There's 2 things I can think here.
1: she's actually in poverty as she claims. In which case the monthly patreon cash, PayPal donations, tip jars, book income, media appearance fees etc have all been wasted.
This proves she's bad with money and is in no position to advise anyone on how to spend theirs.
2: she's not actually so deep in the poverty that she claims. In which cases she's lying about the claims of poverty and in no position to advise anyone on money matters.
Which one is the truth? I don't know.
Logically, pretending to be broke would illicit sympathy from her many 1000s of followers. This could lead to a tiny percentage donating to her out of that sympathy.
Pretend to be poor and broke to a few thousand followers, get sympathy and support from those unwilling or unable to research her, get a small percentage of followers to donate.
Even 1% her followers donating £5 to her PayPal is a shit ton of cash the likes of which most UC and poor people could only dream.
340k followers. 1% of those 3400.
3400 donate £5 in a year.
£17000.