I feel sorry for Laura, she has been through a terrible experience. But at the same time I think that as an intelligent woman she has been very remiss.
They bought a house together , they must have discussed life and critical illness insurance with regard to the mortgage beforehand, and if not why not. This would also have been the time to talk about safeguarding their child's financial future in other ways naming each other on death in service benefits, pension benefits etc. Neither of them were young kids with no thought of the future, they had nine years to have the financial talk.
I can't see either that her proposal has legs, for one thing, as mentioned above, how would a committed relationship be assessed? Nine years , a child and a mortgage good, two years , a child and no mortgage bad.
What would happen to the serial baby daddies we read about on MN, two women, both with young children , who qualifies for the benefits?
It would be a legal and social minefield and I don't think any government would want to put legislation in place which would have to be so open ended, especially when a legal solution in the form of marriage or a civil partnership already exists, has legal parameters that everyone understands and is easily and cheaply available.
It's not just a piece of paper, it is a legal binding contract which carries huge benefits for most women, people who say it is not relevant in the 21st century, that people live different lives, have different priorities in their relationships etc etc are being very naive. As others have said, it should be taught in schools. There are countries in the world where women's rights in a marriage count for nothing, it seems ridiculous that in the UK women are deliberately choosing NOT to protect their rights and the rights of their children.