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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To be gutted at losing my benefit

491 replies

Clappingforjoy · 03/12/2020 19:05

I am going to inherit some money from sale of parents house and have told universal credit to close my claim but I'm gutted about it.
I have always struggled never had 2 Penny's to rub together and it just so happens I will go over the 16000 mark with this money and know i must sound greedy but my income is very low and i am scared this money will all go on living costs.

OP posts:
damnthatanxiety · 07/12/2020 16:57

@Waxonwaxoff0

2 pages in and already we have "taxpayers supporting you" "free money" etc.

Horrible bitter people.

Not horrible or bitter. Just living in the real world. In what universe is it reasonable for someone sitting on £26K to complain that they are losing their benefits. Working people not on benefits and paying taxes are often one paycheck away from a zero bank balance and yet you think someone with £26K (that they inherited and didn't even earn)should be finding ways to wangle benefits from taxpayers. We are not horrible or bitter, just mortified at the entitlement
Waxonwaxoff0 · 07/12/2020 18:05

@damnthatanxiety I am a taxpayer too you know. Hmm

Hunnihun2 · 07/12/2020 19:33

I can’t believe this thread is still going. Posters need to leave OP alone. OP may have posted slightly in haste because a poster did mention she can spend her money down and still manage to save 16k and claim UC again.

Truth be known some people must be jealous. It’s a bit bad minded for people to start shouting OP has not earned the money.

FFS nobody would turn down 26k! I know I wouldn’t. If I was you OP I would just hide the thread. I don’t think you will get much more usefulness from this..

MichelleScarn · 07/12/2020 19:43

Truth be known some people must be jealous. It’s a bit bad minded for people to start shouting OP has not earned the money. its not jealousy bad minded or bitter to be a bit annoyed how someone's seeking advice to 'fritters 10k to keep getting benefits.

yellowcatss · 07/12/2020 19:57

[quote Waxonwaxoff0]@damnthatanxiety I am a taxpayer too you know. Hmm[/quote]
are you a net taxpayer? even if you are like me you can be happy for your money to be wasted im not happy for mine to be wasted and i have that right its my money!

rottiemum88 · 07/12/2020 20:01

FFS nobody would turn down 26k! I know I wouldn’t.

No, but then most people probably wouldn't cry about the government not paying their day to day living expenses anymore if they came into £26k either Hmm

Waxonwaxoff0 · 07/12/2020 20:06

@yellowcatss well you don't really get to choose exactly where your personal tax money goes so no point getting het up about it.

SarahFrances89 · 07/12/2020 20:24

I posted earlier but now agree with @Hunnihun2 - @Clappingforjoy I would delete or hide this thread as it's not going to do any good for you and is bringing out a lot of ugliness in people (including myself). I understand where it comes from but it isn't benefitting anyone, least of all you after losing your parents. I would definitely suggest you seek out private counselling as that could make a huge difference to your wellbeing and even potentially help you work out what you want to do with the money and come to terms with your complicated feelings about it. You deserve security and happiness and I hope this money can help you achieve it.

Original poster
Clappingforjoy · 07/12/2020 20:50

Thanks sarah

OP posts:
Chailatte20 · 07/12/2020 21:14

@Clappingforjoy get Mnet to delete this thread as it's getting a bit ugly.
I wish you all the best and especially because you are still grieving for the loss of your parents. Money can't bring them back but atleast you can do something positive for yourself with it in remembrance.
Keep well and a happy Christmas. 💐

400rabbits · 07/12/2020 21:37

@Hunnihun2

I can’t believe this thread is still going. Posters need to leave OP alone. OP may have posted slightly in haste because a poster did mention she can spend her money down and still manage to save 16k and claim UC again.

Truth be known some people must be jealous. It’s a bit bad minded for people to start shouting OP has not earned the money.

FFS nobody would turn down 26k! I know I wouldn’t. If I was you OP I would just hide the thread. I don’t think you will get much more usefulness from this..

Quite a few people have given advice on how to do this, but some has advised something actually fraudulent and other people things which would be a good idea IF the OP wasn't expecting to go back onto means tested benefits. The DWP rules about scenarios like this are very strict and yes, they do check and will go over bank statements very carefully
theantsgomarchin · 07/12/2020 21:52

This thread is everything that's wrong with our welfare state. Someone coming on here complaining that they won't get state funded benefits anymore, because they're coming into a large sum of money and would rather spend that money on something fun rather than their own living expenses. They'd actually their tax paying neighbour foot the bill for their living expenses instead, because apparently the entitlement of some people honestly knows no bounds.

The OP even states in one post that she's "terrified of seeing this money disappear".......ok hang ok hang on. By "disappear" do you mean "spent" on rent and bills and putting food on the table? You're right, why should you pay for all that yourself now that you have the money, when we (the taxpayers) can pay it for you and let you enjoy that large sum of money that many tax payers could only dream of having.

I'm signing out before I put my head through a wall.

Backbee · 07/12/2020 21:57

This thread is everything that's wrong with our welfare state.

If you think this is everything that is wrong with it, then you are very naieve. OP lost her mother, and if she was well enough to work full time and receive a full time wage, she would be able to carry on living off of that and use her inheritance to pay for things to enhance her family's life; possibly the only chance money wise she will have to get out of the cycle. You're not superior because you pay tax.

