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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

Hiding money?

61 replies

cheesecadet · 05/12/2020 08:11

What reason would a person transfer money into someone elses bank account from Paypal and then withdraw from there?

OP posts:
HollowTalk · 05/12/2020 15:18

I imagine it's to hide it from HMRC and/or your partner. If I have some work done on my house and pay £500 into someone's PayPal, then it's not showing in his bank account, is it? He could then transfer that into someone else's account and use it from there. I only realised after a second guy asked me to pay him through PayPal. It does sound as though that's what he's doing.

HollowTalk · 05/12/2020 15:19

So if HMRC ever investigate them (or in your case, a divorce lawyer) then the bank account looks emptier than it should be.

Original poster
cheesecadet · 05/12/2020 15:25

That's what I'm thinking. But is it right that a solicitor can find all his accounts and see what he's got?

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Henio · 05/12/2020 15:28

[quote curlycat]**@Igotthemheavyboobs* @SchrodingersImmigrant*
Because he's only 20. Been in care. Never been taught to budget. Has his own flat and just needs a bit of help to get on his feet and learn to cope. I dont see what's wrong with giving him some support and help until he works it all out for himself which is what he is trying really hard to do[/quote]
What you're doing is very kind and will help him massively

StephenBelafonte · 05/12/2020 15:28

When you both have to submit accounts with your form e just make sure he submits a years worth of statements for his paypal account. You have to provide statements for all accounts.

HollowTalk · 05/12/2020 15:32

Now that you know what he's up to, as @StephenBelafonte says, make sure his PayPal account is submitted, too. I wouldn't let on that you have him sussed, though.

Original poster
cheesecadet · 05/12/2020 15:58

Brilliant, thank you. That's what I shall do, and won't let on. Just lots of hurdles and it's good to be clear with each step.

Thanks everyone. I love Mumsnet. Like I said, my solicitor is sooooo slow, and I'm not the cleverest of people so it means a lot to get that support.

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curlycat · 05/12/2020 15:59

@Henio
Thank you. I am just trying to help him get on. He had a chaotic upbringing and is trying so hard to sort himself out.
Other people can think its weird if they like. We're just doing what we think is right.

Original poster
cheesecadet · 05/12/2020 16:08

@Henio @curlycat you've posted on the wrong thread!

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Henio · 05/12/2020 16:10

[quote cheesecadet]**@Henio* @curlycat* you've posted on the wrong thread![/quote]
No we haven't @cheesecadet

curlycat · 05/12/2020 16:15

No we haven't.
I was answering comments made to me when I tried to give you a reason to your question

Original poster
cheesecadet · 05/12/2020 16:20

Oh I see! Apologies X

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Original poster
cheesecadet · 05/12/2020 16:24

Do I keep quiet to DD or point out what I think he is doing, and say that's it's up to her if she gives it to him but I suspect that he's doing it so I/we benefit less. Or conveniently hide the card until she wants to use it and pretend it was lost?

OP posts:
Lavenderfieldsofprovence · 05/12/2020 16:51

[quote curlycat]**@Igotthemheavyboobs* @SchrodingersImmigrant*
Because he's only 20. Been in care. Never been taught to budget. Has his own flat and just needs a bit of help to get on his feet and learn to cope. I dont see what's wrong with giving him some support and help until he works it all out for himself which is what he is trying really hard to do[/quote]
Good for you for helping him. I’m sure he appreciates it. You sound like a lovely person💐

Original poster
cheesecadet · 12/12/2020 10:32

Hi everyone.

So voluntarily she's told me that he's transfered from his Paypal to her PayPal, then to her current account and withdrawn. He's kept her card so he can do it again and he's done it because he can't withdraw due to him being overdrawn. But she told me after the event that the card was in her bag when it wasn't.

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fairydustandpixies · 12/12/2020 10:34

Money laundering

Santaisironingwrappingpaper · 12/12/2020 10:35

Imo she needs to cancel her card.. I reported my exh for fraud. Using dc's accounts to hide money. It was taken very seriously.. Your dd does not need to be mixed up in his dodgy dealings.

Original poster
cheesecadet · 12/12/2020 10:36

I got it wrong, he got the card off her again later. He got it from her at school at lunch time!!!!!

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Original poster
cheesecadet · 12/12/2020 10:43

@Santaisironingwrappingpaper Did you tell the police? If I ring the police they might ask me if I know for sure that's what he's doing? He could just be doing it as he's overdrawn, or am I being naive here?

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LakieLady · 12/12/2020 10:46

I'd say he was hiding money, but then my ex did this during our (very protracted) divorce.

Initially, he drew out £6k in cash from his savings and paid it into his sister's building society a/c. The thick twat left the counter receipt among papers on the desk we both used, and it clearly showed the first 5 letters of her unusual surname and her initial. But I was a thick twat too, and challenged him about it, instead of using it to discredit him later in court.

He always used to draw out £200 a fortnight in cash from his own money, for beer, cigs, lunches etc. That went up to £300 a fortnight, then every 10 days, until after a while he was taking out £300 a week. He only went to the pub at weekends, so he was definitely squirrelling a fair bit of it away somewhere for the next 3 years.

By the end, I couldn't really be arsed to make much of it, as I was just desperate for the divorce to be over.

Original poster
cheesecadet · 12/12/2020 10:47

Someone please help me

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Karatema · 12/12/2020 11:21

If it's money laundering then your daughter needs to step away. If the bank's suspect she's involved they'll prosecute and she could then get a record. This is Not something the banks take lightly and it will prevent her having a bank account for years!

Keepingthingsinteresting · 12/12/2020 11:28

She is 16. Take the card off her, or if he still has it report it stolen and then you hold her replacement card. I would also report it to the police, but then I’m a bit of a bitch sometimes.

Frankiefrank · 12/12/2020 11:29

Sound like he is keeping money in his PayPal account so that you don’t know about it. Maybe he’s also selling things on eBay and keeping this money in his PayPal.

Original poster
cheesecadet · 12/12/2020 11:37

Thank you everyone. Can I report someone elses's card stolen though?

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