisha what age cut of is ok for you? 16, 40, 50? why is it ok for a 16 yr old but not you?

Onnabugeisha · 25/01/2023 20:17

SueVineer · 25/01/2023 20:02

The current generation of pensioners have not paid for their retirement - mainly due to increased life expectancy but they got to retire early.

The current generation of pensioners paid for their grandparents and parents retirement. They did their bit, it’s just their turn now.

Blossomtoes · 25/01/2023 20:17

AreOttersJustWetCats · 25/01/2023 20:15

They are all part of the current cohort of pensioners though.

But not the same generation. There are currently two generations at retirement age. Pretty obvious really when it covers 30 odd years.

JenniferBooth · 25/01/2023 20:17

I do think there will be a certain amount of whinging about women and unpaid caring duties- sexism and societal expectation isn’t going to go away. I’ve seen it come up in NHS debates quite often the concept that families (women) should provide care for relatives at home so social care can be scrapped

Ive seen some of the criticism of family members coming from some of the NHS workers on here. And from people claiming to be on the left. I doubt it will stop unfortunately

OP posts:
safeplanet · 25/01/2023 20:17

Essentially you’re talking about two generations of pensioners:

they are all pensioners though?

JenniferBooth · 25/01/2023 20:18

YY @Blossomtoes My DH is nearly 73 and a boomer My parents are 87 this year and are The Silent Generation

OP posts:
Blossomtoes · 25/01/2023 20:18

safeplanet · 25/01/2023 20:17

Essentially you’re talking about two generations of pensioners:

they are all pensioners though?

🙄

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