@Ryannah
Wow, what type of industry does your husband work in?
Computing. So of course when he graduated and tried to get a job as a programmer alongside people with just a BSc, he wasn’t very successful. The same applies to any subject where the PhD isn’t absolutely essential for the job. I’m just saying think about long term job prospects because if the PhD isn’t essential it will damage your employability.
This would not be true in many fields (I do know computing people can be funny about it, though, as my ex was in that field).
I did my PhD in my 20s, but knew people of all ages. Of my cohort, who finished in 2013/14, one has a permanent academic job, one (me) has had a string of temp academic jobs, one has editing and publishing and library-archivist jobs, and one works in non-academic research institute. We are not very representative TBH, but none of us ever found the PhD was a negative CV point - definitely the opposite.
I also know of people who went into publishing (again, a PhD is a plus point on your CV), civil service (not sure but she says they were polite/enthusiastic about it and they employed her, so ...), research support, education and outreach roles, obviously it's useful there.
When I apply for non-academic jobs (which I do, because frankly academic careers are a very very very very long shot), I usually put my PhD on my CV, as otherwise there'd be a gap, but I also specify that it was funded (ie., not a hobby project) and I don't use 'Dr' as my title, I use 'Ms'. I think that can be a good way of signalling that you are not going to be dwelling on your PhD and becoming a bore about how qualified you are.
I know a lot of people who I met after they completed PhDs and left academia, who work in perfectly normal, good, interesting jobs. You wouldn't necessarily know they had PhDs because it doesn't come up.
The problem is people (and there's always one), whose conversation starter is 'Hi, I'm Dave, and DID YOU KNOW I DID A PHD, ME, YES, YES, I AM A DOCTOR AND CONSIDERABLY MORE SMARTER THAN YOU'.
That is the person no one wants to employ.