I know I’m probably not someone you expected or perhaps even wanted to reply but I hope I can help.
I’m disabled and on benefits and raised dd alone and have been on a tight household budget most of my adult life.
Meal planning is key usually but it’s very hard to do at the moment as there’s no telling what will be available in the shops.
To someone new to food budgeting I give the following advice:
1 Shift the “brand level” you shop at by at least one level eg if you normally buy well known brands step down to supermarket own premium where that’s cheaper - it may seem counterintuitive as it’s not a huge change but moving down to cheaper brand levels, especially with possibly fussy kids, is easier and more sustainable if done gradually. Once you/they are used to that, normally takes 1-2 weeks step down again to supermarket “normal” range and then again to budget range. Some items it won’t work with and you can go back to the level that is accepted by your household but you’ll find for many items you don’t really notice the difference.
It’s an mse tip I first followed after leaving last job due to my ill health and is now seen practiced with “blind testing” on “eat well for less”
2 eat seasonally - we’re used to everything being available all year around now and people rarely check the prices of the things they buy regularly but particularly fruit, veg and meat, fish & poultry are very much priced seasonally. In addition to being cheaper it stops you getting into ruts and is healthier too, the “natural world” provides food according to need at certain times of year eg comforting root veg in winter, salad veg in summer.
3 seems obvious but sometimes the obvious needs to be said. Cooking from scratch is generally cheaper than buying stuff ready to go - not always but mostly. Cooking sauces in particular are much cheaper, tastier and healthier made from scratch. Batch cooking to save cooking costs is good to do too and knowing the best way to store your efforts. If you’re not already experienced/practiced in doing so op there’s a great thread I’m on at the moment aimed at keeping food waste to a minimum which I and others are finding very useful
https://www.mumsnet.com/Talk/_chat/3874368-Frugal-Foodies-thread-2-Favourite-leftover-dishes-avoiding-waste-menu-ideas
I was out of the habit of much of it and I’m quite enjoying getting back in the swing.
4 Avoid food waste - the focus of aforementioned thread.
Keeping an eye on perishable foods and ensuring they’re used while still safe to do so, but also being aware of the differences between use by and best before and knowing how to assess if foods are ok to use and how long they tend to last.
This is something I struggle with slightly as I have ocd which includes some anxiety over using food past date, although I’m comfortable from years of experience doing so with foods I’m familiar with and confident using.
Also knowing/becoming confident with using food past it’s optimum quality in certain ways eg using up “old” veggies in home made soup, using meat leftovers to make stock.
And knowing/feeling confident in “stretching out” dishes to go further/last longer eg using lentils in mince dishes to make mince go further.
5 as a vegetarian I have to say having at least one meat free day a week is likely to save you money too. I’ve been veggie all my adult life but dd was omni although I didn’t tend to buy the more expensive meat products just for her as the portion sizes tended to be too large and although omni she didn’t eat red meat (didn’t like it/it upsets her stomach), when I’ve occasionally been shopping with friends/family who are meat eaters I’ve been stunned at the price of meat!
6 again SEEMS counterintuitive but actually doing decent, filling, “proper” meals cuts down on snacking. Snacks are generally more expensive than meals. But I understand with dc they can want snacks sometimes but if you’re on a budget you need to look to cheaper ones. Toast,sandwiches with cheap fillings (jam, marmite - or rather supermarket yeast extract goes a long way, sandwich paste, cheap cheese), fruit, biscuits (yea yes I know they’re not the healthiest but not the end of the world either and they are cheap! Especially plain rather than chocolate ones) and also if there are certain chocolate bars and sweets they like and you let them have on occasion - buy in “bulk” it’s cheaper to buy a 4 or 6 pack of a beloved chocolate bar from the supermarket than it is to spend up to £1 per bar at corner shop.
7 As pp said drinks can be crazy expensive! Water, milk, squash are the cheapest options. If you and dc really love the fizzy then it can be cheaper to flavour fizzy water - either bought or made if you can afford initial outlay for a soda stream.
8 variety is key - if your family get bored of what you’re feeding them they’re less likely to be supportive and co-operative with keeping the budget low.
9 don’t be too parsimonious - occasionally treats boost morale and ensure co-operation.
10 shop around! Again easier in normal circumstances but not impossible now. You need to know what your regularly bought items/brands normally cost you to start with - for years I’ve kept a note on my phone as I always have my phone with me.
Prices vary not only among the supermarkets (I’ve certainly found that the “special offers” tend to rotate, eg a product I won’t compromise on is fairy liquid but I NEVER pay full price. I only ever buy when it’s on special offer and when I’m able - I’m restricted due to being housebound just now - I vary where I’m buying it from according to where’s cheapest and as it’s a non-perishable if I come across it being on an especially good offer I’ll grab it!) but in non supermarket stores. When I’m not restricted to online purchases I’ve found b&m, home bargains and Wilko tend to be much cheaper for paper products (loo roll, kitchen roll, tissues) and cleaning products. Body care and semi Chem are good for toiletries and skin care.
“Make own cleaning spray for kitchen and bathroom out of stardrops.
Can someone explain this please?”
Doesn’t have to be stardrops, any disinfectant Liquid will do I prefer dettol myself. They have directions on them for use. Just dilute as directed, put disinfectant into an old spray bottle now empty and top up with water. Also things like white vinegar and soda crystals can be used for various cleaning jobs.
Bulk buy cleaning materials wherever possible and if you can store (remember you can use garage, shed, car boot, under beds for storing such items). Even though it’s just me now I still bulk buy/buy the larger options of (usually, bit harder at the moment) items like loo roll, kitchen roll, sponges for washing dishes, latex gloves (I get boxes off amazon they’re crazy expensive in supermarkets), toiletries & skin care. Now it’s just me it just means they last longer.
ALL that said...I have to say as someone who’s been managing on a HELL of a lot less for years it’s somewhat...interesting that you’re asking for advice when you normally earn £50k a year?! I have to wonder why you didn’t have SOME kind of emergency contingency planning? I don’t mean just for a pandemic but for ANY emergency. Don’t you have any savings set aside? Hugely irresponsible if not. Life can turn on you at any time, illness, accident, divorce, bereavement...and yes global and political change can happen out the blue.
If you didn’t save and didn’t plan I would urge you as soon as you practically can to organise yourself so you’re not caught out in the
and cannot claim anything. are you for real?! You don’t - or shouldn’t - NEED any govt assistance!!
There are families your size managing on 5-6 TIMES LESS than you do.
So while I’m happy to still post the advice, maybe it will help others too but quite honestly?
A - get a grip!
B - check your PRIVILEGE
C - appreciate what you have!
You say you have high commitments - pretty sure most of them can be negotiated and reduced at least temporarily and that this won’t cause you any real hardship.
I do wonder about some folk I really do!