Most of you live in posh terraced houses! The Victorian one I lived in had neither high ceilings nor bay windows. It did have the original sash windows though, which made one of the bedrooms pretty much impossible to keep warm (rented house, so we couldn't change it) It had a 1960's extension, which included an upstairs bathroom.
We were lucky with our neighbours, but I could have told you where the toddler next door was in the house. And whenever their heating turned on (there was a sort of crash which reverberated through our house too.
It was OK to keep warm at the back, as the house was narrow, but long, with neighbours both sides. A very long garden (150 ft); we were lucky to have a house 15' wide, most were 13' and some only 11'.
Parking was a nightmare - residents only, and one permit per house, but you could only park on one side of the road, and our car was longer than our house was wide. We often had to park some distance away.
We chose to move before we had a family (not least because we were in a position to buy). We now live in a detached modern home, with parking and a garage, and that suits us.