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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

If you earn under 15k?

78 replies

yasmeani · 13/10/2020 09:59

Posting here for traffic really...

Off the back of the current "how much do you earn thread?

Just that really...if you earn 15k or less?
What do you do?
Is it part time/full time?
Is it a stopping gap or a career path?
Do you think you are paid adequately?

OP posts:
PaperMonster · 13/10/2020 12:12

I too work in an FE college, part time, under £15k for a very demanding and responsible role. Not had a pay increase for nigh on a decade.

ReceptionTA · 13/10/2020 12:14

I'm a teaching assistant, so work term time only.

I love my job, but couldn't afford to do it if my DH didn't earn a reasonable amount. The school I work at very nearly lost a great TA recently, when her partner was made redundant and she needed to earn more money.

I don't earn much more per annum than my teenager who has a minimum wage part time job which fits around college, but I wouldn't swap working with small children for more money.

amusedbush · 13/10/2020 12:20

I'm a full-time PhD student and my university pays me a tax-free stipend of £15k a year. Until July I was working in a £25kpa job which isn't massive but I'm down £400+ a month, which is hard even with council tax discount, etc. However we have no mortgage as our house was inherited - I wouldn't have considered such a risky career move without that security as I have no guarantee of a job at the end of my studies.

babyguffingtonstrikesagain · 13/10/2020 12:28

I earnt under £15k for a number of years. I was a teacher on the upper pay scale but only worked one day per week when my own DC were very small.

alphabetti · 13/10/2020 13:08

My partner earns £14k as a special needs TA. Yes he gets school holidays off but we feel it’s underpaid for what he does and the risks he takes to his health not even just looking at Covid risks. He’s been punched, spat at, a child managed to get a pair of scissors off teachers desk and tried to stab him in stomach - he managed to jump back but was left with graze on his stomach. He struggled at school and made it his mission to help other kids struggling and gets fab feedback from his school. Just a shame TAs like him are paid peanuts.

We cover household expenses as I get a decent wage but we don’t live fancy lifestyle watching what we spend.

gingerninja99 · 13/10/2020 13:17

I earn around £10.5k for the civil service part time term time, currently acting up a pay grade which gives me an additional £3k a year but who know how long that will last. When kids are teenagers I won't be so tied to school hours and term dates so hopefully can start increasing my hours every year or so, that of course depending on if I have my job that long and not one of the cuts

31133004Taff · 13/10/2020 13:20

Love the people who have said &£@/: the money, I’ll live the compromise of the reality of a low wage to have a healthy work life balance.

Waveysnail · 13/10/2020 13:20

19 hrs and earn just under 15k. Chose to go part time and iv been lucky. Like my job and has reasonable security in these horrible times

MrsVeryTired · 13/10/2020 13:23

Teaching assistant, part-time. Don't think paid highly enough but not going to increase any time soon, state school. I love working with children though and don't cope well with stress so couldn't be a teacher (shrugs)

MrsVeryTired · 13/10/2020 13:25

Hi to @alphabetti's DP, same Smile

movingonup20 · 13/10/2020 13:26

Part time, decent hourly rate ( £16) just not enough hours!

WhyohWhyohhWHY · 13/10/2020 13:30

I'm a doctors admin..work par time, and earn under £12,000 a year.
I love my job and find it fulfilling, don't have to take the stress home like my old job, Monday- Friday etc
I do feel I'm due a pay rise though as I'm doing a lot of extra work now to help the manager.

SqidgeBum · 13/10/2020 13:37

I earn 15k before tax. I am a part time secondary school teacher with 5 years experience and a masters degree. I dont think I am paid adequately. My DH strolled into a job that required nothing but GCSEs, did on the job training which they funded and he earned 30k from day one. It took me 5 years of university and 5 years of working to have that earning potential.

MitziK · 13/10/2020 13:42

I was paid just over 14k as a music technician working 36 hours a week before the performances (18 hour days, weekends and holidays) were added on top.

If I weren't there, nobody would have passed a single exam, as I set up and recorded performances and gave individual tuition to students.

When I came up for redundancy, they skills matched me to a receptionist.

Nothing wrong with working on reception. But it isn't the same as being a professional musician and audio engineer.

Seaswims · 13/10/2020 13:42

Teaching assistant, part time. It works great for our family, I'd work full time if the hours were there at school but only because I enjoy it, not because we desperately need the money. I was a stay at home mum for 7 years and started this job last year.

Rhubarbcrumblerules · 13/10/2020 13:49

my daughter works 45 hours a week for just over £15k as a groom. As she is under 21 she still only gets £6.45 min wage. i dont think its a fair wage as she works 9 hours a day, hard physical outdoor work in all weathers with up to 50 horses. She works harder than the older grooms who are earning £8.20 or £8.72 min wage. I think she deserves more, she's been working these long hours since she was 16 (started as an apprentice on £3.15 an hour!) Slave labour

vanillandhoney · 13/10/2020 13:50

Very part time here - I'm a dog walker and will earn around £10-12k this year working between 14-20 hours a week.

I've only just set up my business, though, so I suspect this will improve over time. I'm quite happy with that amount considering how long I've been in business and how few hours I do! I have an excellent work life balance.

MsEllany · 13/10/2020 13:57

@lazyarse123

Nearly full time 37 hours retail. It's a job not a career but at 62 i'm happy. I love my colleagues and it's not normally stressful (current situation notwithstanding). But I am now finding it physically harder so am dropping a couple of hours a week and will continue to do that every 6 months or so.
Is that not below the min wage for your age group? You should be getting £8.72 an hour which is closer to £17 than &15k.
Babz88 · 13/10/2020 13:58

I earn just under £12000 per Year as a teaching assistant, 26 hours a week term time only. Definitely do not feel like I am paid enough as I am a newly qualified teacher but due to COVID I didn’t manage to secure a teaching post this year.

However I do love my job and i have a lovely home/ life balance this year. My husband also only earns £15000 as a retail supervisor so finances are a struggle this year but I’m quite frugal so we manage well.

MsEllany · 13/10/2020 13:59

Actually having read through this thread some of these companies seem to be acting borderline illegally, and people can’t leave because the money they get is better than no money at all.

grandmasterstitch · 13/10/2020 14:04

I earn about £6K working 12 hours as week as a nanny. I have earned more with more hours with other families but I'm infinitely happier and less anxious than my last job so it's well worth a slight pay cut

AriesTheRam · 13/10/2020 14:05

Around 2700 per year.Im Lunchtime supervisor in a primary.

Rosebel · 13/10/2020 14:11

Part time home shopper. I think the pay was fair but should have got more in recent months as the stress and amount of orders my colleagues have had is unbelievable (I'm on maternity). On top having to deal with some incredibly rude, stressed customers.
I liked the fact that I could go to work do my hours and then come home and forget about it. I also like my colleagues but was really hoping to find a new job this year. For obvious reasons I have had to delay that plan.

SqueakyDogToy · 13/10/2020 14:22

Unfortunately, as there is now a minimum wage, that's what a lot of companies pay, because, well, why pay more? Working full time on NMW is around £16,500, Take off that Tax, NI and pension contribution, you'll probably be left with around £1300. By working full time, it means you don't earn NMW. Work £1 below the tax threshold and you'll probably be better off than those who work full time as you don't have the deductions, and therefore, will receive what you have earned.

Chameleon2003 · 13/10/2020 14:24

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