Gutted about NI rise

[CarryOnNurse20]

I know we need it and we have so much money to pay off. But we have been scrimping and saving after a hard couple of years. Every penny is accounted for from pay day to pay day. I’m a nurse and my pay has been capped/below inflation my whole career. And now the NI rise means any savings etc we have made will now be gone. I’m gutted.

@Blossomtoes I know, part of the change is that it will be capped, so the amount collected in NI will rise, but the amount that can actually be used might be less as it will also be subsidising some who at the moment would pay. At least that what it seems to be saying

If my mum had a physical illness, she'd have all her medication paid for and community nurses coming round to her house. All paid for by the NHS. But because she has a cognitive illness, she is entitled to nothing. How is that fair? My mum isn't poor. She has enough money to cover her day to day living and some savings. I have no objection to her contributing to her own care. But the system is not equitable in that care.
On top of that the council provides no care system that she can access, even to self fund. It's a nightmare ringing round to organise everything. How on earth are elderly people supposed to be able to navigate through all this without help? The whole system needs overhauling and it needs money to do it. People paying in now will reap the benefits in the future.

(Although that would be impossible if the attitudes on here are anything to go by!)

@BrozTito

Lets get the billions they funded to their mates by force instead. 33. Bloody billion to dido harding's shitshow.

There should be a "Covid tax" on profits of companies who milked the bloody pandemic for every penny they could.

@sst1234

Yes OP, you are paying for the privilege of allowing others people to pass on inheritance to their children. It’s absolutely bonkers.

This.

And for the OP who said it was 'only' an additional £11 a month on a £25k salary, that's a lot for families who have every penny accounted for in their budgets, having to stump up another £132 a year.

People paying in now will reap the benefits in the future.

I agree. Paying in now should mean a better old age for any of us who might need care in the future.

@lllllllllll

There's a care home near me where you can always tell if the owner is at the premises. Their big fuck off Rolls is parked right outside the front door when they're there.

That's awful. Perhaps all care homes should be state owned and run.

Or at the very least as non-profits (social enterprises or charitable institutions)

Doing a degree was a privilege for me, as I didn't expect to have that opportunity. It was not the normal thing in my family. The opportunities were far less when I left sixth form in 1984. Jobs were hard to come by, and there were less university places than now. Every generation has its own issues.

My Dad left school at 16 and joined the RN as a junior rating. He worked his way up to Ltd Cdr by the time he was 39, with 4 O levels. You can still do that in the Forces.

I am well aware of what a BA and an MA costs, as we funded ds through both.

There are jobs you can do without degrees; Civil Service jobs don't all require them. The G7 where I work started as an AA. Most of the EOs don't have degrees either.

I think there should be a national fund for social care, which is an extra contribution/ separate contribution, and which is ringfenced to improve how social care works, raise carers allowance, pay better salaries for care workers, and establish convalescent homes again, where people could get the help they need to assess if they can live independently, rather than bed blocking.

I enjoy my job, but know that I will have to resign far sooner than I want to, or go part time, as my Mum ages. She is 81, and currently OK, but she swears blind she will not go into a home, and I will be expected to pick up the pieces, as my db sure as hell won't.

I think there should be a national fund for social care, which is an extra contribution/ separate contribution, and which is ringfenced to improve how social care works

@thegcatsmother Isn't that exactly what's being proposed here?

Regardless of whether you agree or disagree with the NI rise, it should be illegal to break a manifesto pledge unless 90% of the entire commons vote for it.
A bad day for democracy.

@lllllllllll

There's a care home near me where you can always tell if the owner is at the premises. Their big fuck off Rolls is parked right outside the front door when they're there.

That's awful. Perhaps all care homes should be state owned and run.

I used to work in a job which entailed going into rest homes. Sadly, on the whole, state run homes weren't very nice. There needs to be a capping system but I have no idea how that can be implemented without ultimately it being the residents that suffer.

There is absolutely no guarantee that paying in now gets you anything in the future. I really don’t think the state pension will exist in the future at all.

@BeenAroundTheWorldAndIII. I totally agree. We own our own home. My DH had both parents die with dementia and I had my mum die with it. We fully expect to need care when we're older because dementia is gradually being seen as possibly inherited in some ways.

