Nc'd for this but longtime member and poster!
I just wondered if its right to be worried about discussing money if things are tight?
Dp is self employed. Apart from lockdown 1 he has been pretty much working all the time but not as many jobs and he has had to take some lower paid work to ensure that money has still been coming in.
Overheads are pretty high and the goods cost the same whatever he charges for doing the job. We ticked over ok up to Christmas, being careful, but this lockdown means the private home work has dried up and the construction stuff he has been doing has been less.
We are waiting for three biggish invoices to be paid but as they are from companies we can't rush them...they will all be in by end of next week but over the next week we have a lot of big bills going out. This means that tomorrow we are going to have to go into the overdraft by quite a significant amount.
I need to discuss this with him but it makes me sick with worry. I do all the finances and he has no real interest, until we have none then it is my fault. But he knows the outgoings and I told him a couple of weeks ago that we had a lot going out at this time.
I can hear him now...why didn't you tell me?...but I did however somehow it will still be my fault. I do have to tell him as there will be an alert from the bank but aibu to be so worried about discussing this? Do any of you feel like this when money has to be talked about?
Yabu ..... this is my issue get over it!
Yanbu..... no I shouldn't be made to feel like this