To wonder how many couples have shared finances or separate? Let's do a vote

[LieLikeALoungeroomLizard]

To see how common it is

Reason I'm curious us because two very good friends of mine come off considerably worse from non shared finances
Even the one who is married

My personal situation is shared finances and both have a certain amount of spending money each month for extras like going out and buying clothes we want but don't need etc
And it works so well

Anyway let's poll

Vote

Yanbu for, we gave shared finances
Yabu for, we have separate finances

One pot here, we have had for 15 years at that point we both earned similar amounts. Now I earn twice what dh does but I would say dh works a lot harder than me. Our vows included for richer or poorer and I don't imagine that meant for one of you to be richer than the other.

Everything shared. We don’t have individual accounts - joint current and savings accounts, joint credit card accounts, all assets in both names, any money coming in from any source (employment, inheritance, lottery win) is completely joint. Spend as we wish, big purchases discussed (household appliances, cars etc). Married. Never had an argument about money.

100% shared here, both our salaries go into the joint account, we have savings in a joint savings account, all credit cards in both our names, both our names on mortgage and deeds.

We use You Need A Budget for everything (I think we have about 50line items) and we each have “pocket money” in that for the few things that we do separately that cost money - mainly car tinkering stuff for him and meals/coffees out with friends for me. Both of us only really buy clothes and shoes when we need it so we have a separate clothes budget for the whole family. I have had trips away with friends but we’ve kind of done an IOU on some of that but most of it I’ve paid for by saving my monthly pocket money - presents for each other is another budget line as it’s thought rather than cost that counts

Works for us, super simple and easy

Most people do a bit of both.

One pot....but he earns the money to put into it

Completely shared here other than pensions and ISAs which can't be in joint names for legal reasons. We still treat them as joint though.

Been this way since we got engaged a year into our relationship and works perfectly.

When I was married it was non shared because my exh refused to have joint accounts.

We both paid for different things but say for example when I was out of work he still expected me to pay for my allocated things even though he could afford to pay it. When I was out of work I had £20 a week after other bills to pay on food and household items he still expected his food but would not contribute to food. I went without food in order to feed him.

When the dc were small and I could not find a job to work round their needs ( he refused to look after his own children because he said was the man with the full time job therefore childcare was my responsibility plus he could not manage to care for them on his own. This restricted me somewhat on the job front. He even banned me from applying for some jobs because it did not suit him to have the dc at the weekend if he was off).

If I met someone else I would not do it this way again!

We have totally shared finances, have been married for 30 years. Will discuss any big purchases but otherwise buy what we want/need. DH earns more than me.

It's half and half here. We both put the same amount in a separate account each month - this is for bills, groceries and holiday savings. The rest is separate. If either of us really needs (but not wants) something but is short on cash, the other will buy it if they can afford to. I couldn't bear to have to account for my spending.

Shared. We are a team 100%, share everything and support each other in everything.

I wouldn't consider people who have a joint account that they each put a set amount in to cover bills or whatever for convenience to have shared finances.

We're married 2 years, have a joint bank account for almost 11 years. We're lucky that we both have good incomes and we're both very easy going with money.