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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Things have changed so much , so quickly?!

647 replies

doodlywoodlydingdong · 22/08/2022 18:07

I just had my grown up kids around for dinner, not unusual but it got me thinking how much things have changed in the last 3 years. We are a very typical family. I'm 45 , 4 kids aged 13-25. Between me and my DH we have an income of around £34k but very soon it's going to drop by £4k annually.

Three years ago I would go food shopping and buy pretty much whatever I wanted. If I fancied it, it went into the trolley. Full English breakfast every Saturday, big fat roast dinner with a nice joint every Sunday. Two v cheap foreign holidays a year. I enjoyed making our money stretch as far as it possibly could with holiday bargains etc. Christmas was always glorious with loads of food and some nice gifts. Lots of entertaining. fast forward 3 years.

Today I was stood in the kitchen picking the meat off 6 chicken thighs to feed seven adults and a baby. The roast dinner was totally packed out with veg and spuds. Barely any chicken compared to what I would have served 3-4 years ago. I can't stretch to a joint of pork anymore, a whole chicken is a rare treat. So thighs it is. My kids are eating more and more pasta /noodles based dishes with hot dogs as protein. I have to think twice about what is the most efficient method to cook whatever meal it is to save money on the electric. My dogs are now on the cheapest possible kibble I can find. I was actually relieved when my lovely old cat suddenly died (?!) as I wouldn't have to find the extra money for vets fees as she was knocking on a bit. Thats now £ 18 a month I'm saving on litter and food and I feel like a monster for even typing that.

I use the l local food waste project wherever I can, save every penny I can, but ultimately I'm going to have to give up my mobility car as the money would be much better in my pocket . The trade off is that I will then be house bound and that "freed up " money will be going straight to EON from October .

AIBU to have a feeling of almost grief over all of this? It's been very slow and gradual trickling of price increases etc but suddenly it's taken 6 chicken thighs to push me over the edge and be ridiculously angry and upset about how our money can purchase so much less these days?

OP posts:
Eastangular2000 · 22/08/2022 21:55

antelopevalley · 22/08/2022 21:54

We are paying £300 a month in energy bills as well.

For a 2 bedroom house, where you don’t use heating or hot water and only boil a kettle once a day and sit in the dark?

Geograma · 22/08/2022 21:55

Intothewoodland · 22/08/2022 20:58

The comments by some people are shocking. Especially the one about you having a holiday even though your immuno suppressed. Why on Earth wouldn't you?

People shouldn't have to have nothing because they are on benefits. If people budget well and can afford things then good for them. And yes, Eurocamps are brilliant. We booked a last minute one for the summer holidays this year for £220 for a week plus an extra £100 for the ferry. That could sleep up to six people!

I wasn't saying she shouldn't. I don't get how you can be too immunosuppressed to work, but not too immunosuppressed to travel abroad. Good on them for making ends meet on their family joint income til now. Some of us were suggesting ways of increasing household income but i guess the OP wasn't asking for that.

TheFormidableMrsC · 22/08/2022 21:55

Icantcope · 22/08/2022 21:48

I completely understand ... my husband & I are in a dire situation too, so much so that I really don't know how to cope with it anymore!
My husband was ready to retire a few months ago ( he's 66+ ) but due to the cost of living ( especially power prices) that is now on hold.. He has a very physical job and drives an hour there and back everyday ( so petrol prices are also impacting our finances) We very recently moved from a large flat to a smaller 2 bed house.... Our gas/ electric bill has gone up from about £70 a month to £300, DH's take home pay after tax is £1,100 per month.... so after paying rent, council tax, gas/electricity and petrol we now have about £200 a month to live on.
I have been trying to find a job for months now but as I don't drive and we live in quite a rural area there is not a lot of opportunities about.. I worked from home during a good part of lockdown but that work has now dried up.. For the first ever I applied for benefits only to be told that I didn't qualify as I hadn't paid enough tax during 2020) Like the original poster - we are very frugal with shopping but even buying the cheapest foods eg pasta etc doesn't help a lot as it takes time/costs quite a bit to cook.. we have a small meter that shows what we are using on a daily/weekly basis and it terrifies me every time I have to use the cooker/ micro or even boil the kettle.. I try not to eat or even make a tea when DH is at work as I see the amount on the meter going up and up. We have a cup of tea for breakfast and I cook a hot meal for DH coming home.. today I've had 2 cups of tea , some lettuce and a cheese triangle for lunch and some scramble egg for dinner ( no toast-costs too much to use the toaster) .. we don't use any lights, heating or hot water - my husband has a shower at work. Right now DH has just gone to bed, it's just after 9.30 and I am sitting in the dark - luckily there is street light right outside our home which gives some light in the living room and the bedroom.. the tears are running down my face and I just cant stop crying - if it is this bad in the summer I am honestly petrified about the winter.. sometimes I feel like giving up but I have an 85yr mum ( in sheltered housing). We were an average family, who like others enjoyed a holiday, the occasional family meal out or a takeaway...

