To ask how much disposable income you give yourself each week?

[m1ssB]

Just interested in other responses. At the moment I don't know if I'm giving myself too much/too little to spend on myself each week so want to see what others say..

Please share

400 quid a week. Mortgage free now so that has freed up the cash. But since March I have saved it instead. Lockdown has reduced my wanting things, and I can't see me going back.

Really depends on how much I have earned that week, who has paid a big fat invoice or not..

It can be bugger all, it can be £200.

It is more often bugger all! But that's ok, everything I NEED is paid for.

What do you spend £400 on every week?

Whatever I need that week. It varies and I don't really keep tabs on it.

@Polkasquare I don’t break my spending down to weekly but in a month I’d generally spend at least £1.2k for example on:
One or two items of clothing or one bag or one pair of shoes: £200-400
Other shopping - bath stuff, skincare: £100
Hair cut: £75
Facial: £100
Meals out/coffees/drinks: £400
Gifts (most months it’s someone’s birthday): £100
Random stuff like something for the house: £100

If I’m on holiday that will be more or if I’m having a quiet month it will be less.

I’ve no idea as it depends on what I need or would like and what I’m doing in that particular week . I always spend at least £120-150 per week on horse related activities though so that would be the minimum in any week .

Once again Mumsnet makes me feel like I live in an alternate reality!

About £30-40. Usually goes on bits like skincare, or occasionally clothes.

Looking at it, I’d guess that I might buy one item of clothing - say a jacket - for £300 and someone who was spending less might buy a jacket for £50. I’d spend £100 on a meal out, someone spending less might spend £20.

I don’t necessarily it’s a case of spending more in terms of the number of things I buy/the number of drinks I have/meals I eat out but it’s more that each individual spend is higher.

And I’m sure if someone had a higher budget than me it might be the same. One item of clothing = £1000. One meal = £500. Etc.

We spend what we need and buy what we want. Never thought about it as disposable income. We’re not particularly extravagant about clothes, jewellery, things in general. We have savings and several income streams. Life is financially settled but we’ve hard throughout our lives to get there.

£75/month (so about £18/week?) to spend entirely as I choose. But our household disposable income (eg for holidays, days out, kids stuff) is quite a bit higher.

I take out £100 a week to cover parking, coffees, occasional sandwich lunch, birthday cards, glass of wine with a friend, dry cleaning, bits of make-up, etc. I try not to use switch for those sorts of things because it adds up before you know it.

Beyond that I can generally have what I want but have fairly modest tastes and my big expense is my hair which is about £120 pcm. I probably spend the equivalent of about £250pcm on clothes. But, I am 60, work full-time and the DC are grown up. So, on that basis in total l spend about £200pw on myself.

About 600 a month, probably about 200 of this will go on clothes/makeup etc and the rest on eating out/drinks.

I save 800 a month, sometimes more. Every month i make sure I save and put money aside for bills/rent. The rest I dont really budget so sometimes it will be less sometimes more.

Wow, Sasuma

Working it out approx £2k a week is actuall free and non commitment money.
We usually save most of though.
We are high earners, but certainly don’t live as such.

On paper we seem to have a good amount after all bills insurances fuel food etc etc.

I think it's about £14-£1600 a month left over however due to a few big non expected bills in lockdown and being 20% down on both salaries which we are paying off I think the last two months we've had around £900 left between us.

Out of this we have had to put back for school uniform this month.

£50, budgeted for.

I set myself a target at the beginning of the year, to spend no more than £15 per week on myself. Every week I transfer out whats left, and put in the £15. Its hard sometimes, but so far i’ve stuck to it. I’m doing it out of necessity, but luckily I don’t have expensive hair, beauty, and clothes habits. The only expense I have is 79p a month on apple icloud storage.

The £15 goes on craft bits, kindle books and wine gums. The left overs go towards presents. Sometimes I put things in virtual baskets (ie amazon) ‘for next week’, but most of the time I no longer want/need the thing. Until this year, I had at least £75 a week to spend, and I wasted the lot.

@killerofmen

£67. I think it should be less but DH and I agreed an amount. He spends it all but I tend to save. In hindsight I can't remember why we decided £67, that's quite an odd amount.

I think you probably started out with a set figure of 7k per year between the two of you, and so divided it by 2 and then by 52, which = 67.3, and rounded it down.

I'm not sure. It is probably around the 100 a week. I also save 200 or so a month.

Pre lockdown, money a week would have been £20 but I didn't actually spend £20 a week. I might have had a coffee and cake out twice a month, possibly a pub lunch, a book a month... We've ditched our personal spending money during the covid crapulence, just use the joint account.

I keep a detailed list of our spending (tagged bank statement + pivot table - a girl's best friend).

it turns out that last year I spent an average 120gbp/month purely on myself. Mostly yarn and books. (30/week)
This year it is around 90/month. (22-23/week)

I'm going to show these numbers to my husband next time he calls me out on spending :)

It actually feels good to not have to cap spending money, but cap it because we got into the habit when we were totally broke....

Blimey I'm feeling poor. I have £25 a week for myself. That is pure frittering money though, doesn't have to go towards haircuts, fuel, holidays etc. Spend it on clothes, coffee and cake, a book maybe or ebook.

Ah the fantasy lives of Mumsnet!!
Op it varies, not a great deal but I do a lot of nights in and self pamper etc. I have a facial every & weeks which I save for and hair three monthly