To ask how much money you have saved since lockdown?

[Cheapprimarkbra]

... Compared to same 12 days of the previous month (23rd - 3rd)? Not including the usual bills, subscriptions/direct debits and mortgage/rent, have you noticed a massive change your outgoings?

I am a self employed freelancer (as is DP) and we both rent, so definitely not an enviable position.
Between 22nd Feb and 3rd March, I just worked out that I alone spent roughly £384 on train tickets, clothes, coffees, online orders, meals out and takeaways. This same 12 days I have spent £78 (just food, essential office supplies and a cheeky lottery ticket), so that means my savings total up to about £306 in TWELVE days! I feel almost ashamed at how easily I would throw money away, and will definitely reflect on this whenever I go to buy something that I don't necessarily need in future.

It will be interesting to hear other peoples' savings stories!

Me: fuel for work, quick trips to the co-op on the way home from work (usually for cakes), generally shopping trips.

Dh: driving lessons, gym membership, lunch meal deals while in work.

Both: Takeaways (although we have had one), meals out, cinema, bowling. Mortgage holiday £500 per month for 3 months, but will have greater monthly payments after 3 months, so not a saving.

I can't say a figure as I've been furloughed and no pay in sight for a while as my employer said the government website is apparently not open to apply for it yet. So any spare money is being used to pay bills.

Quite a bit: cheaper mortgage as just went on to a tracker in January, less petrol, less childcare, now taking partner to work in hospital so cancelled much more expensive season ticket. Also my class bought my partner and I lots and lots of food shopping as end of school year present/thanks for working in NHS. So kind of them.

Oh and hair appointments, so have saved £50 so far but my hair looks awful

Oh and another hundred or so a month with child activities and gym.

I posted earlier that I’d saved a bit but since then have checked DH and my pensions and they’re down 100k!

Taking into account reduced nursery fees (the biggest single savings), food outside the house, we were able to freeze our gym membership, no more date nights (which includes sitters), no summer camp for my oldest, and zero transportation costs, we’re spending about £2,300/month less!! Our groceries have gone up a little more than double now that there are 4 people here eating every meal instead of my husband at work and kids at school, so that about an extra £600/month.

But wow, that’s the first time I broke it down and see that overall it’s a savings of about £1,800/month!

I am unsure but a large amount. Both DD’s are in nursery. We are saving approx £1400/£1500 a month just on that. We are working from home so reduced fuel costs. We usually have takeaway once a week. We often on a Sunday go out for the day and will have lunch in a cafe. Lunch in the week is often a supermarket meal deal. This must all really be adding up. On the downside trying to work from home with 2 nursery age children is pretty much impossible and quite stressful.

No school bus fares - about £30/week
No school dinner money - about £30/week
No hairdresser - about £60 every 6 weeks

Definitely notice the difference!

I'm spending more.

Me, DH and kids now eating at home instead of work / school where food was provided.

Increase in gas and electric.

This offsets the £36/week travel spend.

I’ve saved shit all. Had to buy tech and desks to set the household up for lots of home working.

I’ve also paid people for services I would have received as I don’t want them going out of business.

I’ve also lost money and had to hire a car because my car is in the closed dealers.

And dh salary is going to be cut.

All I saved is a bit of petrol. Although as our summer holiday is most likely going to be cancelled, I’ll save that money as I’ve only paid the deposit, which I expect to lose.

Nothing, petrol near me hasn’t gone down that much compared to other places and I’m still working so using said fuel and my food bills have gone up due to having my son at home all day everyday.

@roses2 yes I forget to mention electricity, I’m on metres and having tech (whether it be computers or tv) running all day long is definitely making a difference in how much the electric is costing.

I'm saving quite a bit I think; I don't have to pay for travel (~£150 a month) and I'm not buying breakfast and lunch when I go to the office, which I would do two or three times a week. So I think I'm generally saving about £10-£12 a day which is nice.

Plus of course no walking around shops and just thinking "Oh that lipstick / book looks nice" and bang goes £8 for example.

I'm going to my regular supermarket so not losing or saving any money on food with the exception of no bought lunches above. I still get a takeaway once or twice a week - no change there either.

I did spend about £60 on a couple of screens to allow me to work from home more efficiently, but that was my choice, it wasn't compulsory.

I've already put my usual savings aside on payday ("Spend what you don't save, don't save what you don't spend!" as my grandmother would say) and I'm hoping at the end of the month I'll be able to put maybe £200 extra aside. One good thing to come out of this whole mess I suppose.

But to be honest I'd rather be in the office with my friends and spending money on overpriced croissants from Pret!

Our electric, gas and water have gone up. Food bills has risen as boys used to go breakfast club etc.

No savings here 😭

I have saved a fortune. No nursery £620. Swimming £30, football £15 commuting £50 lunches £120, coffee £60.

Food shop has gone up from about £60 to £90 pw have just done meter readings and gas and electricity don’t seem to be up at all.

Am putting it all in a pot to pay a lump off the mortgage at the end of all this

two grand... most of it going to ebay

Saving on tutoring £170, swimming lessons £76, after school club £64 and childcare in the morning £200 .. so yes I am better off. I still work and get full paid as I am a nurse. Definitely will be an increase in electricity bill and food shopping.

Saved £250 a month on childcare, £100 on cleaner, about £100 on petrol, £100 on coffees. That said, I've spent more on food, stationary and school bits, craft bits etc.

No savings on food as the teenagers are eating me out of house and home. Heating has been on all day etc.

By this point of the month coming up to Easter I would have had my hair done, manicure and pedicure and maybe a new outfit for Easter Sunday. We would have had mothers day lunch out and been out for a friends birthday to the pub/meal this week too. So thats probably £300.

Not buying anything online either.

I have cancelled the tutors for sons GCSEs as seemed pointless!

Food bills gone up income 75% down

None. Spending it all on home school supplies, crafts to keep the kids busy and wine!

I’m hoping to clear my overdraft in the next couple of months.

Saved loads on not buying breakfast and dinner at work 3 times a week, £60 a month on bus fares.

I've spent it all on nicer food, wine, craft stuff for DD and Disney collectibles though.. so I've not actually saved anything!

Saved a hundred pounds in money and half a stone in weight already by having a "proper" home made lunch rather than calorie laded expensive meal deals whilst at work.

Not much difference to be honest - I walk to work and never buy coffees or such like when out.
A little petrol saved by not socialising I suppose, bit that's about it