Lady of Facebook marketplace crashed into my car?

[fugginhell]

Sold something on Facebook yesterday, when I was speaking to the lady I noticed her car rolling into mine.

At first I wasn't to bothered as it's not bad but I'm thinking it's only going to devalue my car if I don't get it done.

She said she doesn't want to claim of her insurance but I've sent her two quotes roughly around the same and she's asking for more quotes. She didn't realise it was going to cost so much (£200) her words.

I feel bad but it's not my fault AIBU?

Just tell her it’s insurance or she pays £200 - don’t piss about or it will be a nightmare.

Don't let the grass grow on this. Someone did the same to my husband on the school run. Mucked us about for ages then threatened US with the police! We ended up paying for the damage repair ourselves because they blocked us in the end but we couldn't face the drama during a particularly stressful time in our life. They must be rubbing their hands together with glee - and their kids were even sitting in the car at the time when they crashed into our stationary car - what a great moral lesson to teach your kids..😞 anyway, the point is that some people will absolutely rip the pi££ if you let them so don't let that happen ( I'm sure she's perfectly reasonable but just giving you my cautionary tale).

Tell her that’s the price, she either agrees to pay it or you need to go through your insurance tomorrow - don’t leave it any later if you’re going to tell your insurance or they’ll question why you didn’t report it straight away.

Get one more quote, give her all three and tell her to pick one or go to her insurance.
Make sure one quote is from the local dealer of whatever car toy have because it will be sky high, she'll think any lower quote is a good deal

At £200 I should imagine her excess won't be much less than that so it's probably not even worth claiming on her insurance. Give her a few quotes then she can take her pick, but she needs to pay.

I’d just contact my insurance and let them handle it. I assume you have her car details?

Get one more quote, tell her to pick one or you're involving insurance and police. She'll likely pick one then.

I'd just message back "its £A from X or £B from Y. Failing that, please provide insurance details by the end of the day"

If no response, message in the morning "as you have failed to provide insurance details, I am passing this matter over to the police".

Fuck getting one more quote! 2 is more than fair. She pays up or GPS through insurance, if she hasn't transferred the money by the end of today then you're contacting your insurers with her details

GOES through insurance

@BernadetteRostankowskiWolowitz

I'd just message back "its £A from X or £B from Y. Failing that, please provide insurance details by the end of the day"

If no response, message in the morning "as you have failed to provide insurance details, I am passing this matter over to the police".

This

I wouldn't get any more quotes. Go to the garage of your choosing. Tell her what the cost will be. If she won't pay up then go the insurance route. She has no business telling you to get more quotes.

YANBU. It's an expensive FB MP purchase for her but we live and learn.

She's feeding OH a sob story now that she's a carer and she feels she's being bullied. We messaged her once yesterday and she said she would get back to us.
He contacted her again this morning and she's saying it's only a scratch she has real problems.

I've told OH to not even bother going back and fourth just go through insurance l it's a waste of time. She wants us to get it done then send her the invoice!

If you are going to claim through your insurance, you will be required to pay your excess (then claim it back) how much is your excess?

How convenient for her. When I damaged someone car they took it to a garage of their choice, I paid and also rented them a car for a day as they needed it for work. All sorted in. 24 hours. That’s what you do if you don’t want to involve insurance.

If she's playing a sob story now, I think you're right just to go through insurance. Don't waste time on this. You've given her the option to sort it privately and she's trying to wiggle out of it already. Let her try it on with your insurers.

Is she insured? Most people would just let the insurance company sort it out. It seems odd she's on the defensive.

I agree, just tell her you're going through the insurance

I have to admit I only opened this thread because I wanted to know what qualifies someone as Lady of Facebook Marketplace, is it a hereditary title

Work out whether the moral high ground will cost you more in the long run.
Insurance is great but it's a small knock that a mobile dent bloke can probably pull out for £150. When you add the cost of the rise in your premiums for a declared accident is it worth it?

You could go down the small claims route though, present her with the bill and if she doesn't pay its about £25 to file a claim.

@caughtinanet

I agree, just tell her you're going through the insurance

I have to admit I only opened this thread because I wanted to know what qualifies someone as Lady of Facebook Marketplace, is it a hereditary title

Haha me too with the title!

Definitely go through insurance and do it quickly. She’s just messing you around and trying to get out of paying.

Claim off her insurance. Not your own.

@TooMuchPaper

Claim off her insurance. Not your own.

It will still affect her premiums as a none fault claim.

Have you checked she IS actually insured?

No how can we check? She was saying it's her husbands insurance not sure if she meant she's not insured or whether she's a named driver.