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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much money you have saved since lockdown?

568 replies

Cheapprimarkbra · 03/04/2020 07:43

... Compared to same 12 days of the previous month (23rd - 3rd)? Not including the usual bills, subscriptions/direct debits and mortgage/rent, have you noticed a massive change your outgoings?

I am a self employed freelancer (as is DP) and we both rent, so definitely not an enviable position.
Between 22nd Feb and 3rd March, I just worked out that I alone spent roughly £384 on train tickets, clothes, coffees, online orders, meals out and takeaways. This same 12 days I have spent £78 (just food, essential office supplies and a cheeky lottery ticket), so that means my savings total up to about £306 in TWELVE days! I feel almost ashamed at how easily I would throw money away, and will definitely reflect on this whenever I go to buy something that I don't necessarily need in future.

It will be interesting to hear other peoples' savings stories!

OP posts:
olivehater · 03/04/2020 09:48

Saved on gym membership standing orders for kids gymnastic and tennis, eating out (we ate out a lot), afterschool club, nursery fees, days out less money spent on clothes.

Spends and Bills that will go up are most definitely Food shop, water, gas and electric, took out the Disney app, bought a load of craft shit which wasn’t cheap.

Overall will save a lot but then’s earning will drop dramatically so we will be down overall. But aware we are in a better position than most.

burntpinky · 03/04/2020 09:49

Feels like nothing as our food bill is ridiculous

BeansOnToast4T · 03/04/2020 09:50

I haven't added it up but we are saving on a local council gym membership, after school activities, fuel is a lot less as DH is WFH and I am only going to the supermarket for food. Food costs are the same, DH and the kids always take a homemade lunch with them, now we just eat the same at home. We are very lucky that our income is unchanged.

lowlandLucky · 03/04/2020 09:51

Not a penny as DH has been sat on Ebay all day every day, so far he has bought 150 lts of potting compost, a RCD plug, numerous parts for motorbikes, a new t shirt and yet another bloody motorbike. i dread to think the final total will be when this is all over.

BarbaraofSeville · 03/04/2020 09:51

cookiemonster5

Right, I've read the NHS advice like you suggested and there's absolutely nothing about showering and clean clothes and towels every time anyone enters the house. I've also watched the 5 pm briefing and 6 pm news every day and seen no advice of this sort on there.

The only thing it says is to:

clean objects and surfaces you touch often (like door handles, kettles and phones) using your regular cleaning products and for people to not share towels if they're in the vulnerable group or have symptoms.

www.nhs.uk/conditions/coronavirus-covid-19/

Wewearpinkonwednesdays · 03/04/2020 09:51

I haven't counted it up but a fortune. Usually dp spend 10-20 quid a day for lunches and breakfasts. Sometimes more if he needs fuel or tools. I spend quite a lot most days buying crap I don't need. Shops aren't open so nothing to buy. I have ordered a few things online. Mostly for the kids to keep them entertained.

purpleboy · 03/04/2020 09:51

Saving a lot from petrol, kids activities and refunded holidays, but lost more than I feel comfortable saying in my investments and 3 of my businesses are currently closed.
But I'm still paying our cleaner and also making weekly donations to the food bank and other local charities. We are still in a very fortunate position and need to do what we can to help others not so fortunate.

KoalasandRabbit · 03/04/2020 09:53

Not saving anything. Food maybe slightly down as no takeaways here but had to buy a laptop and software so child had access which was £500 odd. Then we will need to cancel summer holiday but won't be refunded so that's just lost money. Plus our roof needs urgently doing, if it leaks now we could face a big bill for repairs but currently can't get it repaired as planning have effectively shut down here.

Wewearpinkonwednesdays · 03/04/2020 09:55

We are both out of work though, dp isn't being paid at the moment and trying to find another job, and I'm still being paid but don't know for how long.

transformandriseup · 03/04/2020 09:55

£50 saved as no nursery fees but probably spent around £50 more on food. £25 a week saved on transport to work. Probably £100 saved a week on extras we would normally spend which will make up for the 20% pay cut.

Purplecatshopaholic · 03/04/2020 09:58

Bigger weekly shop, but no expensive work lunches, and no tea and gluten free cakes from Costa! No eating out, and no take aways either as my fave place is shut. Higher heating costs I guess, but can’t be by much. My work clothes and shoes aren’t ‘wearing out’ as they are not being worn out! I don’t really snack so no issues there. I need my hair cut and coloured and my nails done, but currently saving money there! It’s swings and roundabouts, but overall I will be slightly up due to saving on high commuting costs.

ArtieFufkinPolymerRecords · 03/04/2020 09:59

Just interested because a lot of people saying no after school club fees, are you not having to pay anything at all while it is closed? If not, how are they paying the staff and are you not worried that if the staff are not being paid there might not be enough staff to run an after school club when schools re-open?

