I feel for you OP and hope you get things sorted as smoothly as possible.
We had smoke damage from a fire which gutted the (then unoccupied) house next door. Honestly, it got everywhere, wrecked electrics, and the stains it leaves were impossible to remove.
In the end, we had pretty much everything other than tableware replaced; clothing, linens, soft furnishings, electric goods. We also had to leave the house for quite some time, the smell was beyond belief.
So yes, another voice to the chorus of please be careful when charging.