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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

This is why people ask for cash

375 replies

antelopevalley · 29/06/2022 10:37

I did some babysitting on Saturday night. When the couple got back they said sorry they didn't have any cash and they would transfer me the money. It is Tuesday and in spite of giving them my bank details, and a reminder text, still no payment.
If I ever babysit for them again (not sure I will now), I will say I will only do so if they pay cash that evening. Sadly this kind of way of operating seems common amongst middle-class people. It may not be a big deal for you to wait days for a relatively small sum of money, but it is for many others.

OP posts:
lurchermummy · 29/06/2022 15:54

I'm self employed no it pisses me right off when clients do this too you have my sympathy

Maggiethecat · 29/06/2022 15:58

myladygarden · 29/06/2022 15:50

Call them and say I'm meant to be taking DH/dc/ friend ? out for a birthday drink but can't because you haven't paid me. Can you make sure you have done that bank transfer before 6pm or I can give you my address to drop off the cash.

I babysit and I'm afraid I agree it is often the most wealthy that are the worst players. Unfortunately some people are so oblivious to those less fortunate that they wouldn't even consider such a small sum could have such a big impact so you need to spell it out for them!

No need to justify or make inventions for wanting your money. Simply call them and tell them that you would like the transfer done by close of business today.

Don't sugarcoat or go cap in hand. You've done the job and should have been paid as soon as you gave bank details.

Mosaic123 · 29/06/2022 16:00

Really poor behaviour on their part.

Don't babysit for them again and tell anyone you know that might be asked what happened.

If you don't get it very soon I would call them and complain, not just send texts that can be ignored. Call from someone else's phone if you think that they might not answer.

maddening · 29/06/2022 16:00

I would take PayPal as they can do it right there in front of you with little bother as they just need your email address.

Thinkbiglittleone · 29/06/2022 16:15

I really have people who think it's ok to make people chase for their own money. It's really poor show.

It doesn't matter why you didn't have your bank details, they should have paid straight off. It's a disgrace not to. If they are struggle financially they should not have accepted your services.

Maybe ask them on a social media if they need any more time to pay you, as they have ignored your request, or are they struggling ???

RedWingBoots · 29/06/2022 16:49

maddening · 29/06/2022 16:00

I would take PayPal as they can do it right there in front of you with little bother as they just need your email address.

And put a minimum 10% mark up for payment by paypal or any other method to cover their fees.

WeAreBob · 29/06/2022 16:54

RedWingBoots · 29/06/2022 16:49

And put a minimum 10% mark up for payment by paypal or any other method to cover their fees.

You cannot do this.
PayPal are very clear in their terms and conditions. If you offer PayPal as a payment method, you cannot charge your customer more to cover fees. Your customer must be charged the same as every other customer. PayPal will close your account if someone reports that you're doing that.

You need to absorb the fee or increase your rate for everyone so everyone pays the same rate no matter their payment method.

Blondeshavemorefun · 29/06/2022 16:54

RedWingBoots · 29/06/2022 16:49

And put a minimum 10% mark up for payment by paypal or any other method to cover their fees.

If they put friends and family then no fee

BadNomad · 29/06/2022 17:07

If you have PayPal, create a money request, then send them the link now.

antelopevalley · 29/06/2022 17:24

I have sent another text asking for payment.

OP posts:
Psychgrad · 29/06/2022 17:31

I would recommend getting into online banking though. Monzo is really easy and it’s free. You can actually send links to people to request money on the spot. Plus you’re going to keep facing problems as most people just don’t take cash anymore. I refuse cash payments for babysitting and most things because I don’t even have a wallet and the thoughts of going into a bank to queue in order to deposit money is just plain awful, time consuming and jmeccessaty. Each to their own big honestly it will save you a lot of hassle in the long run.

WiddlinDiddlin · 29/06/2022 18:36

Blondeshavemorefun · 29/06/2022 16:54

If they put friends and family then no fee

If Paypal realise you're running a business by the pattern of payments into your account you'll find your account locked down and either closed permanently or you'll be forced to turn it into a business account and pay fees.

It is really poor business practice to ask clients to pay friends and family as it means they've no buyer protection, and it looks like you're avoiding fees/tax.. which you are.

Maggiethecat · 29/06/2022 20:29

antelopevalley · 29/06/2022 17:24

I have sent another text asking for payment.

You're still texting?! Astonishing.

JosephStalin · 29/06/2022 20:33

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JosephStalin · 29/06/2022 20:35

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GoodThinkingMax · 29/06/2022 20:53

antelopevalley · 29/06/2022 17:24

I have sent another text asking for payment.

OK @antelopevalley now you need to name and shame on FaceBook.

They’re behaving badly.

Aubree17 · 29/06/2022 21:28

I can't believe someone could do this.
It's so rude.

Aubree17 · 29/06/2022 21:29

Yeah I'd have said "just checking you've sent the payment as nothing seems to have reached my bank account"

mycatisannoying · 29/06/2022 21:32

That's just awful, OP. Completely inexcusable behaviour on their part.

FlipFlopShopInHawaii · 29/06/2022 23:21

Fingers crossed for you OP! After you're paid I'd refuse to babysit for them ever again.

Maggiethecat · 29/06/2022 23:31

I wonder if they make a habit of this, going from one babysitter to the next?

tomatopsste · 30/06/2022 06:47

One you get the money, use it for an assertiveness course. Sending your DH around is ridiculous, it's your money and your problem, they can still say "we've got no cash".

Call them, tell them to pay you immediately and don't babysit for them again!

DinasCopUniform · 30/06/2022 12:18

Did they pay you yet?

RedWingBoots · 30/06/2022 13:15

antelopevalley · 29/06/2022 17:24

I have sent another text asking for payment.

Phone them up or go round when you think they are going to be in.

If you don't want to go round on your own get a female friend preferably with a small child to come with you. They can't accuse you of threatening them then.

Texts can be ignored.

If they then still don't pay up, post on Facebook that you have asked them for the baby sitting money x times and they haven't paid up.

MzHz · 30/06/2022 13:16

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You ok hun?

<eyeroll>