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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

MIL mad at me for interfering, AIBU?

39 replies

DuckBread · 06/02/2020 12:08

Sorry for the long post, this is a bit of a complex situation. My DH is an only child and his parents are divorced. Between us our parents are spread out over the UK and US which makes it impossible for us to relocate to look after all of them. This makes me feel terrible, but there's simply nothing I can do about it. All our holidays are spent with them and we skype very often (almost daily) so that they can have a relationship with their grandkids.

Last year my step-FIL passed away after a long battle with Alzheimers. It was a very difficult and heart-wrenching time for MIL. Early in his battle with the illness he was befriended by a 'financial advisor' on whom they came to rely on heavily for emotional support. Let's call him Bert.

Bert detests my family. He is charming when MIL is in the room, but rude and dismissive as soon as her back is turned. We have tried telling her this, but she doesn't believe us. MIL is very sweet but she is also chronically insecure, particularly about what I think of her. Bert plays on these insecurities and, I think, goes out of his way to subtly encourage her to think that I hate her. This is easy because he is there all the time and we're not.

I used to think that Bert dislikes us because MIL helped us get on the housing ladder (she offered, we did not ask) so that our kids could live in a nice area. I thought he was afraid she was being taken advantage of. After FIL passed away, however, we were helping MIL with her paperwork when we discovered something terrifying. Bert had persuaded her to make him her power of attorney. Where she lives that'd give him total control over all her assets if she ever fell ill. We couldn't challenge it because we'd have to pay the legal costs for both sides.

Now, even if he is not a confidence trickster trying to rob her (I have a number of reasons to think he is but I won't make this post even longer by describing them in detail) the fact is that we could not work with him to handle her affairs. It'd make things like sorting out her medical bills near impossible. We'd need the signature of someone we're barely on speaking terms with every time. We begged her to change it. At one point I got so stressed about the situation that I cried in front of her.

She has finally changed the power of attorney, much to our relief, but DH had to really push the issue and the whole business has soured our relationship. She still loves Bert and his wife to pieces and because my DH is... well... her DS... decided to blame me instead, for convincing him to hate her friend. I am hurt by this, but also finding it very hard not to get angry. Secretly I think that she did something really dumb and cost me and DH a lot of lost sleep in the process.

AIBU? I feel like I wouldn't appreciate her intervening in my affairs either, so I take her point. I really didn't want to, but the consequences of ignoring this situation would have been so serious! We're taking the kids to see her next week and I'm pretty anxious about it.

OP posts:
OvaltinaTurner · 06/02/2020 12:15

Well next week make a huge fuss of her, a real effort and try very gently to explain things from your husband's point of view or alternatively get him to take her out 1-1 and discuss it with her because otherwise, if you are UK based and she is in the States then it sounds like you are more interested in what's at stake inheritance wise rather than her best interests - if the latter is what is more important you need DH to make that clear to her. If Bert and his wife have supported her since the death of her husband, she is bound to be close and would be reasonable to have them as beneficiaries also.

picklesdragonisawelshdragon · 06/02/2020 12:23

I'd give her a little space to be honest. Accept that you are taking one for the team.
As a pp says, get DH to tell her how relieved he is now he knows he can directly help her when she needs it. How glad he is that Bert and his wife wanted to look after her too. How everyone is really keen to keep her safe and well. That in an emergency, now he'll be in a position to make things happen easily and smoothly.

Keep referring back to making sure you know her wishes, so you will know what to do if it's ever needed.

And don't rise to the bait of she makes PA comments- you are the one in a position of relative power, here. She is the vulnerable one. Take it on the chin.

Oulu · 06/02/2020 12:30

Can you or any other relatives make a recording to prove what Bert is like when your Mum is out of the room?

Damntheman · 06/02/2020 12:51

If you're concerned Bert was manipulating her for her money OP, is it possible to report him for elder abuse? In particular financial e

Damntheman · 06/02/2020 12:51

argh short cut keys! *financial exploitation.

So glad she changed her POA!

maddening · 06/02/2020 13:13

I would record Bert when he is being a shit, she deserves to know the truth.

HeadachesByTheDozen · 06/02/2020 13:24

Can you or any other relatives make a recording to prove what Bert is like when your Mum is out of the room?

Exactly what I was going to say. Also maybe ask him some leading questions about why he treats you like that and his motives, while he is being secretly recorded.

DuckBread · 06/02/2020 13:27

"if you are UK based and she is in the States then it sounds like you are more interested in what's at stake inheritance wise rather than her best interests"

I sometimes worry she thinks that too. I'm sure it must cross her mind from time to time, as I guess it must all elderly people with assets. That said, several times over the course of our marriage I've offered to sign post-nups, and she's turned the offer down as she considers me family (like I say she really is a very sweet person). So I don't think she thinks I'm a gold digger, despite what Bert implies from time to time.

To the second point, Bert and family were significant beneficiaries in the late-FIL's will and may very likely be in MIL's too. I haven't asked, it's her money to give. But there's a big difference between her choosing to give money and him tricking her into letting him take it. Also if he were to leave her short for her care, we'd make up the shortfall out of pocket.

