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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

Notice of hearing

79 replies

babywalker2 · 14/09/2021 20:13

Posting here for traffic. NC for obvious reasons.
I pulled out of a junction to turn right onto a main road. I bumped into a front wheel of a car that proceeded to go around me as I made my manouver.
They've escalated it to the point where now I have a notice of hearing from the court. Is there anyway this can be stopped? I don't have the courage to defend myself and wish it hadn't got to this point.

OP posts:

KingdomScrolls · 15/09/2021 21:07

I'm very surprised your insurance have let this go to court

CyclingIsNotOuting · 15/09/2021 21:08

My understanding:

Green car flashes the OP to go.
OP (blue car) had nudged forward waiting to go.
Red car comes along and won’t wait for OP to do the manoeuvre so tries to go around but clips the front left of their car.

CyclingIsNotOuting · 15/09/2021 21:10

Not to scale

AngelDelightUk · 15/09/2021 21:31

Has your insurance said anything about your description not matching damage?

Quite a few years ago I had someone hit me, but claimed I hit them. However, where they claimed they were hit was impossible with the manoeuvre they were performing. Yet even with photographic evidence it went 50/50. So there’s hope

Original poster

babywalker2 · 15/09/2021 21:31

Who is wrong then?

OP posts:

gobbynorthernbird · 15/09/2021 21:37

@CyclingIsNotOuting

My understanding:

As I understand it, OP hit the nearside front of the red car.

gobbynorthernbird · 15/09/2021 21:38

@babywalker2

Who is wrong then?

If that diagram is even nearly correct, you are.

CyclingIsNotOuting · 15/09/2021 21:38

@babywalker2 if you were stationary and the car tried to go around you but clipped the front, then I would have said the red car was at fault for hitting a stationary vehicle.
If you were moving (effectively across the path of the traffic) when the collision occurred I would have thought you were at fault.

I should add I have no professional relevant background here, just my opinion.

selflove · 15/09/2021 21:40

@babywalker2

Who is wrong then?

If @CyclingIsNotOuting's diagram is correct, you're in the wrong.

It doesn't matter that you'd started pulling out or that the other car flashed you to go - you shouldn't have even started pulling out unless you could complete the whole manoeuvre without causing any other cars to have to change their speed etc. It obviously wasn't clear for you to complete the manoeuvre, so you shouldn't have pulled out

CyclingIsNotOuting · 15/09/2021 21:41

@gobbynorthernbird oh, like this? In which case I would say OP is responsible.

gobbynorthernbird · 15/09/2021 21:42

[quote CyclingIsNotOuting]@gobbynorthernbird oh, like this? In which case I would say OP is responsible.[/quote]
I think OP hit the front passenger side.

CyclingIsNotOuting · 15/09/2021 21:46

@babywalker2 was the damage to their car front left or front right?

gobbynorthernbird · 15/09/2021 21:48

@CyclingIsNotOuting i wish I had as much diagram game as you but this is my take

Rainbowshine · 15/09/2021 21:48

I think your first diagram was how it happened @CyclingIsNotOuting.

In which case unless the other driver was speeding really very excessively it would have been the OPs responsibility to check for traffic from both directions despite the third driver flashing them.

I’m still unclear why the DH managed the claim though, unless OP you are a named driver and it’s his policy.

Original poster

babywalker2 · 15/09/2021 21:49

Front left.

OP posts:

Bluntness100 · 15/09/2021 21:50

I think the bigger issue is the lying and trying to hide from it. You can admit liability now, avoiding court will likely be in your interests.

PheasantsNest · 15/09/2021 21:50

You will always be at fault pulling from a side road onto a main road. The main road cars have priority.

Original poster

babywalker2 · 15/09/2021 21:53

It's a mess, I know

OP posts:

BunnytheFriendlyDragon · 15/09/2021 21:55

You can sort it OP. Speak to your insurers.

2lsinllama · 15/09/2021 22:00

Have you explained to your insurance company that you/your DH lied in the original statement? Going to court is scary but at least then it will all be over and sorted.

Flowers500 · 15/09/2021 23:08

For Christ’s sake woman you’re an adult, why are you putting yourself in this mess of lying to court and creating court cases? You’re an adult you can write your own statement and deal with insurance yourself. Your insurance are going to be furious at you lying to them…

scoopgalore · 15/09/2021 23:28

the lying is the issue

girlmom21 · 16/09/2021 07:04

@babywalker2

Who is wrong then?

You. You pulled into the path of oncoming traffic. You'll always be at fault in this situation. Just admit it.

londonrach · 16/09/2021 07:20

Talk to your insurance and admit your fault...I can only be your fault as you pulling into a main road from a side road and it's your responsibility to check the path is clear. Never ever trust anyone else but you to check it's clear. Admitting fault best way forward x

Sueaxlbrick · 16/09/2021 07:39

Unfortunately you are at fault here (13 years experience of motor insurance claims) and the damage being to the front, left of the other vehicle only supports their argument that you pulled out on them. If they had hit you the damage would be to the front of their vehicle and the right of yours.

The only problem is if you have decided to fight this on your own and not tell your insurer they may not pay the legal costs as you should have reported to them straight away and would have avoided it getting this far.

You don't mention your insurer at all so it's not clear if they know. If they do and are already dealing just let them handle it. If they don't know you really need to tell them and let them take over.

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