YABU
As a divorcee and neither of us were high earners indeed I was a Sahm at the time I can assure you it makes life easier in several ways.
1 - clear, legally defined division of any assets. In our case not much in way of assets, small amount of savings and a car. Both of which ex grabbed in immediate aftermath of split and which if I weren't married I'd not have been able to seek redress on that. I also have a claim on his pension (which I haven't pursued for personal reasons, but he doesn't know that)
2 - unpopular to say so but it does make it easier and faster to process child maintenance claim
3 - whether people like to admit it or not there is still stigma and prejudice towards women who are mothers who never married. I've seen this and experienced it simply by virtue I style myself "Mrs ex's surname" still and dds surname is same as ex's whereas my sister and others I know who never married and style themselves as "miss" and have different surnames to their children (in my sisters case 3 different surnames in one household) have been and continue to be treated appallingly mainly by civil servants. It's not right and it's not fair but it very much still happens. One friend after a year of this crap changed her name by deed poll to her dcs surname (ex wouldn't allow her to change dcs name) and styles herself as "Mrs" even though she's never married. She is now treated far more respectfully.
4 I'm not an expert on this as have never owned property but I believe there are different codicils in home ownership that can mean that if a couple aren't married and split then one party can exclude the other from the property and the equity? Also when one dies (and everyone dies at some point) then I believe the value of the property can become problematic in terms of inheritance tax if the couple aren't married?
5 if unmarried and the main/higher/only earner dies then I believe currently (this is in process of changing) surviving partner is not entitled to bereavement benefits and support
6 in terms of beneficiary status, if unmarried these can be changed without the potential surviving partner even knowing let alone able to prevent. If married, even if dying partner changed name of beneficiary then a spouse has the potential ability to challenge this after the other spouses death
7 regarding medical decisions you're right to a degree but when it's a close call, doctors will err towards giving weight to the closest LEGALLY DEFINABLE relationship to the patient - if only to cover their own arses!
Your ignorance about the welfare system and assuming it's the default to relationship breakdown makes your entire OP rather nonsensical. As it is is alarmingly simplistic
Strongly agree with this too. In general it's become much harder to claim benefits and more proof required - a divorce is clear proof of a relationship ending. Much harder to prove a cohabiting relationship has definitively ended - I know people who've had trouble claiming because of this.
Men still have to pay child maintenance if they're not the primary caregiver regardless of marriage
😂😂
In real terms the cms are pretty useless! Millions of men literally walk away from their children and pay sod all towards them. It's marginally easier though to push the cms if you were previously married to the father.
Two obvious examples where marriage protects - regardless of existing circumstances - are chronic illness or a disabled child.
Yep!
I honestly don't see how having children impacts women more than men.
Oh come off it! It's well known that it does! Pregnancy and mat leave alone have an impact even if the father thereafter genuinely splits childcare 50/50! You sound so naive. Is there any man or even woman without children at your workplace started the same time as you in the same role? Is their pay the same as yours? Are you now the same rank/status? Also does the father of your children take the same time off for sports days, parents evenings, kids being sick or needing medical appointments as you?
I now earn more on four days than I did full time when I first got pregnant
Do you know how much someone working 5 days at the same place who hasn't taken mat leave and started at the same time at same level now earns? How long ago did you first get pregnant?
Mat leave twice was a minor blip in my pension contributions and yes I’ve taken a 20% pay cut by working four day’s
And if you'd not had dc neither of these would be true so having dc HAS affected your income and pension.
I understand your situation, but you have to agree that most people don't work abroad for half the year
Actually if you take account of all military, mod civil servants, oil workers, political civil servants working in embassies etc I believe the number of employees in the Uk who work outside the Uk for a significant part of the year is around 40%? - quick google shows around 47% and rising.
Also, it is still possible (in most cases) to use childcare to allow you to work.
Well there speaks someone who's never had to find a job that works around childcare AND pays enough to pay for it!
As a single mother this factor severely curtailed my options. Reasonably priced childcare is mostly only available "office hours" that's mon - fri 0800-1800 in the vast majority of cases and with penalties for late pickup. Most jobs are no longer "office hours" even office based ones very often expect evening overtime and/or weekends
It’s like insurance. It doesn’t have any impact on everyday life. But when the shit hits the fan, you’re bloody glad you’ve got it.
Exactly!
Employers don't give a shit about employees personal lives that's why legislation for something as basically decent as sick leave has had to be brought in. Seems to me many on this thread are shockingly ignorant of how hard it was to GET maternity leave and equal pay legislation - we STILL don't have equal pay nothing close!
All medical decisions are made by medical staff
Not true. Organ donation, decisions about life support continuing are up to whoever is deemed to be next of kin. And leaving it thinking an lpa might be useful or possible is ridiculous as in most cases where such decisions need to be made it's due to an accident or sudden incapacitating illness where the patient isn't conscious to assign someone! I'm an ex nurse I've witnessed a number of situations where things have been very much not clear cut legally and it's a nightmare for all concerned!
We need to make CMS like council tax- possible jail time if not paid.
Totally agree and also need to be higher amounts especially where the dc are still of an age to require childcare
have 2K in savings
Showing your privilege a bit there op.
