You are young - you’re just starting late youth and you’ve got another 10 years of that. Late 20s early 30s is a great life stage I think -
Anyway
Top line - work out what you want from life and then work out how to get it. It sounds obvious but so many people drift. It’s fine that your wants will change, but aim to know what you are after in different phases of your life - that way, whatever choice you are making, you can ask yourself - od this taking me where I want to go or not?
The other topline - you have to work at being happy. So work out what you need to make you happy,
Pension - start one, even if it’s a tenner a month - just get into the habit of it, and every time you get a raise increase the amount. Starting young makes SUCH a difference.
Have you got a decent career? If not try and sort that by the time you are 30. Something that pays well and you enjoy is a gift throughout life.
If you want to travel do. It’s harder to do as you get older and it makes such a difference to your perception of life. Same principle as a pension, put some money away every week. It doesn’t have to fight with your career - you can wangle a trip a year. If it appeals spending a couple years working abroad is a great idea, and that can be a career boost too.
Get into the habit of experiencing new things - travel, food, new hobbies, people, exercise, culture - just keep mixing it up.
Remember when you pick your partner.. you are picking a partner. Will they do half the heavy lifting at home and with the kids? do your strengths and weaknesses compliment each other? Do you like each other, as well as love and fancy each other? Behind virtually every successful and happy woman with kids is a partner who takes an equal share of the grunt work.
If you really want kids, plan them by your middle 30s.
Learn to manage your money and how investments work, start with a pension and go from there.
Don’t give up your career when you have kids. Take it down a notch by all means, but hold onto it.
Get into the habit of exercise early. If you ever get a bit fat, tackle it fairly quickly,
Hold onto your friends. But practice being your own best mate.