Wow!
Whole long list really so usually a combination of things:
Low benefit levels - they've been frozen for several years so in real terms have gone DOWN, also people not receiving what they’re eligible for because they’re not claiming it because they don’t know they can claim it.
The benefits system is a NIGHTMARE to navigate.
If you’re new to it you may well think dwp will be helpful and honest - ha!
I’ve had dwp people outright lie to me telling me I’m not eligible for a benefit when I am. They also will only discuss with you the specific things you ask about, they won’t prompt you or signpost you to additional help - partly ideology partly most new claimants are speaking to a call handler rather than someone who is well informed and experienced and who is operating off a script and is in trouble if they let a call go on too long.
I hold 2 degrees - one medical and one in English, plus I worked for the civil service myself for several years yet I had to learn the hard way not to even attempt to complete the forms myself as they’re designed to make rejecting a claim more likely.
I advise others in real life and on sm to get professional support and advice because it’s needed!
People having to wait months for first benefit payment if they lose their job etc
the whole system is hostile, adversarial. as if one is a criminal.
This is exactly it! Benefits claimants are portrayed and treated as if we are lesser value people who’ve “failed”
High housing and energy costs which not only reduces funds available to buy food but impacts what items a family or person can buy and cook. If you're in a one room situation with no fridge, freezer, cooker or hob just a kettle and maybe a micro to cook with and precious little space you're stuck for what foods you can buy store and cook. Plus if you're on a meter as I am that can be expensive to cook via electric in particular. A micro meal uses far less energy £££ than batch cooking a casserole in the oven
High public transport costs - people having to decide whether to eat or have the bus fare to get to work and so not lose their job
Unreliable wages - gig economy, zero hours and temp contracts etc we have a large employer near me who only employ management up on a permanent basis. Everyone else is on a temp contract, they get "let go" at the end of the contract and if they're lucky work elsewhere also on temp contract then after the legally allowed gap in time (I think it's 3 or 6 months?) are rehired again on temp contract. Allows the employer to dodge their responsibilities on maternity leave, redundancy etc while still having a trained and available workforce
Increasing food costs - yes they're comparatively cheap compared to other countries but as a percentage of income the prices are going up
food deserts - many parts of the uk are highly rural with no large supermarkets within walking or even one bus rides distance. Plus if you're old or disabled you're not able to carry loads back, so then you're looking at spending more to shop more often. Or shopping at convenience stores which are more expensive and very limited in choice.
Lack of education/skills with food has some effect as people who aren't confident aren't going to risk wasting precious food money on something that might not get eaten
People lacking energy/motivation to cook because they're working long hours for little reward then possibly have a long commute too
It’s expensive being poor ironically - being on an energy meter, limited access to housing and transport, not being able to take advantage of special offers due to initial outlay costs...
lack of financial education/ability - financial education isn’t taught to anyone really.
People don’t understand debt, savings, interest rates, financial products, banking laws, credit laws, their consumer rights (if something major breaks like a washing machine their heart sinks and they just think they have to somehow find the money to replace, but if it was faulty and/or broke down soon after purchase which in the case of white goods could be as long as 5 or 6 years you could be entitled to a free replacement. People also forget if they have signed up for guarantees etc), their employee rights (sick pay etc) and end up taken advantage of or losing out.
Martin Lewis has been agitating/advocating for financial education to become part of the maths curriculum for years - damn sight more useful for most than trig I’d say!
He’s also been one of the main journalists that pushed for and reported on covid relief measures, yet was repeatedly denied access to the briefings!