Leflic · 03/04/2020 09:59

Nothing saved here.
DH paid for pub and meals out and treats so I expect he’s saved money (we live and run separate houses)
Whereas food bill has gone up massively both in price and quantity. It’s really showing that I have to physically enter a store to do a large shop. There’s often bits I can’t get so then have to do another large shop. I’ve done two £30 already this week. Normally I have a very frugal online delivery.
I also have to buy my own wine which is costing a fortune.

StrugglingThrough2 · 03/04/2020 10:01

About £700/month

2 lots of monthly train fares £ 240
Petrol £120
Sky & bt sport £70
2x gym £20
Lunch for 3 people £120
£130 my spending money

Sotiredofthislife · 03/04/2020 10:06

Just interested because a lot of people saying no after school club fees, are you not having to pay anything at all while it is closed?

School wraparound care for me. We have not been asked to pay. Personally, I won’t be using the care again as we are Year 6 and we’re planning on walking home after Easter anyway.

emmathedilemma · 03/04/2020 10:07

Probably not much, if anything, as my food shopping is the same if i'm in the office or at work (I take all my food to work as we don't really have anywhere to buy stuff). I'll have saved on petrol and quite glad I didn't fill the car last week as prices have dropped significantly since so I'll do that while I'm at the supermarket tomorrow. Gym have said they'll suspend fees this month but I pay a year in advance through a work scheme so I'm not sure if i'll get anything back from it, and i've been paying for some online classes to do at home. I don't usually buy takeaways or eat out particularly often other than coffee & cake / sandwich maybe at weekend.
I've had some travel and holidays refunded but they'll get rescheduled to another time so not really savings.
I think my wine and heating bills will probably more than use up anything i've saved!

cricketmum84 · 03/04/2020 10:08

Oh yes no breakfast club or school dinners saving us around £30 a week!

Breakfast club is run by school so no charge while it's closed.

Ohwiseone · 03/04/2020 10:08

Not saving anything at the moment. Son has come home from uni so food bill has gone through the roof. He eats a lot but whereas I’d normally shop around we are having to buy what’s available and using our local shops which are more expensive.
Probably saving money on petrol as car is going nowhere but then on the other hand we are using more electricity, water, gas by being at home. As a single mum I’m dreading getting the bills in and worrying about how we’ll pay.

NewModelArmyMayhem18 · 03/04/2020 10:09

It feels like I'm saving money but I don't generally check the state of the bank account very regularly. I think I had gone into semi-lockdown mode from mid February, so in theory, should have already saved quite a bit. We shall see though.

Food isn't cheap and having to compromise on buying more expensive brands (because that is all that's available) does quickly make a difference. I had ordered a 3kg bag of Purina cat food on my most recent online order - they delivered 3 800gr bags, adding £5 to the total cost of the product - WTF!

Mumista · 03/04/2020 10:09

Not sure. DP's business is in hold temporarily or permanently, who knows. So that's bad.

I'm WFH with temp pay rise, so that's good. Not paying ballet, swimming, or fuel which helps, but squirreling it all away because of DP's business. Time will tell.

fairnessshairmess · 03/04/2020 10:10

Our food bill hasn't increased by much (if at all) we are still feeding the same amount of people and eating the same amount of meals! I did buy some extra baking bits n pieces and a few snacks. We're not big spenders to be honest but my bank balance does look much better than usual.
We usually only pay €200 per month childcare. (Not paying now)
Petrol- we live rurally so yes usually I spend A LOT more.
We don't have a water bill so the extra washing as no affect on that.
We have no mortgage or council tax so we are very lucky.
Our electricity will probably go up but we are billed every 3 months so I won't know for a while.

Judystilldreamsofhorses · 03/04/2020 10:10

I'm not buying coffee at work, and usually get a Pret lunch once a week, so those are savings. Spending on groceries is UP, agree with pp about having to buy more expensive versions of things we usually would, and we've got the heating on all day. I guess the biggest thing for me is not being in shops and impulse buying clothes and makeup.

Mumista · 03/04/2020 10:12

Still paying childcare and will do do for as long as I get paid.

wendz86 · 03/04/2020 10:13

Not this month but next month i won't have any season ticket cost for train so saving £280. £80 a month for no swimming and ballet costs. No childcare costs but will lose my tax credits so won't make much difference.

MARMITEcheese2020 · 03/04/2020 10:15

About 200 in 3 weeks
As shop less.. Was awful for popping to shops daily for crap.
Play groups etc.

Its been enough to buy a garden table., swing for kids and goal post for delivery to keep entertained.