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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Food places and cafes not accepting cash

303 replies

Annoyedtiger · 28/06/2022 21:05

Yes I understand covid and I normally always pay with my card but today I accidentally left it at home and I went to three cafes including Cafe Nero which wouldn’t take my cash.

We know covid is airborne and everything is mostly back to normal.

AIBU to think everywhere should be tasking cash now?

OP posts:
Whatwouldscullydo · 30/06/2022 09:07

Oh and I have also been moaned/had a go at quite alot when their card declines. As if I'm.responsivle fir the random.security checks banks impose.

Whatwouldscullydo · 30/06/2022 09:08

They take it personally , get embarrassed then occasionally abusive

HELLITHURT · 30/06/2022 09:15

Whatwouldscullydo · 30/06/2022 09:05

I javebt said cards should not be used.

You are just failing to realise for some cash is easier and safer to use. I work on retail card can be problematic just as cash can be.

I've had to wait for people to find money . Just as I've had ti wait fir people to fumble around trying to find apps on their phone to transfer money into various accounts so their card works.

How is cash safer, please do explain?

Some further instances with cash, just for you!

I gave you £20, no you didn't you gave me £10 - issue and not safe

Cash stolen - all of it gone - completely untraceable

Cash being withdrawn from cash point - open to being snatched

It's been explained why card, phone is safer, so please do tell why cash is safer?

Also the fact that banks are closing and ATMs often charge £1.50 or more is also an issue, surely?

tomatopsste · 30/06/2022 09:18

Whatwouldscullydo · 30/06/2022 09:07

Oh and I have also been moaned/had a go at quite alot when their card declines. As if I'm.responsivle fir the random.security checks banks impose.

Doesn't happen that often, you're making a mountain out of a molehill.

But whatever you say, cash is being phased out.

How anyone can make out faffing around with notes, coins, change, checking change etc is quicker is beyond me. Because it's total ridiculous rubbish!

You should've travelled on a bus in London when cash was being taken and now it's not, it's loads quicker!

That's why companies and shops are moving to card only!

Do you think they're doing it just to piss you off? Not because it's a good business model?
Why do you think it's being done?

apintortwo · 30/06/2022 09:27

YANBU OP

It should be the law that retail businesses open to the public have to accept cash

Indeed

I would suspect any loss of business would be more than off set by the cost savings of not having to handle cash anyway

Card transactions are not without hefty costs to the business as well.
It seems to be more of a trend for businesses that want to appear 'hipster' or 'cool'

apintortwo · 30/06/2022 09:31

It's been explained why card, phone is safer, so please do tell why cash is safer?

If the system goes down or if your bank blocks your card/accounts for no reason (there was a thread recently here on this) you can't make any purchases whatsoever. Can YOU explain how this is SAFER please?

HELLITHURT · 30/06/2022 09:37

apintortwo · 30/06/2022 09:31

It's been explained why card, phone is safer, so please do tell why cash is safer?

If the system goes down or if your bank blocks your card/accounts for no reason (there was a thread recently here on this) you can't make any purchases whatsoever. Can YOU explain how this is SAFER please?

I CAN explain, do I NEED to do it with CAPITALS, or CAN you read WITHOUT them, I CAN!

What you HAVE said has NOTHING to do with SAFETY!

What if WHEN you are getting your CASH out bank is ROBBED or their systems FAIL?

Using capitalisation within a sentence is rude and shows you as being unable to have a reasoned conversation. I have no idea why you think it's appropriate to do the equivalent of shouting, do you live all your life like this, I don't like what you say, so I will SHOUT?

MrsSkylerWhite · 30/06/2022 09:44

detectora ·
Cash needs to be protected for the sake of the elderly.

mum’s 84, has been using cards for decades. Most “elderly” people have.

MrsSkylerWhite · 30/06/2022 09:45

(Does most of her shopping and banking online too)

Whatwouldscullydo · 30/06/2022 09:45

If companies really cared about staff safety they'd have made all sorts of adjustments already. Hell even the police don't care. Don't expect them to show up when you have someone kicking off akd refusing to leave.

Such as no lone working. No unsocial late night hours. Theyd be security. Maybe even transport arrangements.

As it is that's not how it works and even staff working with drugs or money do so on their own . Some even unable to take their unpaid breaks.

