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Share your dilemmas and get honest opinions from other Mumsnetters.

How much would you need to win

91 replies

Jillybons · 13/05/2021 21:07

As an aside to the other thread on lottery wins. I’d like to win 1.8 million.

1 million into pension so I never have to work again.

400k to family, friends and charity

300k to buy a lovely house and 100k to keep it that way (maintenance etc).

Other than that, I’d live off the interest (about 10k per year) and have a small part time job!

All figures out 😂

OP posts:
BarbaraofSeville · 14/05/2021 09:00

Even if you did have a million in cash, you'd be lucky to get even £10k pa in interest unless you put it in a fixed rate bond and waited a year.

I know this is a fantasy thread, but LOL at some of the ideas. For example, I don't think paying off £10M of the national debt of Nicaragua would earn you much adulation, seeing as it's around 4.5 billion US dollars. £10M would probably pay the interest for a few days for example.

I'd be happy with a million or two. I'd buy a 3-4 bed house with land somewhere warm but affordable, use most of the money to provide an income and do what I could to help stray cats, dogs etc.

00deed1988 · 14/05/2021 09:36

About 10 million.

I would want a house for about 2 million (already picked it out) then money to renovate, decorate and buy everything brand new.

New cars.

A year of 5* luxury travel around the world with the kids (would hire a private tutor to travel with us)

Enough money to give some to family/buy them a house.

Money to put into accounts for kids when they are older.

I wouldn't want to give up work so once back from my holiday I would register as an independent midwife and give my services for free to deprived women who would really benefit from continuity of care. So would need the money for insurances, all my equipment ect.

......I haven't thought about this thoroughly at all....!

1Hazel1 · 14/05/2021 12:33

DH and I both like our jobs and we are generally quite happy with our lives, so just the £500k thunder ball prize would do us and then we could move into our forever home and have some set aside for the DCs university or house deposit fund.

Deadringer · 14/05/2021 13:10

20 million because i have a massive family and would love to give them all a good sum. But i would to win anything really.

JovialNickname · 14/05/2021 13:59

I would just love 1k, to be able to move into a small flat bedsit instead of crappy hostel housing!! I have dreams of winning 1000 on a scratchcard. But I expect I could learn to spend millions, so why aim low Grin so,

1 million to buy a house

2 million to go on holidays, buy loads of nice stuff, and travel the world without any money worries for the rest of my life

I won't wish for more as that would be greedy

Fixitup2 · 14/05/2021 14:09

600k for local house plus 100k to get it to my taste, I’d bank another 200k for maintenance. 500k for villa abroad. 400k for cottage in the dales. 100k for each child. 300k to buy my parents a bungalow. I’d maybe buy in laws a lodge for holidays near them/us and let them choose so 100k.

Then to live on 3million in bank to allow me to live off the interest and just do charity work. I’d also like to open a milkshake/soda bar for tweens and teens so they don’t have to hang out at Morrison’s but I don’t want to run it.

venusandmars · 14/05/2021 14:09

£100K would do it for me. I'm almost at retirement, mortgage is paid off (just through normal hard work, not inheritance). Then got small inheritance which we passed on to dc directly (made a bigger impact on their lives than ours)

We have pension plans that will cover the day-to-day but the dilemma is between spending capital on our home or keeping it invested for a hopefully long future. We love where we live, but it needs a good £50K+ spent so we can update/upgrade/ make it more energy efficient, and future proof it so we can live here forever (things like ground floor wet room, modern cabling, garden access...). The remaining £50K I'd squander on a bespoke Neville Johnson library, a laundry room, a garden make over...

OK let's make that £200K

Maybe one of you who get £1.8m or £10m, or £80m would be kind enough to donate a little in my direction Grin

BestOption · 14/05/2021 14:09

@123banana

Wouldn’t you need more than 300k to buy a lovely house? Depends on where you want to live I suppose.
Yeah, I live in the SE, £300,000 here buys you an old garage.

@Jillybons. How much would I need to win? To do what though?

A windfall of £50,000 would help me. I could add it to my savings & equity to buy a house that makes moving worthwhile.

But obviously each chunk of money would give me more freedom & more pleasure.

I'd love to win very serious money & aside from living well, I'd enjoy making it work for various other people too!

amusedbush · 14/05/2021 14:12

I’d want to live comfortably for the rest of my life with plenty of travel and my own properties dotted around so winning the Euromillions would suit me fine.

I love my job but that sort of security would allow me to take on short term contracts without worrying about money. I’d do bit of work here and there, hire a cleaner, a personal trainer, upgrade to a really nice electric car. My dream is to be so rich I never have to wash and style my own hair Grin

AlmostSummer21 · 14/05/2021 14:24

@DenisetheMenace

All those saying £100 m etc., wouldn’t you feel uncomfortable with that? I think once it tops £10 m the top prize should be split. 10x people with lives changed is much better than 1 with more money than they could reasonably spend in a lifetime.
Nope. Not in the slightest uncomfortable!

If you win & feel uncomfortable I'm
Happy to ease your discomfort!

AppleSouffle · 14/05/2021 14:26

£600k to pay off the mortgage, set the DC up and have a pot left over for fun stuff like cars and holidays.

Or £6M would allow me to do all of the above plus make some sizeable investments to secure my family’s future and to donate to various causes.

BellaTheDog · 14/05/2021 19:17

OK ladies, have you all bought your Lotto tickets for tonight? I bought two. The numbers I always use plus one Lucky Dip.

Wouldn’t it be funny if one of us won it 😁 ?

LadyWithLapdog · 14/05/2021 19:53

I bought a few tickets on the ITV website for a draw in a few weeks time. I’m not sure how it works as it’s a first for me. It’s not millions either but I’m so desperate to stop working I’ll settle for much less :)

amusedbush · 15/05/2021 13:05

@BellaTheDog

OK ladies, have you all bought your Lotto tickets for tonight? I bought two. The numbers I always use plus one Lucky Dip.

Wouldn’t it be funny if one of us won it 😁 ?

Yes, I put my numbers on plus two lucky dips. I feel it in my bones Grin
Francescaisstressed · 15/05/2021 23:06

Life changing sun would be anything from 300k + (I think being mortgage free at 30 would be fantastic)
I dream of the euromillions at 150 million, but only because I would live to be able to give so much away to family, friends and local charities. Think of all the lives you could change

MondeoFan · 15/05/2021 23:11

In my area I'd need 1 mill for a decent house. It's an expensive area. I love cars so want a drive or garage to house 6 cars.
Plus money to buy the cars, some money for family. Wouldn't give friends any money.
Would love a holiday home in Cornwall, plus another home abroad - maybe Spain or France.

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