To ask if you have an idea you believe would significantly improve life in the UK?

[ConfusedmumUC]

I’ll go first.

I can’t help but think making someone’s rent payments eligible to prove you can pay a mortgage would go a long way to housing security for so many people. And limiting the amount of properties owned by one landlord / amount a landlord can charge in rent, would also go a long way. I can’t help but think profiteering massively off of a basic need and right such as housing is really not ok.

Im sure there’s a reason why my idea wouldn’t work, feel free to put me right 😂

What’s your idea?

Impose a residence qualification in order to buy UK property to stop whole housing developments being sold to overseas investors - we're one of a very few countries which doesn't have this

I agree we also need this. Thousands of expensive flats in London being bought by overseas investors. What is the point?

1, Nobody in Government can earn more than 20x minimum wage £385, 000 a year is more than enough for someone in public service
2, Nobody in Parliament has a second job, offshore funds or money protected by tax havens, but reasonable pay for the work they do. Full financial transparency of both the Commons and Lords. Again lots of talented people do the jobs for the idea of the greater good and aren't in it for the riches.
3, Housing, sliding scale of tax depending on how many houses you own and a tightening up of buy to let mortgages where you can only have one mortgage at a time.
4, Tax, sliding scale of tax going up in increments of 5% from a basic rate of 10%, make striving for better a positive by not hammering people with a twenty percent jump if they get a promotion or a qualification that improves their earnings.
5, Universal Income. By giving everyone a universal income billions would be saved in administration of paying benefits, the people who sit at home on their arse will do it on any benefit system, by people knowing exactly what they'll get every month it will give many the chance to take risks, take extra hours at work, be able to do a low paid job that benefits society.
6, Finally within 5 years everybody/company that supplies Government with goods and services will be subject to rules 1 and 2. Becoming insanely rich is fine, but not on taxpayers money (Michelle Mone - I'm looking at you)

Do you mean the 100% inheritance tax idea?

Personally I’d keep as is. Gives incentive but also gets some tax

Put down? It was said in good humour. Get over yourself

We don't need more houses, we just need much more equitable distribution of what we already have.

Government should build housing- a mix of rental housing for poor and middle income earners who can't afford to buy. Purpose built maisonettes with private gardens for the bottom maisonette/communal gardens for all for those in urban areas/regular houses for those in cheaper areas/rural areas. For the houses that are built for sale, they can only be sold to British citizens earning at or below the median income for the area for the next 25 years and cannot be bought by anyone who owns existing property in any country.

Leaving it to the private market isn't working.

I think they have it in Finland and seem to be managing not to murder each other.

For the nimbies who in reality, ironically, are the ‘anti-growth coalition’ to allow cheap housing in their back yards so that the growth we would all benefit from could happen.

Awwww is that you captain charm?

Universal basic income.
Electoral reform including abolishing house of lords and implementing PR.
Abolish royal family.
Scottish independence.
Rejoin EU.
Massive investment in renewable energy and proper insulation.

You need to attract talented people into government and public service, so you would have to place the same limitation on the private sector or people wouldn't want government jobs

I work in the public sector - my job exists in the private sector at about 10% more than what I currently earn. I stay for the slightly better pension and a conviction that I can make the world a better place (in a very small way). If that differential was suddenly 50%, I would have to have a much more serious think about whether I could afford to have those principles.

Bring all adult social care under the NHS, all care workers then get banded pay, pensions sick holidays and mileage rates, this would make social care work far more attractive, no longer would be seen as a NMW wage & ZH's job.

Yes would cost but what is the alternative?

Brexit & Covid caused many low paid care workers to leave the UK, they now cannot return, hence NHS has collapsed, increasing pay wont be enough.

That can be sorted but not so long as both main parties refuse to face the truth of Brexit and fail to lead.

What tax loopholes though? I’ve yet to see anyone actually make a sensible suggestion about tax based on reality at all. It’s all basically myths and misunderstandings- eg Amazon doesn’t pay tax (obviously it pays loads), etc

Affordable wrap around child care.
Good provison for elderly who need care
Life skills taught at school
2nd language taught from age of 4
Affordable rent
Better insulated homes
Access to good leisure facilities for all
Limit of sugary and high fat food sold
Encourage a mile a day walk for all from age of 4

Universal basic income.

Move Parliament, central government, the BBC & the financial markets entirely out of London and distribute them around the rest of the U.K.
Why can’t Parliament be in Bristol? Why can’t the MOD be in Cardiff? Why can’t the Department of Health be in Belfast? Why can’t the rest of the BBC be in Salford? Why can’t the Bank of England be in Newcastle? Etc etc.

Nobody in Government can earn more than 20x minimum wage £385, 000 a year is more than enough for someone in public service

I’d be stunned if anyone in the public sector earns anything like that now.

If you can prove rent payments for three years or more without default you should be automatically entitled to a mortgage of 50% of current rent costs ..

No murders as far as I'm aware, but the Finns abandoned the trial after two years. Basically everyone was just too happy to take the money and not work.

How does building cheap and by definition, poor quality housing, help growth?

People who are struggling with rents etc will not afford a new build, even at cost, then there is the land that has to be purchased.

So your magically properties will be snapped up by land lords and they will hike rents, back to square one.

Housing crisis will only be solved by a return to social council home at way below market rent.

News ways of Growth have to found and that means zero carbon ones.

Three main things: public transport, housing and education.
Public transport - subsidising the rest of the UK in a similar way to London (obviously buses couldn't be as frequent to rural areas but most people who don't live in the middle of nowhere should have a viable option of travelling to work by public transport).
Housing - some limitations set on private landlords. Much more investment in council housing, and making the basic options big enough to live in long term if needed, rather than just a bit too small for most peoples' needs. Eg maybe large two bedroom flats, or three double bedroom houses (built over three floors if necessary).
Education - a wider variety of schools so that people have true choice, and the needs of all can be catered for. Much more options for all types of SN. For example, some schools set up modelled on the best independent specialist schools, but on a budget so more children are able to access. Adult education free or heavily subsidised, so anyone can do all types of GCSEs and A levels at night school if they wish (as it was in the past).

I’ll preface this by saying, I’m very, very anti drugs. But, I think drugs should be legalised. They can be quality controlled, taxed and it would generally clean up the whole god awful disgusting-ness that surrounds the drug ‘industry’.

(I should also add, I know very little about drugs generally aside from what I see to be the complete degradation of society were they are involved so I’m not sure if it would actually be workable)

Yes like how Costa Rica has committed to ecology including the environment, regardless of who wins the election.

I agree with your OP, OP. Stability is paying should enable a mortgage.

It'd be better if government spending was based upon how much they had to spend, instead of spending like drunken sailors on shore leave and then complaining about the deficit and saying they have to make cuts.

Public sector should be run more like the private sector. Get rid of the dead wood and hire the best and pay them well, but they have to prove they are the best, and stay the best.

100% inheritance tax wouldn't work. Unless you ban parents from giving their children money and other gifts while they're still alive. Which would be ridiculous. Almost no-one with children would die with a house in their name if there was 100% inheritance tax, and then you'd be left with a few isolated incidents of children unexpectedly losing their parents in tragic circumstances and the government taking 100% of their house.

As someone who grew up in north wales… love your name!