To ask how much your employer contributes to your pension if you are PRIVATE sector

[NotyouagainWilliam]

Currently my employer contributes the minimum to my pension through auto-enrolment. Think it's 3% or thereabouts.

I want to ask them to contribute more but know they will be resistant and don't really know what I should aim for.

I'm senior management on £65k (I'm not in London before anyone tells me I'm earning a pittance )

3%. I've upped my pension contributions to 7% from the basic 5, but ideally would like to do more.

My company put in 10% as standard for all employees

3% is really stingy - unfortunately fairly standard for a non-professional role, but quite unusual for a professional role.

DH (professional) last org, a big multinational, was 10% + they'd match extra, but current was 3% until it started to become difficult to attract high calibre people because the pensions benefits were so poor. Now 5%.

3% here.

Mine contributed 7% and I didn't have to pay anything to get that (could if I wanted though)

My company will match up to 8% if you are senior position . 5% for lower positions .

Our standard offering is Employee 6% Employer 8%

I do 12% so I’ve got 20% going in.

Match plus 3% up to a max of 11% (eg if I sacrificed 8% they'd Pay 11%).

Nowt

6%. Where I worked before it was 4%.

6% with a minimum of 3% required from me.
DH puts in 6% and employer puts in 21%

6pc, no requirement for employee to contribute at all but I choose to put in 8pc.

Unfortunately OP I don't think 3% is unusual and disagree with a pp, its not unusual at all for professional roles (at least not in my experience - 25 years in the legal profession).

Have been at firms that have matched up to 5%, currently getting 3% (and that's standard across the board).

Nothing as I'm self -employed (professional services partner so like an employee in many ways). Before I made partner it was 5%.

If I put in 5%, they will put in 8%.

Last (tech) company I worked for went up to 10% on a sliding scale which started at 6%. I think management had a better rate again.

Current role is a fixed 3%. I tried to negotiate for a bigger % but they wouldn’t budge on it. It goes in to one of those basic schemes the Govt obliged employers to start in the UK.

It’s odd, IMO, because they’re very generous with their holiday allowance, which must be costing them more overall.

They match up to 6% (minimum 4% so that the 8% combined e’ee plus e’er minimum is satisfied). Very small company. @MojoMoon, how is your employer getting away with a scheme offering less than 8% total?

Mine put in 15% and I put in 6%.

My previous employer was the same. I work in financial services.

9% then match up to 6%.

I was a late starter so really prioritised pensions after doing a few sums. 3% is obviously better than 0%, but what kind of retirement income will it generate? I would like to think the government set a minimum which corresponded to a viable (in a minimalistic sense) retirement. Will this be the case for those starting age 18, but maybe not for those mid thirties when the law came in?

Matches up to 5%. My husband (also private sector) is much better - matches up to 10% after the first year of service I think.

3%

Ours matches upto 12.5%, so they pay 12.5% and I’m now choosing to pay 18%.

Current employer 3%

Previous employer up to a max of 10% If I added exactly same

3٪ 0-2 years.
5% 2-5 years
7% 5 years plus.

Regardless of personal contributions

@Finzi. Good point.

Perhaps they are mandating a contribution now although they never emailed to say that....perhaps they did not tell the people who were already over the level required.

Looking at the levels some people are having paid in here, I wonder whether my 14pc is high enough. I did start at 24 though which hopefully will help.