Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if adult daughters earnings effects our Universal Credit

109 replies

astressfulmess · 14/01/2023 11:11

Dh works full time, I'm a SAHM with 2 young dc and we get a small amount of Universal Credit.
Our dd moved out at 19 but needs to move back home but she's earning a good wage, more than dh.
I am trying to work out how this will effect our Universal Credit.
I've attached some information I've found online but I'm unsure which of these or both is applicable.
Does anyone else have a adult working child at home that can advise, it looks as though she's going to have a lot of money to be able to come home.

OP posts:
Hwory · 14/01/2023 11:54

Money received from a non dependent is not considered income.

PinkSyCo · 14/01/2023 11:56

Ursuala · 14/01/2023 11:53

yes
but non issue (unless planning to commit benefit fraud) because she will charge rent

Would you charge your DD rent if you didn’t have to OP?

fost · 14/01/2023 11:57

Ursuala · 14/01/2023 11:50

Plus any rent received will be regarded as income

Rental income isn't counted for universal credit: www.entitledto.co.uk/help/universal-credit-sub-tenants

Biscuits1011 · 14/01/2023 11:57

Her wage won’t be taken into account, but you will get a £75 deduction from your uc.

Cuppasoupmonster · 14/01/2023 11:59

She should contribute to the house with her earnings and plug the gap. It isn’t up to the taxpayer to give you the money that she should be giving you.

JustKeepBuilding · 14/01/2023 12:00

Ursuala · 14/01/2023 11:50

Plus any rent received will be regarded as income

No, it won’t. As @Hwory has already posted people who share your house who you are related to are non-dependents and any money given to OP to pay for their share of accommodation and bills is not treated as rent or board and is not classed as income.

Not to mention any rent received from lodgers/sub tenants (which a non-dependent isn’t) isn’t classed as income either for UC.

NancyJoan · 14/01/2023 12:03

Admittedly I don’t know where you live, but I doubt she could rent somewhere, and pay all bills, inc council tax, energy and food for £600.

astressfulmess · 14/01/2023 12:04

Would you charge your DD rent if you didn’t have to OP?
No I just don't want to be out of pocket when she's the highest earner and so if she pays her food contribution and a little towards extra gas and electricity that's enough and then the amount we lose in UC to compensate so we are even.

OP posts:
NettleTea · 14/01/2023 12:04

JustKeepBuilding · 14/01/2023 12:00

No, it won’t. As @Hwory has already posted people who share your house who you are related to are non-dependents and any money given to OP to pay for their share of accommodation and bills is not treated as rent or board and is not classed as income.

Not to mention any rent received from lodgers/sub tenants (which a non-dependent isn’t) isn’t classed as income either for UC.

thats a very interesting link -
so the £77 is possibly to do with the bedroom tax for the non dependant?

astressfulmess · 14/01/2023 12:06

Biscuits1011 · 14/01/2023 11:57

Her wage won’t be taken into account, but you will get a £75 deduction from your uc.

We pay £52 in bedroom tax because her room's empty so that's fine.

OP posts:
Hwory · 14/01/2023 12:08

It’s just a contribution to the rent. No really related to ‘bedroom tax’ as it would be charged even if you were over occupied.

Coffeecreme · 14/01/2023 12:11

pretty sure it doesnt
but you definately need to go on Entitled to rather than asking posters here, some know, some dont know

JustKeepBuilding · 14/01/2023 12:17

NettleTea · 14/01/2023 12:04

thats a very interesting link -
so the £77 is possibly to do with the bedroom tax for the non dependant?

I agree with Hwory the non-dependent deduction isn’t related to the bedroom tax.

astressfulmess · 14/01/2023 12:23

Thank you for all your advice, at least it doesn't seem like as much as I thought so hopefully we can work something out with her.

OP posts:
Babyroobs · 14/01/2023 12:24

Her moving in will only affect your Uc if you have the rent element on your claim. As she is over 21 you will have a non dependent deduction on your rent element.

