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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH says I’m ridiculous for wanting to spend this amount of money on a watch, who is BU?

603 replies

Halowinslet · 23/07/2021 11:21

I’ve been lusting after a Rolex datejust for as long as I can remember, but have always stopped myself from buying because there has always been something more ‘sensible’ to do with the money, like keeping it in savings or spending money on an experience like a holiday. This year I’ve been feeling pretty low what with the current situation and there’s no way I’ll be able to go on holiday this year as I’m vulnerable health wise.

Announced to DH this morning that I’m thinking about treating myself to a nice pre owned Rolex (£6k) on the basis that it’s what I’d usually spend on holidays in a year anyway and they hold their value pretty well, in the event that I ever wanted/needed to sell.

DH thinks I’m being absolutely ridiculous spending such a large amount of money on a watch and now I’m wondering whether I’m having a moment of madness. I should point out that the funds would be coming from my own pot of money, rather than joint.

OP posts:
Goawaymuppet · 24/07/2021 18:32

I have a white gold Rolex my oh bought me when we had been going out for a few years. I wore it every day for years but I rarely wear it now as I worry I'll get mugged.

DinosaurDuvet · 24/07/2021 18:34

Do it! It’s been a hard 18months and haven’t had your usual treats like a holiday. ❤️

catsatonmymat · 24/07/2021 18:43

It's a lot for a watch - I bought a Tag for my 50th and I thought I was being extravagant but I have to say I just see it as a day to day object and never give it a second thought. I have bought expensive jewellery (and my mum buys me some) but it's not me, I'm not flash and hardly wear it. It's up to you, if you love it, have always wanted it and have the money then do it but personally i would spend the money on an less expensive watch. I've realised a lot of things are for show because I would quite easily we are my smartwatch which cost less than £100 - nobody looks at your watch or cares, at least I don't know anyone that does!

Blossomtoes · 24/07/2021 18:45

nobody looks at your watch or cares

You look at it. It’s to give the wearer pleasure, not to impress other people. Or at least it is for me.

DolphinFC · 24/07/2021 20:21

What a ridiculous thread.

Without a full financial disclosure it's impossible to say.

Also, interesting how the phrase 'it's YOUR money' pops up when woman wants to spend money but it's 'FAMILY money ' when a man does.

toconclude · 24/07/2021 20:21

@alwayswrighty
Except we were specifically asked our opinion? And if asked I will say. OP, it's a daft sum for a watch. HTH.

JaceLancs · 24/07/2021 20:39

My jewellery and watches give me immense amounts of pleasure as do good clothes and designer shoes
I can take or leave handbags and drive an 8 year old car
Give to charity every week and even work for one - thankfully I am single and have always made my financial decisions based on whether or not I can afford something - balanced against whether I need it - if it’s a want not a need then I try to analyse how much pleasure it will give me before I make a decision
OP is asking MN opinions for input in a similar way

Serenster · 24/07/2021 20:40

If you want it, and it will bring you joy, buy it.

I bought myself an expensive watch several years ago, to the horror of my mother, who was with me when I bought it. I have worn it every day since, however, and it still makes me happy. On a cost-per-wear basis it is easily now one of my best purchases. Grin

ProcrastinationIsMySuperPower · 24/07/2021 20:55

@DolphinFC

What a ridiculous thread.

Without a full financial disclosure it's impossible to say.

Also, interesting how the phrase 'it's YOUR money' pops up when woman wants to spend money but it's 'FAMILY money ' when a man does.

I don't see it like that. My DH and I have joint savings, but we also have our individual savings. I wouldn't dream of telling him how to spend his, and I don't need him to approve of how I spend mine. I mean, I wouldn't spend £6k on a watch, but if I wanted to, I could, because I'd be spending my own money.
DolphinFC · 24/07/2021 21:08

I know you don't - you're on Mumsnet.

That was my point.

MrsKoala · 24/07/2021 22:24

We have family money and equal personal spends per month for our own things. My H spends his each month on loads of things I wouldn’t and think are a waste. I save mine for something big that I want. The money is from different pots - H’s spends are his and not family money just as mine is all mine. I saved £6k over 3 years and paid for some corrective surgery. It would have been unfair if that had suddenly been declared family money after h had spent the same amount on himself over the 3 years I had saved.

FluffyRabbitGal · 24/07/2021 22:42

Just do it- you can afford it. If you were saying you couldn’t afford to eat or pay your bills I’d feel very differently. However this is not the case.
I lusted after a designer handbag which was well out of my usual price range, and toyed with the idea of buying it. I saved up and wrestled with the idea of taking the plunge for a fair few months.
In the end I bought it, and I get so much pleasure from it. To some it may look like an over priced piece of fashion, but to me it is something I coveted for such a long time, and I just love it.

Iamthewombat · 24/07/2021 23:05

@UrAWizHarry

"They don’t depreciate, they appreciate. That’s why they’re an investment."

Some do, it VERY much depends on the model, the year it was made, the vagarities of fashion and a whole heap of other factors. It's not as simple as "it's a rolex, it'll definately appreciate" so it's a dangerous statement to make if you aren't careful.

This is one of a small number of posts on the thread that I find genuinely interesting, because the poster isn’t parroting the “It’s a Rolex, it will ALWAYS go up in value” and “go for it, your money your choice!”, which we’ve seen approximately 200 variants of.

