Landlords are hated but

[Parsley1234]

I am a landlord tenants been in situ for over 10 years very happily in a character Victorian terrace rent raises minimum I leave them alone get repairs done in a timely manner however from 2028 I will have to either sell holiday let or leave vacant the property as the modifications are untenable for me. Double glazing adding internal walls to make small rooms smaller etc. We are in a housing crisis this is going to make it worse and for all of you who want to have a go at landlords maybe look at the government housing policy first

Highly unlikely.

I suppose if landlords aren't in a position to sell they'd be more likely to start using a letting agent rather than self managing, the more rules there are to comply with. But then the rent would be higher to pay the letting agent...

Meh - tenants shouldn’t have to pay excessive bills because you want a meal ticket. I have a flat in an end of terrace property in London and it’s rated C so not impossible. Why do you want your tenants living in a badly insulated property?

these EPC rules are to protect tenants not just keep them stuck with crappy landlords who don’t care what bills they pay as long as they slurp up profits from people.

Not all rented properties are mortgaged?

To be clear, my flat is Victorian. It can be done, you just dont want to spend the money and you’re annoyed. Greedy.

Everything is being done to ruin landlords, only people it will affect is the tenant at the end of the day and the treasury.

Having read this thread and after two months of hot temps in London, I am actually now wondering if a lot of the properties raised to C will be too hot for the tenants in summer? What an own goal that would be.

Not likely, good insulation is better at keeping the heat out as well as the cold.

I think that the government tightening up on landlords is a good thing. Too many rental properties in appalling condition.

100% correct.

Someone else has brought a house for you by paying your mortgage just because you have had the sheer luck and privilege in life to be able to purchase a property.

Most tenants are on interest only mortgages as thats what to majority of BTL mortgages are.

LL not tenants

Firstly private landlords are not a homogenous group. So the best you could say is ' some private landlords'. As far as I am aware there is no 'landlord union' and if there is, I doubt many landlords are members. I have noticed that the large letting agencies like to lobby against anything that can be seen to disadvantage landlords, because they, predictably, want to keep as many people being landlords as possible as that is their business model. They also want legislation to make things as simple and straightforward for themselves as possible.

This is entirely to be expected in the same way that Unions are interested in what benefits their members and professional bodies lobby for what is in the interest of their profession.

That is why Government exists to make decisions that balance competing interests.

Someone else has brought a house for you by paying your mortgage just because you have had the sheer luck and privilege in life to be able to purchase a property

No, someone purchased a service. That's what a rental agreement is. The purchase of a service.

Just like your taxes are not paying for lifestyle of civil servants, health workers or local government employees, despite the fact taxes pay their salaries through which they live their lifestyle. Instead your taxes are purchasing the services these people supply.

Obviously every single landlord has argued this.The house of commons briefing states that "Landlord organisations" have made that argument though.

I mean not every single landlord has argued this individually but organisations representing them have.

No, someone purchased a service. That's what a rental agreement is. The purchase of a service.

It’s not a service. It’s paying for the use of an asset. In the case of a mortgaged property, the use of an asset that doesn’t belong to its nominal owner. So yes Someone else has brought a house for you by paying your mortgage is absolutely correct.

My tenants are not buying my house.
They did not pay the 25 % deposit
They did not pay for the electrics, boiler, maintenance etc
They did not pay the solicitor fees
They did not pay the stamp duty
They did not pay the mortgage fee
To say they are buying the house is a very naive and simplistic way of looking at it.
Like when people say to teachers and nurses etc I pay your wages.

Would you?!

@yougotthelook I know right lol

I'm sure you set the rent high enough to cover all those things as well as the mortgage though.

Of course I do, it's an investment.
Like a pension
I've worked extremely hard to save that money to pay that deposit and all the other stuff, I'm not a charity. My tenants do not qualify for a mortgage as they're new to the country so it's not like I'm stopping them buying. Neither would they qualify for social housing

Boo fucking hoo it must be soooo hard having a spare house

it's an investment. Like a pension

Except it’s like a non contributory pension because it’s not you who’s investing in it.

You think I just acquired a house for nothing?
You think I was given the money for the deposit, stamp duty, solicitors fees and the work that needed doing on it to comply with regulations
I see that as investing my money that I have worked for. You can call it what you like