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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

AIBU To Ask If You Ever Write Cheques

113 replies

TheShellBeach · 02/12/2022 20:06

...............I actually started a thread on Twitter about this about six months ago, and discovered that loads of American people do still write cheques. I also discovered that a lot of US banks charge customers for using their debit cards.

Does anyone in the UK still use them? DH and I don't even have a chequebook, although we have a few elderly friends who do, and who are adamant that they'll carry on using them.

OP posts:
FormerlySpeckledyHen · 02/12/2022 20:31

More than 10 years ago, when kids were at school. Football subs and guitar lessons.

cobblers123 · 02/12/2022 20:33

Yes, the man who cleans the bin and the window cleaner.

Conkersareback · 02/12/2022 20:34

Monzo account, don't provide cheques!

Original poster
TheShellBeach · 02/12/2022 22:15

Our bank will only provide a cheque book if the account holder asks for one.

OP posts:
Original poster
TheShellBeach · 02/12/2022 22:17

There are quite a lot of elderly people in my village and they're addicted to using cheques.
Sorry, that's the wrong word, but despite the fact that they have debit cards they don't like using them.

OP posts:
TakeYourFinalPosition · 02/12/2022 22:18

No. And HMRC can do BACS.

BettySwollox78 · 02/12/2022 22:18

Once a year for peppercorn rent.

UWhatNow · 02/12/2022 22:18

Cheques are brilliant and easy. Not everything new is progress!

TheYummyPatler · 02/12/2022 22:20

I couldn’t write a cheque even if i thought of
a reason to. Seems like something from a bygone era.

Purplebunnie · 02/12/2022 22:21

Regularly for family member's children's birthdays. Not safe to send cash in the post

I get through a cheque book a year

StickyCricket · 02/12/2022 22:22

We don’t even have a cheque book, I guess we’d have to ask (Santander) for one? I genuinely can’t remember the last time I wrote a cheque.

TheYummyPatler · 02/12/2022 22:23

UWhatNow · 02/12/2022 22:18

Cheques are brilliant and easy. Not everything new is progress!

But they’re not easy. You need a cheque book. If you write one? The recipe to might cash it unpredictably within a 6 month window. If someone writes you one, you have to go to a bloody bank to cash it.

I rarely use my physical debit card any more. The thought of paying for something by cheque would never occur. Not when I can do a bank transfer on my phone I’m seconds.

QueenWenceslas · 02/12/2022 22:24

I do quite regularly and I’m in my thirties. My milkman and DD’s Brownies unit only accept cash or cheques.

Saltywalruss · 02/12/2022 22:26

flowerycurtain · 02/12/2022 20:21

And yea I acknowledge we are very backwards!!

Why change aomething that works well?

OoooohMatron · 02/12/2022 22:30

No. I don't have a cheque book but even if I did I'd never use it. I hate that the money doesn't leave your account instantly and that the recipient can sit on it for weeks/months without cashing it. Cheques are so outdated and I wouldn't deal with a business that only accepted cheque payments.

Hesleepswiththefishes · 02/12/2022 22:34

Yes have to write cheque for person who brings the winter wood
the chimney sweep
the person who clears the gutter
lots of people still don’t do digital banking

mogsrus · 02/12/2022 22:35

crussont · 02/12/2022 20:11

I wrote one to the DVLA the other day

Got to ask why?

RIPhouseplants · 02/12/2022 22:36

I remember learning how to write a Cheque in school. The first bank account I opened came with a cheque book and I remember being quite delighted with my cheque writing grown-upness. I’ve not written a cheque for a very long time now, I got one recently though and was pleased to learn I could scan it with my phone to deposit it.

Tangled123 · 02/12/2022 22:39

I have a chequebook for an old bank account I don’t really use anymore, so no idea where it is.
I could have written a cheque when I ordered a new licence over the summer but got a postal order instead.
I mostly use Standing Orders. Apple Pay or PayPal for making payments now.

dizzydizzydizzy · 02/12/2022 22:40

Nope. Mislaid my chequebook about 10 years ago.

The last cheque I wrote was for £7 for the school. Stupid school in their infinite wisdom decided to cash the cheque the day before payday and about 6 weeks after I had given it to them.Blush

blebbleb · 02/12/2022 22:49

No I don't have a cheque book. It's been years since I wrote one. My Nan still writes me cheques bless her, but it's easy enough to scan on my banking app.

mouse70 · 02/12/2022 22:53

Yes I still write cheques on a regular basis(once a month)

gogohmm · 02/12/2022 22:53

Yes for work, also had to send a cheque to the bank as you can't transfer more than £20k without locating an actual bank branch

MarshaMelrose · 02/12/2022 22:56

Ground rent
Yoga
Car service
And some other bits,abd bobs I can't yhink of now.
I'm in my 60s, maybe elderly. I do online banking, online shopping, debit card etc, but sometimes there's no other way than a cheque. About 10 years ago my bank announced they were phasing cheques out. They had to back track because, for example, I literally can't pay my ground rent in any other way - and believe me I'd love to.
But, yeah, make out its older people that can't cope with these new fangled interwebbie things. 🙄

catandcoffee · 02/12/2022 23:00

Yes DVLA ... they accept cheque or postal order only for some things.