Whatever the reasons you feel are behind it..staff safety is not one of them.

Because believe me the customers will come back amd kick off when cards are declined or refunds don't go in straight away or we refuse the type of card they have

fUNNYfACE36 · 30/06/2022 09:48

Simonjt · 28/06/2022 21:17

We went to Warwick castle recently, they didn’t take cash, imagine how many school trips they host, imagine how much they are losing out on now those children can’t buy things in the gift shop.

They probably thieve more than they buy, but that aside why can't rhe children pay by card?

tomatopsste · 30/06/2022 09:50

Whatwouldscullydo · 30/06/2022 09:45

If companies really cared about staff safety they'd have made all sorts of adjustments already. Hell even the police don't care. Don't expect them to show up when you have someone kicking off akd refusing to leave.

Such as no lone working. No unsocial late night hours. Theyd be security. Maybe even transport arrangements.

As it is that's not how it works and even staff working with drugs or money do so on their own . Some even unable to take their unpaid breaks.

Whatever the reasons you feel are behind it..staff safety is not one of them.

Because believe me the customers will come back amd kick off when cards are declined or refunds don't go in straight away or we refuse the type of card they have

I've no idea why transport arrangements by e others is coming into a discussion about cards v cash.

Surely cards are better if you're worried about personal safety from theft.

An employer asking for card only is safe guarding you?

MrsSkylerWhite · 30/06/2022 09:52

fUNNYfACE36

“They probably thieve more than they buy …..”

Blimey 😳

apintortwo · 30/06/2022 09:53

What you HAVE said has NOTHING to do with SAFETY!

How about your card being cloned or your details being stolen by the card systems of some food stall vendor at the park? Is this enough of a safety risk for you or not? Cash provides protection and anonymity (and this has nothing to do with tax, as you can accept cash and still pay your taxes in full).

I was only using capitals as your response to another poster was incredibly rude and brash BTW. HTH

apintortwo · 30/06/2022 09:56

Such as no lone working. No unsocial late night hours. Theyd be security. Maybe even transport arrangements

Hipster cafes with 'proud' Cashless signs open from 8am to 4pm

No unsocial late night hours for their staff.

Whatwouldscullydo · 30/06/2022 10:02

Yeah they might be less keen if they worked in a 7-11 or a bar that opens late.

Does no one realise that places that take cash also have ways to limit cash available In a robbery. Max til limits amd time lock inserts. No thief is gonna wait 10/15 mins for their money.

Theoretically if a thief was really that stupid as to demand I refunded into his card that would actually be quicker. That's about the only time those businesses where it takes 3-5 working days would be a good thing as the payment could be stopped.

HELLITHURT · 30/06/2022 10:07

apintortwo · 30/06/2022 09:53

What you HAVE said has NOTHING to do with SAFETY!

How about your card being cloned or your details being stolen by the card systems of some food stall vendor at the park? Is this enough of a safety risk for you or not? Cash provides protection and anonymity (and this has nothing to do with tax, as you can accept cash and still pay your taxes in full).

I was only using capitals as your response to another poster was incredibly rude and brash BTW. HTH

Those eventualities have already been covered, go back and read them! Cash offers no protection, it does offer anonymity, sometimes for the good, very often not.

Well done, you managed a response without rude shouting. Incidentally, I was not "rude" or "brash", just asked a question.

One you didn't like so started with your shouting, now that is rude.

HELLITHURT · 30/06/2022 10:08

Hipster cafes with 'proud' Cashless signs open from 8am to 4pm

😂😂

user1497207191 · 30/06/2022 10:31

MrsSkylerWhite · 30/06/2022 09:44

detectora ·
Cash needs to be protected for the sake of the elderly.

mum’s 84, has been using cards for decades. Most “elderly” people have.

We've had computers since the 1980s.

We've had widespread cash machines and credit cards since the 1980s.

We've had mobile phones for a couple of decades.

Today's "elderly" have had ample chance to get accustomed to technology, online banking, online shopping, etc. Lots of elderly people have embraced it.

Those who chose not to engage are going to struggle as they get older and more is done online, but, in most cases, they've only themselves to blame that they didn't embrace technology when they were younger and more able to do so.

