To think we should be able to pay with cash?

[PearLime]

The government should enact a law making it illegal for retailers to accept card only.

It's a discriminatory practice, with elderly, disabled and low income people suffering the negative consequences.

AIBU?

They can learn the value of money without handling coins.

I prefer cash.
What about car boot sales and market stalls?

Ooh, what about the penny falls you get in arcades? They can't work off cards. Or any of those machines which are coin operated - cigarettes, launderettes etc.

Moving to card only would make it much harder for vulnerable women to leave financially abusive partners. One thing many vulnerable women do is squirrel away a small escape fund by added a few pounds cash at a time. Much harder to do if you only have a card.

People who are struggling with debt are also advised to move to using cash rather than card. It is much easier to track spending, and once it is gone you can't spend any more. Whereas with a debit card the transaction isn't always processed straight away so it is easy to accidentally spend more money than you have in your account.

@NCForthisxox

I used to work in a supported living for people with learning disabilities we used to give cash to the people who needed support , they were assessed as lacking capacity to handle their own finances then we had to count it and log the receipts . I have no idea how it would work now. I used to suggest having a separate petty cash card for each person to make it easier organising the finances but they always said no.

A pre-paid card would work, still traceable to what's been purchased where.

Also means the money is safe even if the card is lost.

Should be cash allowed. Is bad for domestic violence victims if no cash.
If cash, can save up little bits. Also abusers can keep track on you if all digital.

are they extending the limit for contactless i thought i heard it would be 100 but so far hasnt come into force

YANBU OP. My DM is in the exact same position as your grandmother. 84, mild dementia. She can handle cash but cannot remember her pin and doesn’t ‘get’ the idea of contactless.

@SalsaLove

My dad is 87, with mild dementia and has no problem using a card. All you have to do is hold it in front of the machine. It’s easier than handling cash and there’s no possibility that the elderly or disabled will be ripped off since there’s no exchange of cash.

The machine randomly wants people to use their pins to help prevent theft and it's surprising how many younger people forget their pins. Not in any way being ageist just making the point that if you get out of the habit of using something you forget.

@LizzieMacQueen

Ooh, what about the penny falls you get in arcades? They can't work off cards. Or any of those machines which are coin operated - cigarettes, launderettes etc.

Having spotted a kiddy ride on, you know the things that rock back and forward, in supermarkets and shopping centres, with Contactless payment. I can see no reason for washing machines not to do the same or operate with tokens rather than coins. Not seen a vending machine for cigarettes in years but its not that unusual for sweetie / drinks machines to only take card.

@HarebrightCedarmoon

What are children supposed to do? You give them pocket money in cash so they can get used to it. Starting kids off on debit cards with no cash handling is just a recipe for disaster

I give mine pocket money on a pre-payment card.

What about children under the age of 6. And the issue of the monthly or transactional charges?

@LizzieMacQueen

Ooh, what about the penny falls you get in arcades? They can't work off cards. Or any of those machines which are coin operated - cigarettes, launderettes etc.

The penny falls could offer pennies, you swipe a card in a machine and it give them you, if you want to cash out you cash out, just as you do with chips in a casino. Cigarette machines were banned in 2011 and the laundrettes around here that I used (when we were waiting for a new washing machine) are token operated and you get the tokens from the attendant or from a machine, using a card.

Under 6 I did give cash- but forgot to give them the pocket money most of the time.

No transaction charges on Nimbl, you pay about £27 a year to have the card, that's it.

With contactless needing to know your pin isn’t an issue, I have no idea what any of my PIN numbers are and with the contactless limit being increased I have no need to learn them.

I don’t believe that you don’t know your pin. After a few taps it gets you to enter your pin as a safety measure. At work I wanted to buy something on the vending machine. I usually use my card. But it wouldn’t let me and there was no option to enter my pin to restart it. Luckily I had coins in my bag. Otherwise I would’ve left hungry!

Most places are not accepting cash due to covid. I still live at home with my parents and have a debit card. They can see exactly what I am buying with my debit card so I prefer to use cash. They are not financially abusive but I’d rather they didn’t not I spent so much on frivolous purchases.

It wasn’t long ago where there were problems with card machines and were only accepting cash. They should at least give people the option of either cash or card.

@Comefromaway

Children under 6, how many 4 or 5 year olds would go into a shop without an adult or older sibling to buy anything?

Hyperjar - it's free, I'm sure others will follow!

£27 per year is a lot of money to pay to be able to give a child a couple of pounds pocket money per week.

There is a movement in Norway against 'card only', too.

Hyperjar is unable to be used in an atm.

Mine would take their pocket money when they with grandparents to spend.

And there is the issue of being allowed to collect loose change from around the house. Ds does quite well out of that usually!

@Phonelightmidnight

*With contactless needing to know your pin isn’t an issue, I have no idea what any of my PIN numbers are and with the contactless limit being increased I have no need to learn them.*

I don’t believe that you don’t know your pin. After a few taps it gets you to enter your pin as a safety measure. At work I wanted to buy something on the vending machine. I usually use my card. But it wouldn’t let me and there was no option to enter my pin to restart it. Luckily I had coins in my bag. Otherwise I would’ve left hungry!

Most places are not accepting cash due to covid. I still live at home with my parents and have a debit card. They can see exactly what I am buying with my debit card so I prefer to use cash. They are not financially abusive but I’d rather they didn’t not I spent so much on frivolous purchases.

It wasn’t long ago where there were problems with card machines and were only accepting cash. They should at least give people the option of either cash or card.

As an aside how can your parents see what you spend? We lived with my parents for a while whilst our house was being built. The only way I can think is they are opening your bank statements which is unacceptable.

Why would you want to put a hyperjar card in an ATM?

I give my DS is money on a card is I rarely have money on me to give him cash?

@Lockdownbear

Why would you want to put a hyperjar card in an ATM?

I give my DS is money on a card is I rarely have money on me to give him cash?

To find out what the balance is?

You get it on an app on your phone or tablet!

Surely a child would not have a smart phone or tablet?

I totally agree OP I have thought it for a while. The £2.50 in someone's back pocket might be all they have cash or card and could be the difference in them eating that day or not.

Its madness, bet your bottom dollar as soon as there is a technical issue cash will be welcome! Cash when it suits, it would seem!

In my opinion, retailers should offer both options, less chance of fraud paying with cash too!