Not to cash the cheque

[Squashpocket]

A much loved relative has sent me a cheque for £60 to buy a Christmas present each for my dc (5 & 3). I am very grateful for it, but I'm thinking of not cashing it.

1. Relative lives alone and is on a low income (state pension), we are comfortably off.

1. £60 is way too much - I'd never spend more than £10/£15 per gift anyway. I could put the leftover money in their savings account, but they don't need it. She does.

We will see her at Xmas so she wants me to get something for the kids to unwrap from her. I'm thinking I'll buy something and quietly not cash the cheque.

AIBU? I don't want to offend her, but it doesn't sit right to take the money. What would you do?

My parents always gave cheques - that they could afford - however my dad would get in a right tizz if they weren’t cashed quickly and worry about his books not balancing. He’d mention our slowness in paying them in a lot!
Also I think the relative could be hurt you didn’t take it, or use it all even. If you try and give some back she might not take it. Though you could try out that option and say oh the presents only 10 that they wanted I’ll give you the change.
I think really you might be down to gifting a voucher - one of those many places to exchange ones so she could use it on basics as well.
You sound a lovely family all round OP - enjoy Xmas