It's not just elderly either. I know people in their 30's and 40's (and one in her 20's) who are being more and more marginalised because they're too awkward to embrace technology (none have learning difficulties, they're just awkward in other ways too, mostly just wanting to attention-seek and virtue signal!).

user1497207191 · 30/06/2022 10:36

apintortwo · 30/06/2022 09:53

What you HAVE said has NOTHING to do with SAFETY!

How about your card being cloned or your details being stolen by the card systems of some food stall vendor at the park? Is this enough of a safety risk for you or not? Cash provides protection and anonymity (and this has nothing to do with tax, as you can accept cash and still pay your taxes in full).

I was only using capitals as your response to another poster was incredibly rude and brash BTW. HTH

I've been using cards for decades, got my first during the week I started work in 1983. Never once I have suffered a cloning, unauthorised card use, use of a stolen card, etc etc in nearly 40 years of regular, daily use. You are massively over-stating the risks/likelihoods of it happening.

In that time, I've had my purse stolen, my handbag stolen, and my house broken into, each time, suffering a loss of cash! Both times when I had my purse & handbag stolen, a quick phone call to the banks got the cards frozen and replacement cards sent within a day or two - each time bank confirmed that the cards weren't attempted to have been used, so the thieves were only interested in the cash!

apintortwo · 30/06/2022 10:36

Its the way of the world/progress and there is no stopping the trend. If for one think its great, no more smelly money to handle

Of course there's ways to 'stop the trend'. One can campaign and raise awareness. Also boycot Card Only places.

The 'smelly' and 'dirty' money issue is bonkers. Everything you touch is 'smelly' and 'dirty'. If you get on a bus, sit on a park bench, grab a coffee, the traffic lights. Everything has been touched by other people. Nobody would leave their homes if they were that squirmish Hmm

HELLITHURT · 30/06/2022 10:39

apintortwo · 30/06/2022 10:36

Its the way of the world/progress and there is no stopping the trend. If for one think its great, no more smelly money to handle

Of course there's ways to 'stop the trend'. One can campaign and raise awareness. Also boycot Card Only places.

The 'smelly' and 'dirty' money issue is bonkers. Everything you touch is 'smelly' and 'dirty'. If you get on a bus, sit on a park bench, grab a coffee, the traffic lights. Everything has been touched by other people. Nobody would leave their homes if they were that squirmish Hmm

No interest whatsoever in stopping the trend.

Hope the coffee you grab is paid for by card 😀

Cyclebabble · 30/06/2022 10:41

Hi OP. Covid has accelerated a trend to places being cashless. I help run a community concern which has a bar and shop. We largely now only take cards and have signs saying we prefer this. We keep a float for our older customers but that is one or two. Operating in this way is cheaper- no cash handling fees and no trip to get cash from the bank and is also less hassle and the audit trail is better. Agree though not taking cash at all is a backward step, but we certainly prefer cards.

apintortwo · 30/06/2022 10:42

Never once I have suffered a cloning, unauthorised card use, use of a stolen card, etc etc in nearly 40 years of regular, daily use

You may have been lucky. Both things have happened to me (unauthorised card use and cash stolen from my bag). Also card blocked while I was abroad (think in the middle of nowhere in Asia, not Europe) hence I could make no payments until the issue was resolved (having to make expensive telephone calls to the bank)

Both options should be available, cash shouldn't be phased out. We will come to regret it and most people don't realise

Choopi · 30/06/2022 11:26

apintortwo · 30/06/2022 09:53

What you HAVE said has NOTHING to do with SAFETY!

How about your card being cloned or your details being stolen by the card systems of some food stall vendor at the park? Is this enough of a safety risk for you or not? Cash provides protection and anonymity (and this has nothing to do with tax, as you can accept cash and still pay your taxes in full).

I was only using capitals as your response to another poster was incredibly rude and brash BTW. HTH

I really don't understand all of these 'what ifs'. There are just as many what-ifs with cash but with cash, there is no comeback. If you don't want to pay by card knock yourself out, and boycott cashless places. I have been selling online for 5 years, all of my customers have been happy using their cards to pay for that time, if one or two people have issue with the fact that I won't be accepting cash in my bricks and mortar than they are welcome to shop elsewhere, I really don't care, they can drive for 40mins to get the next shop that sells the same thing I do if they like.

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