I'm sorry you're in this situation. The advice about benefits seems incorrect though. I'd get in touch with Turn2Us or have a benefits check via the CAB. I've never heard of people being turned down for benefits because they haven't paid enough tax.

dottiedodah · 22/08/2022 21:57

Tbh we have a similar slightly higher income and have never managed 2 foreign holidays! We do a good shop but have had maybe 3 or 4 holiday's in the last 5 or 6 years not all abroad! You are managing well.maybe something like spag bo or chilli will go further. Maybe look at downsize if you can

Babyroobs · 22/08/2022 21:57

TheFormidableMrsC · 22/08/2022 21:55

I'm sorry you're in this situation. The advice about benefits seems incorrect though. I'd get in touch with Turn2Us or have a benefits check via the CAB. I've never heard of people being turned down for benefits because they haven't paid enough tax.

I think maybe she means NI contributions rather than tax. But she should still look at Universal credit as a couple on a low income. They would get help if renting.

Eastangular2000 · 22/08/2022 21:58

antelopevalley · 22/08/2022 21:49

I have no idea at all why you can not afford holidays. You must be earning at a minimum over £37,500. And if you are working 70 hours a week I would assume you are not choosing to do that earning only minimum wage so must be earning a lot more.

I see people on here all the time talk about budgets that are fairly generous and how they can not afford holidays, and my only conclusion is they must be poor at budgeting.

She probably has to pay out rather more than 97 quid a week in rent or mortgage for a start!

Babyroobs · 22/08/2022 21:59

Eastangular2000 · 22/08/2022 21:58

She probably has to pay out rather more than 97 quid a week in rent or mortgage for a start!

Yes exactly . Someone I know ( lone parent ) pays £1800 private rent in the south east ! People who have never had to pay these kind of rental prices don't have a clue !

whatwasIgoingtosay · 22/08/2022 22:00

"Bloody hate men being in charge sometimes. We need fewer boys dreaming of being Mr Big and instead more managers. In fact no one should be allowed to stand for public office unless they’ve excelled at a basic manager job."
Wait until Liz Truss becomes PM, as she certainly will. Then having a woman in charge will be even worse than the previous man!

Hereforthelaugh · 22/08/2022 22:01

This reply has been deleted

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OP cannot work. I am sure she would much rather be working than have the chronic health conditions she has! I am sorry OP, people are just so rude.

Icantcope · 22/08/2022 22:01

Our current circumstances are not exaggerated-- dear lord I wish they were .. but this is exactly our life at present. As for my energy bills.. we have moved from a flat to this house and due to the move our energy supplier( Scottish Power) ended the fixed tariff contract at our previous property and started a new account for this house.. the standing charges alone per month are £290 per month Before fuel costs are added- tied in for the next 12 months.

ParsleyPesto · 22/08/2022 22:04

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Look I don’t read every post but I do at least read the OP’s. And if you had you’d know she can’t downsize or work.

motheroftheyear95 · 22/08/2022 22:04

ParsleyPesto · 22/08/2022 22:04

Look I don’t read every post but I do at least read the OP’s. And if you had you’d know she can’t downsize or work.

