To ask when realistically your will retire?

[fertilitybs]

I mean realistically as in, you have a pension or other provision that is set up and tracking to meet your target.

What age will you be able to give up work and what will you do after?

Also how much is your provision tracking to give you as an income?

56

I retired at 58. Dh will work till 66. We are comfortable.

I think about this a lot.

I am 39 and my mum died in her 50s and dad in his mid 60s. I am sort of aiming to retire around 57 (possible thanks to small inheritance) but I do worry I won't get much living past 57 with my genes..... I don't dwell on this on a day to day basis though.

For anyone interested in pensions and investing I highly recommend Meaningful Money podcast, he makes the concepts really simple and encourages not over thinking things. I'm a huge fan.

Grade 8 NHS ICU : my plan is to retire at 50 and find something completely different to do. I have no idea what but something other than medicine.

Need to work out how much I'm gonna need for retirement.

I'm 40 now and need to spend the next 20 years developing passive income on top of my salary and pension contributions.

State pension will be a thing of the past by the time I retire.

I don't have an expensive lifestyle but I don't want to scrimp through my retirement.

I'm 10% of my take home in to a spread of funds through a stocks and shares isa (compound interest baby!) and have leveraged fairly heavily in to my property in a nice area so have the option to downsize and move out when I no longer need to commute in to London.

55/57. It will be tight for a few years, but we'll feel fairly flush by the time our state pension kicks in.

We've always saved hard, to the extent I begrudged it at times. Paid off the mortgage early. Lived frugally. We'll carry on living frugally, but won't need to work as long.

55 - I am not sure what I’ll do but I will take some time and travel. I may still work in my profession part time. I am allowed to earn up to as much as prior to retirement including the pension so I could be on the same income working for two days a week.
I can’t remember my projections but I watched a mathematician on YouTube explaining how to maximise pension benefits and found this really helpful

I could retire this year (60). and could have managed it a couple of years earlier although less comfortably.
But I (mostly!) enjoy my work and wouldmiss the daily contact with people, so I am carrying on fornow.

I have a 2 year old and she won't be 21 until I'm 65. My state pension age is a few months before I'm 68 (the legislation hasn't gone through yet) so the earliest I will retire is then, though I will probably retire in my 70s.

Incidentally some of my older siblings and partners in their 60s have officially retired already. They have all gone and got other less stressful work.

I know due to family history I'm likely to health scares in my early 60s but if I overcome them then I will live healthily into my 80s.

We won’t be able to. One of our dc is severely disabled so we will have to keep going. I’m sad about it really. I wanted to have some time just as a couple though I love my children.

According to the current guidelines, 62 or 63.

That involves staying at home for a year on 90% company-financed retirement incentive and then the official pension starts. Along with a very nice golden handshake (which I paid 10% into over the years).

If I work until 64 the difference in the monthly pension payments is €48. F* that!

*10% of my salary pre tax.

Currently 53 and planning to retire at 60. But another one who if I lose my job will just stop then

My pension between then and state pension kicking in will be about half my current salary but since i save half my salary it will be about the same. I'm working on making sure my expenses are as little as possible by doing work on the house now and any big purchases of car etc just before.

I'd like to say 55 but it depends on health, happiness with current job, any rsetructuring / job change that makes me like my job less, and so on.

I am interested in the mention of people working into their 70s and beyond, what sort of work are they doing ? Is this paid work (as I definitely imagine lots of volunteering relies on people of this age group).

I'm 57, retiring at 60.

I'm 51 and work part time. I'm planning on continuing part time for as long as possible. There was a period of about 4 years when I didn't work and it really did my head in. Working is good for you in so many ways, and a good work/life balance is where I'm at.

I was 60 last month (free Oyster Card..yay!). I have an occupational pension from Barclays which has just kicked in. I got made redundant at 57 which has enabled me to work part time (for the NHS) for the last few years.
All my life I've thought that I would stop work at 60, but retiring during a pandemic when you can't actually do anything seems a bit pointless. I'm working four days a week at a vaccination centre at the moment (love it).
DH is a whippersnapper of 54 so he's got a while to go yet.
We hope to move house next year and I'm telling myself that I'll give up work then but I'm not sure I'm ready to stop entirely...maybe work a couple of days a week.

I'm 62 and could afford to retire now, but I'll probably wait until I'm 66 just to have a bigger state pension.

I'm 46 and planning to retire in 10 years. I might do something part time in retirement if I get bored, but I'm looking forward to not having to work. I have worked for 25 years in the corporate world and am growing tired of the rat race.

I could retire now (58) but will continue at least until 60 when I get a pension. Ideally I’d like to continue working a couple of days a week in my current job but not sure if that will be allowed.
DH retired last Friday.

Hopefully 65, I've been putting into a pension since I was about 22. Work are paying the maximum 10% and I'm paying 6%, will up this to 10% when the mortgage is paid off in 7 years.

DP is 11 years older than me so realistically thinking about what kind of retirement we would get together.

We're early 50s and are retiring next year.
Currently I work one day a week and DP does 2/3 days. We have pensions we can access at 55 and 60, rental properties and lots of savings. We have no debt or mortgage. Our basic bills are covered by one of the rental properties. When we get to state pension age and add that to the pot we will be pretty wealthy.
We'll be doing more of what we do now, travel abroad, motorbike rallies, gym, swimming, use our campervan and holiday cottage, NT, socialise, gigs, cinema, theatre etc etc.

I’m in my 50s, DH is 7 years younger than me. We plan to retire at roughly the same time. He in his late 60s me in mid 70s. I can’t afford to retire any earlier. I hope our health holds out. We both have public sector pensions.

Definitely by 60 or even before. I'm trying to save as much as possible. In my 50s but have had enough. No mortgage

67 to fully retire, but hope to retire from my career at around 60 and work locally part time until state pension age.

I have a final salary pension and a BTL property. Income from that and state pension should be £45k+