One of the things that would put me off buying an item - it’s rather a stretch to describe a Rolex watch as an asset, much less a commodity - is the fact that everyone is talking up their value.

It makes me think of ‘tulip fever’ or, more prosaically, wretched beanie babies.

All of the ingredients are there: artificially limited supply, the conviction that it’s impossible to lose money on one, the almost incredible story about a Patek Philippe watch being sold for 10x list price because they are seemingly so rare, having to be in the know before you are permitted to buy one, the emperor’s new clothes aspect of the mechanics of the thing (eg, paraphrasing, if you don’t have a refined appreciation of Swiss precision engineering you will never be one of the cognoscenti who are smart enough to spend £30k on a watch, and £6k is nothing!).

Of course, unless the watch is made of a precious metal or has gemstones its intrinsic value is sod all: scrap value. The value that the watch supposedly holds after you buy it is all in the strength of people’s desire to wear them, and that is all about the impression they think a Rolex gives (“I’ve made it, me! Check out my watch!”). I don’t believe that most people buying Rolexes do so because they are fans of Swiss engineering.

We all know, if we think about it, that assets go up and down in value all the time. Look at the trajectory of gold prices over the past 50 years, for example. If assets and commodities only ever went up, there would be no futures markets.

So I wouldn’t be buying a Rolex at the moment if everyone is convinced that they ‘only ever appreciate in value’. The expectation of future price rises is probably already built into an inflated secondhand cost. A PP suggested that Rolexes are a hedge against low interest rates. Let’s see what happens when rates rise. Or when Rolex wearing trickles down to people who aren’t seen as aspirational, which has already started. Rolex will be keen not to ‘do a Burberry’, which is why they limit new watch supply. It might not work.

Trumpetpants · 24/07/2021 23:18

I juat bought a watch in Boyes for £6 it has a thin orange strap. I've not worn a watch for years but needed one for work.
But I will have spent over 6k on two week family holiday

RampantIvy · 24/07/2021 23:36

This thread reminds of when I was working in a shop that sold Parker pens. We sold pens that cost £150, and pens that cost £5.

The writing quality of both pens was exactly the same as they both took the same refills. The more expensive pen had gold trimming and a gold nib, and that was the only difference.

Even today all Parker fountain pens use the same cartridges, all Parker rolllerball pens take the same rollerball refill, and all Parker ballpens take the same ballpen refill.

choli · 24/07/2021 23:53

Or when Rolex wearing trickles down to people who aren’t seen as aspirational, which has already started. Rolex will be keen not to ‘do a Burberry’, which is why they limit new watch supply. It might not work.
I agree, that shark has been jumped.

JanuaryJonez · 25/07/2021 01:14

You're absolutely insane.

Just breathe and maybe do some online shopping to get through it...

EmeraldShamrock · 25/07/2021 01:24

Make sure to post a picture when you buy your watch.
You deserve it.

Blossomtoes · 25/07/2021 07:17

Also, interesting how the phrase 'it's YOUR money' pops up when woman wants to spend money but it's 'FAMILY money ' when a man does

No such thing as family money in this house. There’s his and mine and we each chuck some in the pot to pay household expenses. I’d never even heard of family money before MN.

MagicSummer · 25/07/2021 09:24

@Blossomtoes

Also, interesting how the phrase 'it's YOUR money' pops up when woman wants to spend money but it's 'FAMILY money ' when a man does

No such thing as family money in this house. There’s his and mine and we each chuck some in the pot to pay household expenses. I’d never even heard of family money before MN.

Quite! I have my money, he has his money. I pay my designated bills, he pays his designated bills. The rest is ours to do with as we wish!
Verv · 25/07/2021 11:16

This is a good point, but not one that I fully agree with.
People have been predicting the bubble bursting and the fall of Rolex for 20 odd years now. It hasn't happened yet. They've also predicted a burst due to covid, and the opposite has happened. The hard luxury market, 75% of which is made up of preowned watch sales has continued to grow.

You're right that not all Rolex are as likely to increase in value as others. The professional steel line is always creeping up. But since the release of (for example) the candy coloured oyster perpetuals which are the base models, the demand has put them far above retail. The market for steel datejusts is also strong because those who can't access the professionals are going for DJs instead. The covid closures and stalled supply of all models have created a situation where most Rolex on the market have inflated quite significantly. I haven't seen a drop yet and wouldn't bet that it will.

Bimetal and "not hot" precious metal models are usually stable but the used market does go up incrementally along with manufacturer price rises.
Womens watches (sub 36mm) are largely exempt from the rocketing market as its the demand for men's watches that is insane as its largely male driven with womens watches being much easier to obtain.
The biggest Rolex manufacture segment is women's datejusts which service the female market in Asia. More of them about, values not as high. Exempt from the buy it and double your money thinking.

Strokethefurrywall · 25/07/2021 12:51

It is OPs money because they don’t have children to consider to no need to combine finances (or so I thought).

whattodo2019 · 25/07/2021 12:53

go for it. i love my rolex. i never take it off.

PieceOfString · 25/07/2021 12:58

It's just different priorities isn't it. So long as he doesn't feel so strongly about it he is going to dislike you for it, it needn't be an issue.
There are so many other things you could spend it on that are worse or better, so go with your own choice and don't feel bad about it.

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