But my point is that, for many illnesses (which the person concerned can't help getting), IF you're very lucky, you can get a continuing health care package. But that's not normally open to dementia patients because dementia is seen as a social care need, not a health need. Yet dementia is a disease that impacts your brain and its ability to allow you to look after yourself. If you get a continuing health care package all your care home fees are met. If you don't (and dementia patients normally don't) then you pay up.

It's not the 'leaving the house to the kids' issue that I think is unfair. My parents and PIL didn't have houses to leave and if DS doesn't get our house, well so be it. But there should be a levelling up across all aspects of health care - not 'we'll pay for you if you have this illness, we won't if you have this one'. No one asks to get cancer or have a stroke. No one asks to become or be born disabled or to have dementia. No one should be penalised because they get the 'wrong' type of illness. Nor should they be penalised by being moved if the money runs out. But they are and they do.

@MH1111

Regardless of whether you agree or disagree with the NI rise, it should be illegal to break a manifesto pledge unless 90% of the entire commons vote for it. A bad day for democracy.

It will be interesting to see who votes for and against it and hear what alternatives they come up with.

People paying in now will reap the benefits in the future.

Really? I don't think these money will change anything

@Whycangirlsbesonasty

There is absolutely no guarantee that paying in now gets you anything in the future. I really don’t think the state pension will exist in the future at all.

I wouldn't have thought so, I reckon that it will be largely abolished from the time those who had to legally have contributions from an employer retire (or before in stages).

@Whycangirlsbesonasty

There is absolutely no guarantee that paying in now gets you anything in the future. I really don’t think the state pension will exist in the future at all.

Is that just what you fear or is it based on any facts, though?

Nonono1 I think some on here want a redistribution of everyone else's wealth!!

@DrCoconut

Boris and the tories keep on showing people who they are but the public take no notice. They will obediently trot off and vote them in next election. There is no appetite for change just apathy and in fighting about who has it worst. The government have done an excellent job of turning voters on each other as a distraction from who the real fat cats are. But hey we got Brexit done and Jeremy Corbyn isn't PM.

Yes. It is shameful. Meanwhile, hatred is gleefully piled on the heads of the old and the disabled.

Why does everyone think paying into the system now will benefit us in future? It’ll just be chucked into the abyss like everything else. Politicians don’t think long term. Anything we pay in will only benefit us at the moment it is spent.

@SmashingBlouson

👚 wondered if anyone over the age of 60 wanted this. It's the shirt off my back! It is starting to feel that young people are totally forgotten in this country. Utterly sick of it.

Although this is not going to end up going to social care at all, it will disappear down another black hole without any improvement in services whatsoever, and anyone who thinks thing will improve are utterly barking mad.

I'm 66 and I didn't want this.

I think an additional percentage on IHT would be much better.

If people want the services they have to pay for them.

However, a lot less money needs to be spent on admin, except to make it more efficient, like using text and email rather than snail mail. If we are going be forking out this £££ it needs to be used wisely.

@ILoveAllRainbowsx it’s unfair on high earners too.

Maybe I’ve got this wrong (I am OLD after all).

By the time most people get to the point of needing a Care Home they are long past giving a shit about money or their house. The people who will mainly benefit from this surely will be their offspring who will get to keep the family assets (should there be any).

It may surprise you to know that in the 70s all the ‘Boomers’ didn’t all have a huge meeting and decide exactly how we were going to fuck up the next generations…we just lived our lives as they were at the time. We weren’t the generation that loved Maggie.

Ageism is still a prejudice comparable with racism, sexism and all the other ‘ism’s that most of us abhor.

NB: I have not had Covid, did not vote Brexit and am perfectly capable of looking after myself, thank you very much. So you can stick your ageist comments up your arse 🍑

Not read the whole thread: surely one powerful reason for this particular method of increasing the government's income is that other methods (e.g. raising taxes) would break the Tory manifesto promises, and this is causing serious rumblings among Tory MPs, so much so there is presumed to be a real risk that eg. just raising taxes would be defeated in parliament. The NI dodge avoids that.

Quite why Tory MPs (or voters) think election promises made before something as cataclysmic as the pandemic must be sacrosanct, no matter how bonkers in the new world, is a mystery I leave to mentalists...