@Braproblem
Yes, we do have good savings, but I find this thread a bit odd tbh. Why would you start a thread like this if you personally have plenty of savings put by for a rainy day? It seems to me that the only real motivation for asking the question in your situation is so that you can feel smug and superior when many people inevitably come back and say that they don't have much at all.
Some people simply don't earn enough to save. And that's really fucking hard, especially in the current economic climate. They really don't need self satisfied savers making them feel even worse about how little of a buffer they have. 
Really? I think it's really good to talk about this and work out why so few people n the uk have adequate savings.
The uk's average saving from our individual disposable income is 0.37%. This is compared to the EU average of 3.7% with highs of 15% in sweden. I don't think anyone could argue our net wages are more than 30% lower than Swedens (particularly as I think they have much higher tax) or our cost of living is more than 30% higher, so why as a country are we so bad at saving/dont prioritize saving in the way the majority of other EU countries do, most of whom are poorer than us?
This is a general question not an attack on individuals. Obviously there are a number of people who just can't afford to save no matter how much they want to and this isn't attacking them. But we live in one if the top 10 wealthiest countries in the world, and the top, what, 3 in Europe, where in 2019 the average person took 1.8 holidays abroad, in 2021 the average monthly cost of the most popular smartphones was £47.20, 76% of Britons surveyed in 2021 have a takeaway at least once a week, car finance is increasing hugely each year...obviously there are a huge amount of people who COULD afford to save a comparatively large amount fairly easily and quickly by cutting out luxuries but choose not to.
As illustrated by the thread I referred to in my previous post, a huge amount of people think "yolo" and "life's for living" etc. Which, of course, isn't necessarily wrong but i think it's interesting to consider why we think like this about savings when other countries with similar lifestyles and social views dont, and, more importantly, if with the cost of living crisis,aging population, huge NHS backlogs, etc we need to have a general rethink - as who knows if the protections we rely on will be here in 10/20/30 years time?