We had less than £2k in savings when we split, it still made a significant difference/benefit to me to get that money that I was due. It came at a critical time in fact and prevented homelessness
Where are you getting all these 'top ups'? Do you realise how punitive and paltry UC is? Or LHA caps?
Yea I'm wondering same. Op clearly has zero actual lived experience of the benefit system, certainly not recently.
@Rewis But I don't really understand the other risks. Maybe I'm just very naive.
If you mean in terms of getting a mortgage I believe it's probably due to the fact that statistically unmarried couples are more likely to separate and that can have a negative impact on the mortgage being paid.
Most people in my social circle have kids but are not married. Some have broken up but there has yet to happen any disaster cause they were not married
Unless you are privy to the finer details of their finances you can't know this. Few people advertise their disasters.
@willithappen not just a "piece of paper" would you say that of a cheque worth even £1k only? Hell even £50?! It's a legally binding contract. As for the wasting money thing - it's possible to marry for less than £200 in the Uk and could potentially save you/benefit you to the tune of many £1000's depending on circumstances.
If it didn’t mean anything there wouldn’t be so many women posting on here insisting it’s essential the laws are changed to give non-married couples the same rights as married ones because a split left them in the financial shit. But they do.
Absolutely!
Also many women posting THINKING common law marriage is a real legal thing - it's not!
@osbertthesyrianhamster excellent points that I hadn't thought of as while I am currently on benefits I'm single and have been for a long time so I'm not fully cognisant of the rules there
@TedMullins victims of domestic abuse still (at least for now who knows how much longer with this govt!) have access to legal aid for divorce.
@TheNextCaroleMiddleton on these threads I usually cite the example of a relative of mine, unmarried and cohabiting, Sahm with 2 dc. Partner died very unexpectedly and with no provisos in place. Everything financial was in his sole name even the current account. She was turfed out of the family home by the legal nok (his parents who she had previously always thought she got along well with, no indication otherwise) and they also took possession/were given all his cash, death in service payment and other benefits. She had to move to a rough area, move the kids schools, go back to work full time while she and the dc very much still grieving it was a mess! As far as I’m aware little has changed for women who may be in the position prior to his death that she was.
Actually I’ve just thought of a good way to illustrate - I don’t know ANY lawyers or accountants that aren’t married and I know several of both and of all ages too. They all highly recommend that women in particular those planning to have dc get married. I think that says it all really.
Yes you have more protection but if that's the only reason people actually get married that's quite sad really isn't it. marriage for Romantic love alone is a very recent cultural fallacy
You don't accept it? what does that mean in real terms though? By that point the child already exists and nobody can force another adult to be a decent, involved and responsible parent if they don’t want to be! It’s simply not possible! And there’s also not always “red flags”. My ex and I were together a long time before having planned dd, while we were still together he was a loving, involved and responsible parent. Pretty much as soon as we split (his affair) he became almost completely disinterested in dd. Total about turn! And there was and is nothing I can do about that. So I ask again HOW does a mother “not accept” this? There are many many threads posted by ops with lazy, entitled, disinterested in the baby “fathers” begging for ideas on how to get him to change - there is no solution to this once the child is born.
Sometimes there are red flags the mother has ignored but often there’s no indication he will be like this.
Regarding Sahm and part time working mums who are doing so against their best interests do you really think they KNOW its against their best interests? Very very rarely the case. Far more common that they (falsely?) believe or even have been promised that it will never be a problem.
My ex was extremely vocally against dead beat dads, he was the youngest of 4 of a second marriage himself, 6 dc in total. His dad continued to pay the mortgage on his previous/1st wife’s home until youngest was 18 and a decent amount of cm totally voluntarily as he simply is a decent man and saw that was the decent thing to do. His dc from that marriage floated between the 2 houses happily which were one street apart (by his design) and his 1st wife even attended our wedding and was treated by the children of his 2nd marriage as an “auntie”. Ex absolutely slated anyone we knew who was an arse over cm or seeing their kids etc. Yet as soon as we split he became exactly the same! It was so out of character his family thought he was having a breakdown (he wasn’t). I’ve actually had his parents apologise to me for his behaviour on more than one occasion.
How exactly is anyone supposed to just “not accept that”?
Bringing up children is an amazing job and it should be valued. It should be valued financially, emotionally, professionally even. That is some of the heart of this debate. Many here are devaluing the role of parent and mother. I believe that valuing mother’s bringing up their children is an extremely supportive feminist issue.
Totally agree
It is not in his core to pull one over on me
This is what I, his parents and his 3 siblings AND their partners and spouses believed of my ex too - we were all wrong! Many threads on relationships board by women who also wrongly thought the same
I completely disagree with the last bit. I don’t think cohabiting partners should have any protections or rights over the other’s assets at all! If they’ve chosen not to marry, those terms shouldn’t be forced on them. I’d never move in with anyone if this became law.
I also agree with this. At what point and defined and proven by who/what should cohabiting couples get these rights? Wide open to abuse!
either he will have to if they arrange 50/50 childcare, or pay towards child maintenance. Probably that is something that should improve. As I understand, CM payments are not enough in most cases.
You clearly have very little experience or knowledge of what usually happens with childcare and maintenance after a couple separates. There is absolutely no way in Uk law to MAKE a non resident parent provide care, there’s precious little use made of the laws supposedly in place to MAKE them pay maintenance, and the legal amounts are paltry even when they do.