Both me and my DP are in low paid jobs. We both have mental health issues, but because we’re considered high functioning, we are still expected to work. He works 30 hours, I work 15, mainly because of childcare costs. We are eligible for the 15 hours free childcare.
We are ‘just about managing’ with help from UC. But because we have a mortgage we don’t get any housing element.
The cost of living has increased since covid and we are now expected to manage on significantly less than now, but on top of that, the NI increase too.
We haven’t had to use a food bank yet, but I think it might happen soon 
I honestly never expected my life to turn out like this, I’m starting to feel suicidal.
We have a nearly 3 year old son who has his birthday close to Christmas, so that’s two lots of presents we’re going to need to buy, not to mention our nieces and nephews and other relatives, who are in a much better position financially than us, so we’re embarrassed to say we can’t afford to get them anything.
We rely on our parents a lot and they often have to help out financially as both sets of parents are reasonably well off/comfortable, so we are fortunate in that sense, but neither of us likes asking them.
We are both educated to degree level, but are stuck. He doesn’t want to get another job, as he really struggles with change and is abysmal at interviews.
I just don’t know what to do