BMW6 · 07/12/2020 22:14

Not a single poster has claimed to be "superior" because they pay tax. Not one.

They have simply pointed out that it would be unjust for the OP to ringfence the entire 26k and continue to receive benefits to pay her living expenses, whilst others work to pay their own living expenses and therefore can't accumulate savings.

Even the OP agrees with this. I'm not arguing with her - she has accepted it would be unfair otherwise.

MichelleScarn · 07/12/2020 22:32

@BMW6

Not a single poster has claimed to be "superior" because they pay tax. Not one.

They have simply pointed out that it would be unjust for the OP to ringfence the entire 26k and continue to receive benefits to pay her living expenses, whilst others work to pay their own living expenses and therefore can't accumulate savings.

Even the OP agrees with this. I'm not arguing with her - she has accepted it would be unfair otherwise.

All of this, and am bemused by posters calling for thread deletion because not everyone is agreeing how dreadful it would be for op to use inheritance for everyday living!
Hunnihun2 · 08/12/2020 02:40

@400rabbits I think OP will be fully aware DWP will check what she has spent it on Hmm also quite a few posters suggested OP needs to keep the receipts.

I guess you choose to deliberately bypass that point to for your own narrative though..

I am going to inherit some money from sale of parents house and have told universal credit to close my claim***

OP sounds quite honest I’m not why you and others are being so harsh!

Chailatte20 · 08/12/2020 07:17

I advised the op to delete this thread because she's recently bereaved and these comments are not good for her mental wellbeing. The op has informed DWP & was fearful about how she'd cope because she's unable to work full time due to a long term health condition.

This thread highlights everything that's wrong with a society that penalises people who are economically vulnerable. The welfare system and wages from employment are designed to keep people permanently poor. Many jobs don't pay enough to live on so you need to claim and then you don't get enough to live on with benefits. Plus you get penalised if you have a certain amount of savings so you're in a permanent cycle of debt and just keeping your head above water. Never enough to improve your situation in life.

Then you get career fraudsters like Philip Green who are actually applauded & knighted for 'services to business' tax avoidance This society is completely fucled up if that bastard gets away with running another store to the ground to line his pockets. Next thing we'll know is that he'll get a seat at the House of Lords.
This country needs to go after the wealthy tax avoiders now as we can't afford to subsidise the super wealthy anymore.

theantsgomarchin · 08/12/2020 13:45

The OP is very fortunate to live in a society that allows her the option of not working and still being able to survive and feed her family. Many many many other countries around the world do not allow the majority of people that same privilege. And at no point have I suggested that the OP is not entitled to those funds, but unfortunately there is NO denying that there are people out there that do take advantage of the system and this thread highlights that tenfold. The amount of people on here encouraging the OP to find ways of spending / hiding her inheritance so she still gets her UC payments is quite frankly revolting, and that is everything that's wrong with our welfare state. Entitled people who take advantage of the system and take money away from those people who genuinely need it and could not survive without it.

PizzaForOne · 08/12/2020 13:54

@clappingforjoy I would consult the rules but it is likely you will be able to use some money for some good benefit. Maybe a holiday (as long as its not insane money), some new white goods and furniture etc to make your quality of life better. Yes you will have to pay some living costs too, but once you are within the threshold you can reapply.

I do generally agree with the sentiment here that its fair that benefits are not paid whilst individuals have the capital to fund themselves.

Original poster
Clappingforjoy · 10/12/2020 19:09

I know this thread is old now but I'm still checking in occasionally and just wanted to say that I certainly dont want to spend on fun and keep my benefits as somebody suggested this is probably the only time I will feel secure with having some money behind me and the thought of going back to nothing scares me backbee highlighted how I feel.

OP posts:
MzHz · 11/12/2020 07:37

Many of us know what nothing is and it’s not £16k.

Can’t you see how ridiculous you’re being?

Benefits are for those who need them, £20k plus isn’t someone who needs benefit.

This thread is actually an abomination

Original poster
Clappingforjoy · 11/12/2020 08:59

I would like to secure my future with it but in the grand scheme of things it's not a large amount these days although I appreciate some people dont have this amount.

OP posts:
Mousehole10 · 11/12/2020 09:24

@Clappingforjoy

I would like to secure my future with it but in the grand scheme of things it's not a large amount these days although I appreciate some people dont have this amount.
Not a large amount? It’s a huge amount! Most people don’t have that, especially only working part time. You keep saying you want to secure your future but what do you actually mean by that?
SchrodingersImmigrant · 11/12/2020 09:40

@Clappingforjoy

I would like to secure my future with it but in the grand scheme of things it's not a large amount these days although I appreciate some people dont have this amount.
Securing your future doesn't mean sitting on every penny. It actually means spending some and investing into a better quality of life. You have 26k that is a life changing amount because you can do so much with it. You can get private therapy which wouldn't be available on NHS, hence making yourself better. You can retrain into a different job or pay tlfor qualifications to move up in the current one. You can oay for extra lessons for your child/children like a different language to give them a good employment chances later. People start own businesses with less. Just sitting on the money simply isn't the smartest thing to do.

Sorry, but you are being incredibly unreasonable to claim that 26k is not a large amount these days.

Original poster
Clappingforjoy · 11/12/2020 09:43

When your stuck in mental illness its not easy to better yourself.

OP posts: