Yes and no!
We’re all pretty good cooks in our house and have experimented with a wide variety of cuisines. DH enjoys baking bread, pizza dough and the like (but that happens in fits and starts) and we all do cakes, biscuits, etc. when the mood takes us.
Often, we’re quite unimpressed with restaurant food as we’ve made as good as, if not better, at home. Have yet to find a good roast - DS is the king of roast potatoes and gravy much to DH’s chagrin 🤣
We also have a coffee machine at home and I don’t drink it anyway. I resent paying for tea or water when out and struggle to find cold soft drinks that aren’t fizzy or extortionately expensive for what they are. I do have hot chocolate and tend to meet up with friends at coffee shops.
I guess it’s not so much a waste of money but, for me, resenting the cost when I can get what I want at home 🤷♀️