Car insurance for 17yo

[InsuranceForU18s]

AIBU? I have just tried to add my 17yo learner driver to my insurance policy to be told they don't accept U18s and I was to call back when they are 18.

I said I'd look for an insurer who would accept a learner on a policy and I was told, "You'll be lucky to find one of those!"

Also I'll be charged £45 to cancel my policy!

AIBU to think that there must be insurers out there who allow 17yo learners to practise in their parents' car? How on earth can you haters learn to drive otherwise?

Have you had success with this?

TiA

We took out a policy for DD while learning to drive for around £300 for 6 months I think.
The company was called Adrian Flux

I had to move my car insurance to Halifax but they let me add on 17 year old twins as learners.My insurance only went up by about £20 a month. Dreading the cost when the pass though🤦🏻‍♀️

Of course you can add learners at 17. They can have their own policy at 17 too. The comparison sites should be fine (CtM, GC, MSM etc).

@Runworkeatsleeprepeat I feel your pain! It cost £200 more when DD1 had passed her test than it did to insure her as a learner.

They can have their own add on insurance. We've used Marmalade & someone else who I forget the name of. You can do it for a week, a month, or whatever. It doesn't affect your no claims bonus of they have an accident.

Is this add on separate to your existing policy (ie with my policy who refuse to insure U18s) or do I need to move the whole thing to Marmalade?

Veygo driver insurance.
My insurance wanted over £1300 to add DD as a learner.
Veygo is £120 for 12 weeks!

I'm with Direct Line and they added DD to my policy as a learner no bother.

Totally separate policy just for DD to drive.
My own insurance still exists, still valid. Literally just DRIVER insurance for DD to drive my car,

I just stuck with just DC's driving instructor to avoid the hassle and them picking up bad habits. He passed after fifteen lessons first time last month and the cheapest I could find (and that's with a black box) is almost £1800.

@Littlewhitecat wow!!! It was direct line that wanted the extortionate amount for my DD - they admitted they don't like learner drivers. About 18 months ago.

Dd had a separate policy while she was a learner.

It's separate to your own policy. We had one which was on a rolling monthly renewal, which worked well.

Seperate learner policy for my DS 17 with Collingwood @InsuranceForU18s

I used Marmalade for my dd. You can take out a month at a time or more which is a bit cheaper

Yes, it's separate. Veygo was the other one we used. It means you don't have to have them insured if they are taking a break - for example for holidays, exam time, or whatever.
The real fun & games in terms of costs start when they pass, in my experience!

We looked at Marmalade, but in the end, we decided against insurance as DS was having a weekly 2hr lesson. Adding his name to my insurance would have bump up the price by £1k. I added his name on after he passed (in Aug), & it only cost an extra £250. When my insurance is up for renewal in April I will make him the main driver as I only need the car twice weekly.

Ok, just to clarify (before I rush in and cancel my existing policy and get charged £45 for the privilege...) I keep my policy with Hastings (😡) for the car. That does not change.

I get a learner policy from Adrian Flux, Marmalade or similar for the teen?

Same car insured by 2 drivers with 2 different companies.

Is that correct?

Thanks for all your help!

LV added my DDs very cheaply as learners and when they passed. But when I tried to get them their own insurance when they bought cars after they passed, they give silly quotes so then switched to Admiral.

Mine went on my RAC policy as a learner for not much more. Different story once they passed 🙈

what kind of car do you have? Could that be it? If you have a brand new merc they may be less likely to insure a learner than if you have an 07 plate fiesta 😂

You can take out a top up insurance from collinging wood learners. The learner also gets an accerlated 1 years no claims bonus with them.

Yes.

Don't cancel your existing insurance.

Do get additional learner insurance - look at Collingwood too, I found them cheapest.

Yes, exactly that. You keep your insurance they have theirs. We found Veygo and Marmalade to be cheapest. It's much better than having them on your policy, as if they have a claim it won't affect you.

But when I tried to get them their own insurance when they bought cars after they passed, they give silly quotes so then switched to Admiral

another vote for Admiral once they pass. Cheapest “known brand” insurance for a new driver.

We used Admiral while they were learners and also once they passed (although was a fair hike in the premium once they had passed)

Great. Thank you.