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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

This is why people ask for cash

375 replies

antelopevalley · 29/06/2022 10:37

I did some babysitting on Saturday night. When the couple got back they said sorry they didn't have any cash and they would transfer me the money. It is Tuesday and in spite of giving them my bank details, and a reminder text, still no payment.
If I ever babysit for them again (not sure I will now), I will say I will only do so if they pay cash that evening. Sadly this kind of way of operating seems common amongst middle-class people. It may not be a big deal for you to wait days for a relatively small sum of money, but it is for many others.

OP posts:
BluebelllsRosesDaffodills · 29/06/2022 13:20

antelopevalley · 29/06/2022 12:56

@WeAreBob no I did not have my card with me. I did not think I needed it to sit in someone else's house all evening.

This is irrelevant!

they should have gone to the nearest cash point there and then

Comefromaway · 29/06/2022 13:20

WeAreBob · 29/06/2022 12:40

Did you not have your debit card in your purse with you? Your account number and sort code are on that.

This isnt your fault. They're wankers. But next time, get your card out and give them details there and then. It is hard to be assertive if you've never really had to do it before but you'll learn.

Send them another reminder text!

My bank account number and sort code are not on my debit card.

HannahSternDefoe · 29/06/2022 13:22

In the future, only accept payment on arrival, or you leave.

Do you still have texts/messages re the booking? Give them 24hrs, then threaten to take them to small claims court.

HannahSternDefoe · 29/06/2022 13:25

@BobbinHood I have accounts with Lloyds and NWest - both have sort code and account number embossed on the card.

queenie2016 · 29/06/2022 13:28

NatWest do not have either on their new Mastercard debit cards now and previously they only ever had one number on not both I've always had to go on online banking to see what they were

BobbinHood · 29/06/2022 13:30

HannahSternDefoe · 29/06/2022 13:25

@BobbinHood I have accounts with Lloyds and NWest - both have sort code and account number embossed on the card.

I don’t know about Lloyds, have never banked with them, but my NatWest card doesn’t and never has. I’m looking at it now!

Piglet89 · 29/06/2022 13:30

OP I was out last night and the time completely ran away from me. I was an hour late for my babysitter’s end time and was MORTIFIED. I paid her the full amount immediately plus £10 tip for her trouble, I was so embarrassed. I hate being late home for babysitters; it’s so disrespectful. People who do this just disgust me.

dreamkitchenhelp · 29/06/2022 13:32

Once or twice I have genuinely forgotten or the payment has not gone through.
Just text them and say you can't see the payment can they transfer it.
it does not have to be confrontational.

It is a pain and it shouldn't happen but sometimes people are human and forget.

Sallypally0 · 29/06/2022 13:34

Knock on their door early each morning as a polite reminder until you have the money.

Comefromaway · 29/06/2022 13:37

I'm also looking at my NatWest card. The sort code is on there but not the account number, only the long debit card number.

Hamster1111 · 29/06/2022 13:38

Just call them and ask to be paid. They shouldn't have to be asked twice, but I doubt they are deliberately withholding the money. Track them down on the phone and get it done there and then. I think you're being more than a little unreasonable if you send your partner round - this can all be sorted with a phone call.

If you can't face being direct on the call, do as a PP has said and start with faux concern about money being transferred to the wrong account as you've not received it...

starfishmummy · 29/06/2022 13:43

Cash on arrival so they can't spend it when out!!

Aguanatural · 29/06/2022 13:46

GETTINGLIKEMYMOTHER · 29/06/2022 12:45

Cheeky buggers - I’d def.insist on cash on the night next time - if there is a next time.

One advantage of the Olden Days - no simple bank transfers. The very well off couple I babysat for invariably paid cash on the night - and Mr Well Off used to drive me home in his E-Type. Convertible, British Racing Green. 😍

And make sure it’s cash BEFORE they go out. Otherwise walk away.

But as I said earlier, I would start providing invoices for every job you do should this arise again. You can have clear terms and conditions about payment. And email your correspondence so you have it in writing for court should you need to attend.

Ivyy · 29/06/2022 13:47

dreamkitchenhelp · 29/06/2022 13:32

Once or twice I have genuinely forgotten or the payment has not gone through.
Just text them and say you can't see the payment can they transfer it.
it does not have to be confrontational.

It is a pain and it shouldn't happen but sometimes people are human and forget.

^ This. It's annoying but they may not have meant to be rude / inconsiderate, just send them a short, polite reminder text asap op. I know if it was me I'd be mortified with myself and would pay straight away.

