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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that working people should get help too

229 replies

cantthinkofabetterusername · 17/11/2022 21:19

I read today about another COL payment next year for people on benefits, pensioners etc. Now I completely agree that the most vulnerable in society need help and i don't begrudge them a penny. My AIBU is working people are struggling too! I work 30 hours a week, dp does 50 therefore we get no government help as we apparantley earn too much. In reality we're scraping by most months due to increasing bills and general cost of living, I'm aware I may come across as jealous, I'm not im just bloody frustrated that working people who don't get government help are seen by the government as not struggling

OP posts:
Archibaldleach · 18/11/2022 14:25

Just go part-time or leave work and go on benefits. You'll most likely be better off and have more free time.

freyamay74 · 18/11/2022 14:39

@Archibaldleach I doubt you'd actually be better off, but the differential is clearly not enough to make it worth it for a lot of people to work to capacity. If you're slogging your guts out in a job which may be hard physically and/or mentally and you're still struggling to pay the bills at the end of the month, it's quite understandable that people are going to wonder what the point . Being unemployed or keeping your working hours low means you'll still have the struggle- but at least you've had more time to do what you want/ have a lie in etc over the month!

Shillyshall · 18/11/2022 15:09

Archibaldleach .. thats it exactly .. we have friends who openly say they both work part time in order to claim benefits to fund their part time lifestyle.
both we and them struggle now .. the difference is they can have more time , plus they claim for their days out by putting them down as business expenses.
it worries me that people openly say they want to use a system . Id be ashamed of that attitude.
( i dont
mean people with caring or childcare commitments . .. i mean choosing, activeky, a part time lifestyle , expecting others to fund it , and then getting additional help seems really not ok to me .

Oldsu · 18/11/2022 19:17

BlackberriesArePurple · 18/11/2022 02:33

It depends how much tax you paid over those 51 years. Without knowing what you were earning then or now it's impossible to know whether you coveref your own costs over your lifetime, let alone subsidised other people. This misconception that paying tax means you've paid for the state pension is nonsense. The vast majority of pensions paid nowhere near enough tax to have done that, let alone to have funded other people's too. Perhaps you are one of the few who did but given you're still working at state pension age, it seems unlikely.

That's not to say that you shouldn't receive it. I think everyone should receive a more generous state pension. However, this would entail everyone making contributions sufficient to cover their own withdrawals, not expecting other people to fund it for them then claiming they paid for it if they paid a few hundred pounds of tax per month over their working life.

@BlackberriesArePurple you really have to learn to read posts because I said I paid for the GENERATIONS ABOVE ME not for my own pension, I didn't pay NI for as long as I did without knowing who benefited and what I was actually paying for, nowhere on my post did I indicate I even remotely thought I was paying for my own pension, and yes of course I realise I won't have paid in more than I get out very very few people will, but I paid NI during times when I was struggling myself, when I was paying rent and saving desperately to get on the property ladder not much difference to young people today. BTW the reason I am still working is that I am valued by my employer I was promoted at age 65, I reached SPA during the last lockdown and remember getting an email from my MD saying happy birthday you ARE coming back, aren't you? to say I am only working due to low wages and low tax is actually nowhere near the truth and is a very strange thing to say

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