@doublehalo
Here are all the reasons ebay put a hold on your funds.
This has nothing to do with the buyer. They have paid their money. The seller still needs to send the item and the hold will be lifted much faster. These are part of the terms and conditions you accept when you sell on ebay.
The buyers funds have cleared. It is Ebay who have stepped in and stopped the funds reaching the seller, for any of the following reasons, and the seller must still send the item. They will receive the funds. There is no danger of not being paid.
When you buy something in Ebay, and pay for it, you can only get the money back by opening a case, appealing through paypal and asking the buyer to agree to cancel the sale. OP wont get any of those things until the estimated delivery date has passed.
It looks like you're the one who doesnt understand, and you seem to still think the payment hasn't cleared. It has. Ebay have it. They will pass it on once they are sure the seller isnt scamming etc. She is required to post the item in a timely manner.
Payment holds occur because:
You have been selling on eBay for less than 90 daysYou have an eBay feedback score fewer than 100 and have not yet established a record of good performanceYou have received fewer than 20 Detatiled Seller Ratings on eBay in the last 12 months or your eBay seller performance is below standardYou have a high rate of customer disputes or a low eBay feedback percentageYou have been a PayPal member for less than 6 months and have limited selling activityYou have a sudden change in selling activities(e.g. suddenly selling expensive items, selling large numbers of items, etc.)You happen to be selling in a high risk category such as tickets, travel, gift vouchers, computers, electronics, mobile phones, etc.