Financial split

[Changeit2020]

Moving in together. His outgoings have been huge, 1k a month.

He moves into my house. Low outgoings due to lots of equity. He’ll now be contributing towards food, small bills and mortgage - so £200.

Would you be expecting that he would benefit from the reduction in his outgoings because it’s an equal split, or would you assume he’d pay more.

I’m really not sure what I think so advice would be gratefully received.

YABU - the plan is fair
YANBU - he should pay more

I think your new solution sounds good.

I'm in the same position as you. We split bills 50-50 bar the mortgage because the house is mine alone. Therefore he transfers me £125 per month. We also reconcile food and non-grocery spends at the end of the month.

It’s a great deal for you, you should try and prolong that one for as long as you can. Just cross your fingers that he doesn’t start to question why you’re both leading ‘equal’ lives/paying equally, but that you’re building up equity and he’s building up the big, fat sum of zero.

And just an observation. It’s very interesting, on Mumsnst, when it’s the female side of the relationship who owns equity in a house going into a relationship. It almost doesn’t need saying, but the advice being given if the the roles were reversed in this scenario would actually be the polar opposite. Take that inconsistent reasoning into account, before relying too heavily on advice from strangers on the internet.

That sounds great, I was just coming on to say this is what my DP and I did when we moved in together and it worked very well. No need to calculate anything, just equal in and everything comes out from there. These days all our salaries go into the joint account and we have a joint savings account too. We also have our own accounts but they are pretty much dormant.