If they still haven't paid within the day after the reminder then call them and like others have suggested, say you're passing by later and you can pop round for the cash, make sure you arrange a fixed time with them so they're not conveniently out or don't hear the door!

SherbetDips · 29/06/2022 13:47

I’m a nanny I’ don’t leave till I’m paid!

DoItAfraid · 29/06/2022 13:49

TiddleyWink · 29/06/2022 11:17

It’s annoying but tbh I don’t understand why it’s such a big deal for a grown adult to deal with that you’re considering sending your partner round and hiding behind him. Just send a text:

’Hi just a reminder that you haven’t paid me yet for babysitting last Saturday. Please could you do the transfer now with the bank details I sent you that evening. I understand it’s easy to forget these things but it’s time consuming for me and inconvenient needing to chase up payment so in future I do need to ask for cash or bank transfer on the night and a 5% late payment fee will be added for each further day. I’m sure you understand.’

Then depending on how quickly they pay you now and how apologetic they are it’s up to you if you babysit again.

And in future I would always have bank details ready to give to someone as it’s not that unusual that people expect to pay electronically now. If you had that or a PayPal email ready to give them on the night they would have probably paid on the spot, especially if you stood there and made it clear you expected it. Of course they should have paid by now but as a service provider there are definitely things you could do to avoid this situation arising, like knowing your own bank details!

@antelopevalley the advice above from @TiddleyWink is excellent. Save the above as a template for the future.

People are so incredibly rude these days. They should be ashamed of themselves.

If they are waiting for payday tomorrow they should have discussed this with you in advance. The cheek of some people honestly!

TheWayoftheLeaf · 29/06/2022 13:49

Post an invoice through their door.

TheWayoftheLeaf · 29/06/2022 13:51

@Fink don't most people have online banking? So their account details etc are on their app

Comefromaway · 29/06/2022 13:53

Not everyone has online banking on an app. Until quite recently I only had it on a pc.

VeganCow · 29/06/2022 13:54

I used to babysit as a teen, and there was one (rich) family, say they owed me £35, and they had 2 £20's and a £10, would give me £30 and owe me the £5 next time, rather than give me £40 and me be owing them the £5. Tight arsed gits, and I wouldn't let it happen now (self employed). I make sure I get payment.

Justleaveitblankthen · 29/06/2022 13:54

Oh, that's so out of order it makes me fume. I would definitely keep on at them, ask for a time frame on when you might expect it? Let your text begin and end with that question. Nothing else, no chit chat or niceties.

Just wait OP, they'll want to book you again. If you ever decide to give them another chance (a large tip from them might oil the wheels here): State straight away that you accept cash only -preferably on arrival (they can leave it in an envelope which you take with you at the end) - and get them to confirm.
I wouldn't even trust people like this to cough up at the end of the night.

AbreathofFrenchair · 29/06/2022 13:55

antelopevalley · 29/06/2022 10:37

I did some babysitting on Saturday night. When the couple got back they said sorry they didn't have any cash and they would transfer me the money. It is Tuesday and in spite of giving them my bank details, and a reminder text, still no payment.
If I ever babysit for them again (not sure I will now), I will say I will only do so if they pay cash that evening. Sadly this kind of way of operating seems common amongst middle-class people. It may not be a big deal for you to wait days for a relatively small sum of money, but it is for many others.

I feel your pain. I'm still waiting for £60 for childcare I did back in January this year and the what's app messages are me saying im still waiting for the transfer or I can come and collect it tonight and their response of, "will transfer it tonight"

I've gone from sending it weekly to now every other day and they never answer their door.

Mariposista · 29/06/2022 13:57

antelopevalley · 29/06/2022 10:44

The annoying thing is one of us is going to have to make a journey to go to their door.
I did it cheaply for them too.
I shouldn't have to chase for payment.

Agreed, you absolutely shouldn't.

WeAreBob · 29/06/2022 13:58

AbreathofFrenchair · 29/06/2022 13:55

I feel your pain. I'm still waiting for £60 for childcare I did back in January this year and the what's app messages are me saying im still waiting for the transfer or I can come and collect it tonight and their response of, "will transfer it tonight"

I've gone from sending it weekly to now every other day and they never answer their door.

That's ridiculous.
Send them a letter by recorded delivery with a final invoice (add on the cost of the postage) and a warning that small claims court will be next and the amount will increase to cover any costs incurred by you.

If they're on social media, comment on their pages detailing payment owed and number of times you have contacted them asking for it.