To ask if adult daughters earnings effects our Universal Credit

[astressfulmess]

Dh works full time, I'm a SAHM with 2 young dc and we get a small amount of Universal Credit.
Our dd moved out at 19 but needs to move back home but she's earning a good wage, more than dh.
I am trying to work out how this will effect our Universal Credit.
I've attached some information I've found online but I'm unsure which of these or both is applicable.
Does anyone else have a adult working child at home that can advise, it looks as though she's going to have a lot of money to be able to come home.

I think they make it so low to help young people who are often lowly paid and also the fact that this deduction doesn't kick in on UC until the young person is 21 unlike the old housing benefit system where there would be money deducted from a housing benefit claim when they are 18 or as soon as they leave education. It is hardly a big deduction, I can't get my head around why people are suggesting benefit fraud for such a small amount, particularly as op is likely charging her dd a lot more than that anyway.

Baby twin sisters?

I'm pretty sure it only affects the housing element of benefits.

well ignoring all the posters that haven't read beyond the OP,, the loss of UC is £77, which would offset by £52 rent surcharge for a currently unused room that the daughter will occupy. So a net £25 a month.
but some posters think this is worth advocating fraud for?!

What would be the point of committing benefit fraud by not declaring it @EddyF ? The OP stands to lose about £25, which is not exactly a lot to ask a working adult to pay for.

It will be easily caught as the daughters address will be the same in all official records.

OK I thought the OP needed to charge her daughter a lot of money to live at home as UC were going to deduct/take away her (mother) UC welfare payment.

And you may think 77 pounds is not a lot of money, but benefits are very very low for people on them (not what the right wing press tells us). It could be as little as £200 per a month. It’s all over TikTok people showing their payments and how it doesn’t even stretch two weeks.

Sometimes as a society, we need to turn a blind eye for others to eat.

But yes, don’t commit fraud.

They (UC) must know that they’re putting very low income families in dire straits and they are likely to commit this nonsense ‘fraud’ to eat/ have warmth).

OP has 2 eligible DC and a housing element as well as the standard element. The only way UC would be anywhere near as low as £200 is if their earnings deduction means it’s reduced significantly. In which case they would obviously have their earnings as well.

Unless UC is reduced because of earning deductions or debt/advance payment it is never only £200. The lowest standard element is £265.31 before you consider any other elements people may be eligible for.

Exactly. UC is really quite generous for working families especially with the work allowance etc.