Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think student loans based on household income are unreasonable

105 replies

Starsinyoureyes13 · 30/09/2022 08:48

My daughter will only be 17 when she starts uni next year, im hoping she gets into the halls of residence as then she will have her own room as currently she shares a room with her very messy and loud sister. Right now I'm currently the main earner in my home, I earn a little over 25k to support 4 of us, My partners business is going down the tubes and may have to call it a day as anything he earns is being put into the company. So come next year my daughter will get about £600 in bursary and 6100 in a loan, she won't be able to get a bar job as she is under 18 and any work she does will pay bare minimum due to her age, so looks like I'll have to fund her until she's 18 which won't be until next January. How do other parents cope with their kids at uni do you part fund them?
Its all confusing
Though still see it as unreasonable that household income dictates who gets what

OP posts:
Airymanning · 30/09/2022 22:06

I only part fund. It's all we can do tbh x

SueVineer · 06/03/2023 13:47

Surely if your household income is 25k you get the full loan?

it’s unreasonable to expect 18 year old kids to support themselves in full time education. I have two dds and save for their education (I’m a single mom).

bruffin · 06/03/2023 13:58

SeasonFinale · 30/09/2022 08:59

She could even train as a lifeguard from the age of 16 which my son did the week after he turned 16. This part time work has funded 6 months in Central America in a gap year, a month in Thailand this past Summer and his time at uni too (going into second year).

She doesn't need to work in a bar. There are other jobs. If things are that tight perhaps she should work now or have a gap year and work to build up savings before she goes.

My DS became a lifeguard at 16 , work for the university leisure centre through uni and also our local leisure centre before and after uni. until he got his career job

DD also past her NPLQ but only really used it in Camp America (although she did have to do extra qualification for that when she got there).
She went to uni during covid and earned money by giving covid jabs in her last year.
@Starsinyoureyes13 £6000 is a lot more than either my DC got!

SueVineer · 06/03/2023 14:17

roarfeckingroarr · 30/09/2022 21:39

Isn't that how it used to be?

I don't think it should take household income into account, except bursaries for the very poorest. Not all parents want to / will fund their children through tertiary education. Loans are supposed to be repaid. So change the system so graduates repay and treat students the same.

No - it wasn’t. Grants were before loans and they were based on parental income too. Because you are required to support your children under 25 in full time education.

KievsOutTheOven · 06/03/2023 14:46

Op, I’m in Scotland, my parents were on a lower income to you and I got similar contributions to your daughter, and I think you are being quite unreasonable.

There is no reason she can’t work. She can also choose a uni with cheaper accommodation and living costs (like Stirling) and that way, the loan will cover her accommodation. IMO you should cover her food; since you’d be paying that if she lived at home anyway, but anything over and above that she can earn for herself.

I was doing a more demanding course (placements) and still worked three days per week during uni terms and 2 days during placements, and full time during the holidays.

Working and being skint was really good for me.

New posts on this thread. Refresh page
Swipe left for the next trending thread