Babyroobs · 14/01/2023 12:27

redskydelight · 14/01/2023 11:45

If she pays you board money, you'll have to declare that as income, so that might further decrease your payments?

Board money does not have to be declared.

Babyroobs · 14/01/2023 12:30

PinkSyCo · 14/01/2023 11:48

Blimey I’m surprised that the answer to OP’s question is that only around £77 per month would be deducted!! I’m sure I had around that amount deducted a couple of years ago when my DS only worked 3 days in a minimum wage job.

Non dependent deduction is just a standard rate deduction for any non dependent over 21. It 's not worked out on the non dependent's earnings. It would be the same whether the non dependent earned £100 a month or £3k.

DadANDPK · 14/01/2023 12:32

FMD

it should not be this bloody complicated to work out such a basic thing.

@astressfulmess To be honest, if she needs to move home, she needs to move home. I'd just move her in & see what happens with the benefits.

she is 22 & earns a good wage, but she gets pip, so it's not straight forward. But are you sure she doesn't just need encouragement & support to live independently?

not sure if I've missed something, but she's obviously been icing elsewhere, how has that been for her?

Allthegoodnamesaregoneffs · 14/01/2023 12:32

There, as always with benefit threads, is a lot of wrong info in here.

The earnings will NOT affect your claim at all, just the fact that she lives there will bring in the non-dep deduction which as some have pointed out is approx £77 per month.

Source: I work for DWP in another field but I have done all the UC training.

DadANDPK · 14/01/2023 12:33

Icing??? Living

titchy · 14/01/2023 12:33

astressfulmess · 14/01/2023 12:23

Thank you for all your advice, at least it doesn't seem like as much as I thought so hopefully we can work something out with her.

Given she's the highest income earner in your house surely you'd be expecting her to pay a few hundred a month - easily enough to cover the loss of £77?

JustKeepBuilding · 14/01/2023 12:35

DadANDPK · 14/01/2023 12:32

FMD

it should not be this bloody complicated to work out such a basic thing.

@astressfulmess To be honest, if she needs to move home, she needs to move home. I'd just move her in & see what happens with the benefits.

she is 22 & earns a good wage, but she gets pip, so it's not straight forward. But are you sure she doesn't just need encouragement & support to live independently?

not sure if I've missed something, but she's obviously been icing elsewhere, how has that been for her?

It’s not complicated. OP will have a non-dependent deduction of £77.87. OP’s DD doesn’t receive PIP (that OP has mentioned) so isn’t exempt because of that.

DadANDPK · 14/01/2023 12:38

@Allthegoodnamesaregoneffs

where do you think is the best place to get accurate information?

there ALWAYS seems to be completely conflicting advice!!

im currently trying to help a friend decide whether they're better off staying in legacy benefits or moving over to UC & how their variable income will impact it. Plus when in the month to invoice/get the invoice paid is best. (He's self employed but the main part of his income is only term time). Entitled to doesn't seem to allow for all their variables.

JustKeepBuilding · 14/01/2023 12:39

DadANDPK · 14/01/2023 12:38

@Allthegoodnamesaregoneffs

where do you think is the best place to get accurate information?

there ALWAYS seems to be completely conflicting advice!!

im currently trying to help a friend decide whether they're better off staying in legacy benefits or moving over to UC & how their variable income will impact it. Plus when in the month to invoice/get the invoice paid is best. (He's self employed but the main part of his income is only term time). Entitled to doesn't seem to allow for all their variables.

Do a manual calculation.

Lovelysausagedogscrumpy · 14/01/2023 12:42

Cuppasoupmonster · 14/01/2023 11:59

She should contribute to the house with her earnings and plug the gap. It isn’t up to the taxpayer to give you the money that she should be giving you.

UC claimants are taxpayers too.

Swipe left for the next trending thread