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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Who is my car insurance with?

35 replies

Wherehaveyouhiddenthebiscuits · 16/12/2022 18:23

Earlier today a vehicle hit the rear side passenger door.

Problem is I can't find who my insurance is with. Ive checked online and im insured. But ive checked emails, bank statements and can't find it. I've logged onto comparethemeerkat.com but as there is only 4 days left on my insurance it is only coming up with you quotes and won't say who gave the best quote last year.
Strangely I haven't had a renewal quote email or letter.

Can anyone help please?

OP posts:
DashboardConfessional · 17/12/2022 08:00

Good idea re credit file. If you sign up free for Check My File, download (then cancel as it's monthly), it will have who searched you in December.

WhatTheHellIsAQuasar · 17/12/2022 08:10

if your renewal is due have you had a renewal invite? A lot of companies only send them by email nowadays. The only way I could find out who I was insured with recently was to check my bank statement, found the payment to RSA (royal and sun alliance) then googled who that was likely to be then found it was probably more than, then had to ring them to double check. Luckily it was them!

Whatthediddlyfeck · 17/12/2022 08:13

CanadianJohn · 16/12/2022 21:31

I understand nothing of the modern world, but if you were stopped by the police and asked to prove you have insurance, surely you would show them either the paper slip or the phone equivalent, which would include the company name, policy number, and expiry date.

Or isn't that what you do in England?

There’s not the same requirement now to “show your documents” as they’re available to the police via the PNC and also the MIB

bloodyeverlastinghell · 17/12/2022 08:20

HowVeryLikeSibella · 16/12/2022 22:21

The cops have access to the MIB record and can see whether a car is insured, (and I assume for which drivers).

This. The only time I was stopped by the police was during the pandemic. He came up to the window and addressed me by my first name, asked me to confirm my dob. They know all details of insured on car.

1224boom · 17/12/2022 08:21

I had this and it ended up it was through Sainsbury’s - was a nightmare trying to find it in my inbox.

girlmom21 · 17/12/2022 08:24

Go to the MID. You can check who your insurance is with for a small fee.

gogohmm · 17/12/2022 08:36

The money may have been debited up to a month before if it was new insurance, some insurers charge you straight away

MrsMontyD · 17/12/2022 08:42

Will there have been a credit check if the OP paid in full and not by Direct Debit?

SallyWD · 17/12/2022 08:54

I just check my old emails. If you're due for renewal I'm a few days check your emails from a year ago.

girlmom21 · 17/12/2022 09:51

MrsMontyD · 17/12/2022 08:42

Will there have been a credit check if the OP paid in full and not by Direct Debit?

No because she wouldn't have taken out any credit.

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