To put all finances in DH's name?

[Icantrememberwhy]

I have been with DH for 15 years and everything has always been shared equally. However, last year we went through a rocky patch (and thankfully came through it) and it made me question if I had put myself in a terrible position.

Regardless of everything being shared, the house and mortgage are in DH's name (because I was a SAHM at the time) and all of our savings are in his stocks and shares portfolio too.

In the event of a relationship breakdown, would I still be entitled to half of everything? How does it work? Feeling worried

Please good god no. Get as much as you can in your or joint names. Anything that is in a sole name - get copies of those financial records.

I havent read the thread - I dont need to. My ex absolutely tried to screw me over during divorce. Because I could tell my barrister precise financial details of our relationship, pensions, assets - it marginally helped my case.

What didnt, was being expected to take on 50% of liabilities incurred post-separation that I knew nothing about. So keep an eye on liabilities and debts too.

OP open your own bank account and if you have access to your DH bank account ask him to transfer half to you. We are no longer in Victorian times where men controlled all money and assets and women stayed home and baked all day. Wise up OP. How do you pay for shopping? Try to get cash back on each shop and put into your own account. How can you buy gifts for your DH or children without any money of your own? Do you get child benefit? If so bank it and DH money for buying things for children. You should always have an emergency stash of your own. Make it happen and give yourself peace of mind.

All couples should face up to the fact that in the space of a week they could be a widow/widower

This is exactly what happened to me. Started coughing one day and a week later passed away in ICU.

The house is in my husband's name. Fortunately he had a will and I have access to money until probate is finished but I'm not automatically entitled to the house or the money in the bank account until probate has been granted. I asked and asked to have my name put on the deeds/mortgage but he never saw the need to do so. He always insisted that I would get everything but didn't think about the process.

I haven't finished reading the thread yet and apologies if someone has already mentioned utilities.

If your name isn't on the bills, the utility companies won't talk to you without his permission. Fortunately our council tax and a few other bills also have my name on them so it was much easier to deal with them to get payment information changed.

Please, please please dont do this. I havent read the thread but I don't need to. You have to financially protect yourself. I am just coming out of a 17 year relationship, married for 16 of those and if I could go back and tell myself one thing it would be to protect myself financially. Everything can seem okay and then suddenly the person you thought you married is completely different and treating you completely different and you have to pick up the pieces for yourself and your children.