To be annoyed that lots of companies won't take cash

[sicknote26]

Hi,

Been to lots of places that don't take cash, but starting to get really annoyed at not having the option of paying by cash.

Been to a couple of places today, first a well known activity place and a well known restaurant. Both completely cashless.

Aibu or is this a sigh of the times now.

What about the older generation who prefer to pay with cash.

It's definitely easier to budget in cash, it's too easy to tap cards and spend, much better to "see" the money left in your purse and decide what to spend it on.

Can’t your GM get the pin changed to one she can remember , like the year of her birth? We’ve had that option on every card except Santander and the French cards.

The buskers and the people on market stalls all have SumUps round here!

Because abused women with no job are just allowed by their partners to open their own account and have joint funds/child benefit etc transferred in?
Im sorry if this sounds rude but don't be naive.

The Access to Cash campaign estimates there is circa 5.5m vulnerable adults in the U.K. who rely on cash and who have insufficient income for even a basic banking account. There are tons of articles online from reputable sources.

This is a useful article too
www.unbiased.co.uk/discover/personal-finance/budgeting/a-cashless-society-what-are-the-pros-and-cons

It costs business money to take case e.g. security, storage, collection etc. Much easier to just take cards / apps.

Gotta get with the times OP. I hate using cash and don’t even start on change. For many small businesses taking cash is a pain in the arse to store and bank it.

The older generations have to move with the times, sure debit cards track your purchases but you’re already tracked if you’re on any smart device.

I think this post is patronising to the 'older generation', to be honest. Are they so helpless that they can't work out how to touch a card on a reader or enter a pin number? I personally find it much more frustrating when business only take cash. It also seems dodgy.

The faux naivety.

Do you really believe an abuser wouldn't have access to someone's online banking?

My ex kept my bank cards in his pocket.

I dont think its just fear of technology that holds older people back. My mum has always kept up with technology but increasingly arthritis and eyesight make using her phone quite hard. She has the text really big, but then you cant see the instructions and her fingers miss the letters.

This thread and being cashless just highlights again how selfish people are because they cannot comprehend how people may struggle being cashless and are therefore ridiculous and behind the times. Because they "have no need for cash" they think it should be done away with completely and then the faux ignorance that goes along with it "where on earth are you shopping where the card machine goes down" as though that never happens!

Our nearest lounge pub is card only, m&s has gone quiet because they accept cash but don't always have cash and Poundland refuse cash payments. The lounge is ridiculous because they have to carry the card machine around to pick up signal

Things like car boot sales, school fairs, tips for hairdressers, bar staff etc will all be a thing of the past soon.

But who cares, as long as those that are super proud about not carrying or needing cash are ok, crack on. Everyone else is just stupid and needs to get with the times.

It also costs businesses money to take cards. 1-3 % on average of the gross transaction. Amex has historically been very high which is why so many small businesses won't accept it.
Legislation was passed to prevent businesses charging you for using a card but I remember when that was a thing. An extra 2% or whatever would go on the bill particularly for credit cards. If making a substantial payment that bolted on a lot of cash - essentially that comes out of retail margins now but we just don't see it.

And that's just some of the fees -
www.cardswitcher.co.uk/credit-card-charges-small-businesses-pay/

If they won’t accept cash, even though I have credit cards, I say I don’t have one on me and decline to buy the item

For some reason, they then accept cash 😳

Cash is still legal tender so they either want the sale, or they don’t

Works for me

Technology is great, till it falls over, then what?

I'm old and, while I'm perfectly capable of using cards, prefer to use cash. I'm also stubborn so being told places are stopping using cash makes me more determined to use it. I've only found one local business that doesn't take cash and I no longer go there.

Yes, but she was only 56, 40 years ago when cash machines and credit cards were introduced. Yes, for her, it's probably too late now, but she had plenty of time when she was younger and more able to embrace "new" things that everyone else was doing. How did computers, the internet, online/telephone banking, debit/credit cards pass her by for all those years when she was a lot younger and more able to cope with change, but apparently she didn't notice and made no attempt to learn how to use any of it?

Believe me, she can’t! She has always coped with life, by living in a routine. She told me off once, when I was doing a cooked breakfast at her house, for using the large ring on the cooker - that was only for chips! I could only use 3 of the 4 rings! Some people have cognitive deficits and they can’t just magic them away, because someone else says so!

I think you've been watching too many crime dramas to now believe that a business accepting cash is dodgy.

I haven't used cash for years. I get annoyed when placed only take cash🤣

‘Nice areas’ are just the sort of places where the money launderers love to install themselves. Less surveillance, less supervision, less suspicion. When we lived in a posh part of the Cotswolds, the man across the street ran a complete false taxi business, he used to take his car out every morning and park it down the road , to ‘fool’ his neighbours into thinking he was ‘working’. Of course, he was never available for airport trips, what a disappointment for the rest of us who thought how convenient it would be! He went very suddenly to live in Spain.

One of the pubs in the next village was turned into a Chinese restaurant. It was only open twice a year, for the owner’s birthday ( when the locked car park was full of very swish cars) and the day the VAT inspector visited.

I simply won't use businesses that don't take cash. If enough people did this then they would soon get the message!

It also costs businesses money to bag up and take cash to a bank(or pay for collection if they are a larger business).

Check my bank balance basically daily. When I get paid money for bills goes into one account and spending money goes into a basic savings account. Every week spending money for the week comes out of savings into current account. Simple, Budgeted.

I’m young(ish) and hate the idea of a cashless society. Paying by card means the bank/card machine company is taking a cut of every transaction.

Its not faux, I'm genuinely asking. If you can stash cash then you can stash a bank card surely?- in fact, cash is harder to hide because its bigger. If you opened an account that your partner was not aware of then he wouldnt be able to track it. Thats what I mean, how can he not find the cash you've hidden but he can find all bank cards?

My Mom doesnt have a mobile phone and doesnt have internet at home. Her bank card isnt contactless either. Shes 80 and gets by fine, however she is starting to struggle to the see the keypad numbers at the till and pretty much does it from memory of the key positions if she is shopping alone.

I still use my bank card that isn't contactless and have had people at tills roll their eyes at me because they have let me put my card in which means them having to turn the machine round when it's a hand held one, yet it would have to be done any way because the purchase are usually over £100 each time.

I still use cash in charity shops, car boot sales and leaving tips too.

I always feel cash only businesses are dodgy.

Under reporting income etc

I won't use them

I'm glad that you are so ignorant to this, it means you've never been on an abusive or controlling relationship before.

I never kept cash and I secretly opened a bank account. However the bank card came through the post which he got hold of first. He already had persuaded me to open a joint account before the abuse started where all my went so I had no way of transferring money out because he would see if I withdrew anything so a bank card was effectively useless. At least with little bits of cash I could hide them or pass them on to a friend to keep for me along with a cover story.