To ask how much disposable income you give yourself each week?

[m1ssB]

Just interested in other responses. At the moment I don't know if I'm giving myself too much/too little to spend on myself each week so want to see what others say..

Please share

After bills and savings We have about £500 pm disposable income, we allocate £100 each to do with whatever we like and then the rest is for joint 'fun' like dinner out, drinks with friends etc etc We use Monzo as its great for knowing how much you've spent! We are saving for a bigger property so i find it super helpful

About £300 a week each after essentials. We have a fair amount of bills as we have our home, two rentals and a holiday cottage plus motorcycles, cars and a camper van and we are saving for early retirement but we have no mortgages.
A lot of the disposable money normally goes on hobbies, holidays and socialising. This year we've saved more.

£100 each for myself and husband a month personal money. So £25 each a week.

If things are needed like clothes etc we buy them.

Have recently bought our house so we are saving to do some bits on the house and save for holidays so keep our personal budget small. Save about £1000 a month

I do monthly, but divided up I believe it's around £200 a week

After savings

I'm on SMP at the moment which all seems to go on nappies, wipes etc so basically nothing.

When I was working I had about £800 per month just for me.

About 120pounds a week, after outgoings. Im single and live in a houseshare, 1500 a month. Money out straight away for rent (bills included), loans, phone bill, bills for netflix/now tv (not essential but i use it a lot!), nhs card, prescription, bus fare and private therapy.

After that, this month i have 121 a week leftover. Food shopping is usually 30pounds max at aldi a week, so the rest is fun money really. Dad has given me 100pounds this month so will pay for food shop from that this month, and also they brought up chicken and mince etc so ive not got to buy as much

I do need to busget though otherwise i spend lots in the first week and am skint by the fourth. Currently limiting takeaway coffees to twice a week, takeaway limited to once a month, and rarely shop at waitrose or any store other than aldi tbh. My food budget is low compared to friends but tbh id rather meal plan and less takeaways and afford luxury toiletries, colouring pens, personal treats etc. I cant stand people who spunk all their money on McDonalds and eating out and video games in the first week and then complain theyre poor! I mean yes i used to spunk it all but id never complain or plead poverty and go to foodbanks becaus3 all i had was pasta and i didnt fancy that! Id just accept it was my own doing, and id never ever dream of telling people i was poor or needed a foodbank. Id just live on the pssta and use it as a reminder to be sensible next month

These threads are so unhelpful.

what's disposable income? Some people will include money for holidays and hair dresser, others don't.

Of 3 people having the same exact amount of "disposable income", one will have saved and overpaid their mortgage with at least the same amount first, the other will have a credit card bill running in tens of thousands and the 3rd living pretty much rent free with next to no expense.

Surely this depends on your own personal circumstances, your income minus your bills & expenses

I am counting down the last few months until I will be mortgage free

Then I should have much more to spend & save than today, if I manage to remain employed

I think that different people have different luxuries too. Growing up i wasnt poor as such, well poor by national average but not for my area (s wales valleys). We always had enough. That said thiugh we bought what was cheapest - ao shower gel was bought when on offer and for months all youd have would be imperial leather for eg. Mam is very controlling so anything like books or subscriptions she turned her nose at and called it a waste.

I love my Lush stuff because its lovely, but also because i choose what i want based on preference not cost and im not using Rose jam gel until say February 2021 because its on offer. Same with my colouring books, i like treating myself. Similarly with Netflix etc, yes its unnecessary but sky tv was called a waste growing up. Basically i rarely had my wants met as a child, and now im an adult i relish in meeting those wants myself (within reason obviously!) It may mean i cut back on food shopping whixh mam doesnt approve of at all, but what ido have i enjoy.
Im not really into make up etc but i do like my nice toiletries and salon brand shampoo etc.