Yes she can downsize

antelopevalley · 22/08/2022 22:05

Babyroobs · 22/08/2022 21:59

Yes exactly . Someone I know ( lone parent ) pays £1800 private rent in the south east ! People who have never had to pay these kind of rental prices don't have a clue !

I know there are very high rents. Where my family live there are houses for rent at £3000 a month. But these are lovely middle-class family homes. No one ordinary is renting these houses. People I know are paying up to £1400 a month in the South East.

Eastangular2000 · 22/08/2022 22:05

Icantcope · 22/08/2022 22:01

Our current circumstances are not exaggerated-- dear lord I wish they were .. but this is exactly our life at present. As for my energy bills.. we have moved from a flat to this house and due to the move our energy supplier( Scottish Power) ended the fixed tariff contract at our previous property and started a new account for this house.. the standing charges alone per month are £290 per month Before fuel costs are added- tied in for the next 12 months.

Sorry but this cannot be accurate. Standing costs for gas and electric are not 290 a month. You have misunderstood something somewhere

ParsleyPesto · 22/08/2022 22:06

motheroftheyear95 · 22/08/2022 22:04

Yes she can downsize

Ok boom done ✅
Just like that you worked it all out 🙄

Eastangular2000 · 22/08/2022 22:07

antelopevalley · 22/08/2022 22:05

I know there are very high rents. Where my family live there are houses for rent at £3000 a month. But these are lovely middle-class family homes. No one ordinary is renting these houses. People I know are paying up to £1400 a month in the South East.

Deluded. There are many many places in the SE where 1400 will get you a one or two bed flat not a family house

ParsleyPesto · 22/08/2022 22:07

Eastangular2000 · 22/08/2022 22:07

Deluded. There are many many places in the SE where 1400 will get you a one or two bed flat not a family house

Fully adapted for disability? Ok

djdkdkddkek · 22/08/2022 22:08

some places are advertised at 1400 but then let at 1700 it’s awful actually

Eastangular2000 · 22/08/2022 22:09

ParsleyPesto · 22/08/2022 22:07

Fully adapted for disability? Ok

You have misunderstood my post

djdkdkddkek · 22/08/2022 22:09

ParsleyPesto · 22/08/2022 22:07

Fully adapted for disability? Ok

She can downsize via the council

do you think she should stay in a 5 bed for another 20/40 years? Just her, her husband and the dogs

antelopevalley · 22/08/2022 22:09

Eastangular2000 · 22/08/2022 22:07

Deluded. There are many many places in the SE where 1400 will get you a one or two bed flat not a family house

Agreed. All my family members have had to move out of the village they were born in and move to cheaper places.

antelopevalley · 22/08/2022 22:10

djdkdkddkek · 22/08/2022 22:09

She can downsize via the council

do you think she should stay in a 5 bed for another 20/40 years? Just her, her husband and the dogs

There is an incredible shortage of adapted houses with enough bedrooms for her dependent children.
Adapted council places tend to assume you have no children.

motheroftheyear95 · 22/08/2022 22:11

ParsleyPesto · 22/08/2022 22:06

Ok boom done ✅
Just like that you worked it all out 🙄

Don’t be arse!

MillyWithaY · 22/08/2022 22:11

CanDo92 · 22/08/2022 19:03

You started having children at twenty, have four of them, and both you and your husband seem to be on relatively low wages, so it’s not really surprising if you need to think carefully about where the money goes, but cheaper cuts of meat and so on.

If anything it’s surprising that you’ve lasted so long without feeling the pinch, so well done on the budgeting to have got so far.

Your eldest is hopefully standing on their own feet now, and presumably one or two of the middle ones will be ready to leave home soon and make their own way in the world, so hopefully it’s only a couple of years before things get easier again.

Can either of you take on more hours or find a second job?

This ^ Does nobody take any personal responsibility anymore!

TeachesOfPeaches · 22/08/2022 22:12

@TheFormidableMrsC new style job seekers/JSA is now dependent on how much NI you've paid the previous year or two.