DS is in his 2nd year of Uni in London. He lived at home for the 1st year as accommodation costs so high and we’re only an hour away. He insisted he wanted to move into halls for this year which I agreed with as he’s a lazy lump and I thought it’d be good for him to experience being independent and getting some life skills. He lived of his student loan (maximum loan as on a lower income) last academic year, paid no rent and didn’t work despite hardly ever going into Uni. I had told him to take driving lessons and take his test (and save some for this year) so at least the money would be put to good use. Most it was spent on gaming, clothes and going out.
I was clear that he needed to work over the summer to save up for going into halls as we can’t afford to sub him. He has got maximum loan this year but only has a few hundred pounds left each instalment after paying accommodation. He finally got a job in July but didn’t bother going in after a week as early starts! It was decent pay and he could have had at least £2k saved if he’d continued until mid September.
Anyway he went off in September. I paid for all his stuff and again I impressed on him that he needed to find a part time job as he didn’t have enough money. Should be plenty of opportunities in London!
Currently he’s living off his student overdraft and the odd £50 I’m sending him.
Still no job as he complains he’s too busy with Uni work. He only goes into Uni 2 days a week and has a half day online. I’ve told him to come home this weekend as plenty of jobs in local area which he could take for a few weeks (Uni finished now for Christmas) but he insists he wants to stay in halls until Christmas Eve as he’s got stuff planned with mates there and doesn’t want to work over Christmas!
In his January student loan, he’ll only have £500 left over until April after accommodation and I can’t keep sending him cash as cost of living gone up and we have other DC at home.
I don’t want him to max out his student overdraft which it looks like he’s going to do. His problem but I’ve told him he needs to start building up a credit rating and how is he going to pay it off if he lives out next year when he’ll only get minimum loan as I now work so we’ll be over the threshold?
AIBU to be furious with him?