"She is the vulnerable one. Take it on the chin."

You make a really good point. It's bumming me out but maybe the best thing to do is stop picking at it and let time do the healing.

OP posts:
Weathermonger · 06/02/2020 13:54

I think suggesting you are more concerned with your inheritance if she is in the US is rather unkind. The fact she is in US, is even more reason that you're concerned about her welfare. If Bert is a smooth con artist, or even if he isn't, she could easily be left destitute with no money for healthcare, and you're left thousands of miles away to pick up the pieces.

Talcott2007 · 06/02/2020 13:58

Why does it keep needing to be discussed by you all? If i understand correctly the POA has been changed back/Removed from Bert so problem solved. By keep discussing it its surely going to cause conflict. Obviously its up to your DH to ensure it doesn't get changed back etc but now that it's sorted don't discuss it further

Jellybeansincognito · 06/02/2020 14:05

I can’t quite work out your intentions tbh.
You cried in front of her over her choice of power of attorney?
You and your husband lost lots of sleep?

Why? If you’re so seemingly willing to pay for anything she cannot?

DuckBread · 06/02/2020 14:14

I'm not sure I understand the question Jellybean, we wouldn't have a choice in that situation.

OP posts:
Damntheman · 06/02/2020 14:20

I suspect that unless one has experienced someone attempting to manipulate an elderly relative one cares about for personal gain, it'll be difficult to understand why it's so upsetting. I got pretty close to reporting my BIL for elder abuse against my father, I was not expecting to inherit anything (and indeed I did not), but I love my dad and it was viscerally upsetting to see the abuse and manipulation he suffered. Luckily BIL finally listened when I lost my shit and kept away so my father could live his final months in peace.

holrosea · 06/02/2020 14:23

Wherever your MIL is in the US, this John Oliver bit about is terrifying and, if Bert appears to be a con man, I am very pleased that you got MIL to "correct" her POA to your husband.

Unless I am mistaken, the purpose of a POA is for someone to exercise medical and/or financial judgement on behalf of someone who is incapacitated but alive. I'm not sure what the swipes about her will are about because that is a separate document, and as you say, if she has decided to leave anything significant to Bert, it is her decision. If her will predates the need to exercise the POA, surely it was written when she was in sound mind so the POA would change nothing in terms of an eventual inheritance, for you or Bert.

ChicCroissant · 06/02/2020 14:26

The crying in front of her does sound unreasonable and a bit manipulative tbh OP. Do you live in the same country as your MIL? Otherwise I would have thought that having a POA would be difficult and someone nearer may work better.

You want to be seen as being the person in the right here, but that's not going to happen - you do seem to be very focused on her money and what is happening with her finances. We can only go on what you've said here, and while I can absolutely understand that it is frustrating for you your actions have shown her that you don't trust her judgement. She's not going to forget that, unfortunately.

ikeakia · 06/02/2020 14:31

Chic

I think that’s quite unfair. It’s not being ‘focussed on her money’ for OP to question how sensible it is to have someone like this be POA to her MIL.

If OP’s suspicions are right then I doubt that him holding that position would be what the MIL wants so I see it as acting firmly in her interests. I’d cry with frustration too if I could see that my MIL was trusting someone who clearly hadn’t shown all their faces.

GrumpyHoonMain · 06/02/2020 14:38

It seems like she wasn’t given much attention by you and your son until the POA changed. It’s clear she relies on Bert for emotional support - if he really is the bad guy then I think your DH should go back to the states more regularly to support her. I know several Americans in the UK who have basically cut out all extra expenses to fly back monthly to see their family back home.

ChicCroissant · 06/02/2020 14:41

But the MIL didn't want to change it by the sound of ikeakia, and only did it because the OP and her DH wanted her to. The OP said her DH 'really had to push'.

Maybe he's not suitable - we don't know, we can only go on what info we have here which is necessarily brief (and it is never a good idea to splash your whole life over the internet, let's be honest so that's completely understandable!). I don't think the OP know Bert very well either, they've probably not met very often but she does know that Bert is aware of all the financial details.

FuzzyAtmosphere · 06/02/2020 14:45

I’m not sure really. It sounds like she was worried her only child was in another country and having experienced Alzheimer’s with her husband, realised how important a POA is so entrusted her closest friend. The fact you dislike him isn’t relevant. If he is a legit employed financial advisor, then he should be governed in such a way that mismanagement of a client’s affairs would cost him his job.

AmICrazyorWhat2 · 06/02/2020 14:52

@Jellybeansincognito

The issue with "Bert" having POA has huge implications in the US, though. If she's incapacitated, he could also make medical decisions - remember, medical treatment has to be paid for in the US - as well as where she receives care.

If "Bert's" out for money, he could refuse medical treatment on her behalf, stick her in a sub-standard care home, etc....or worse, let her fade away at home rather than pay for costly medical care. Sad

Unlike the UK, Social Services barely exist here in the US. No one would be checking up on her welfare, so Bert could really take advantage.

OP, I'm so glad you've persuaded her to change it. I agree with PP's, get DH to take her out during your visit and explain how relieved he is that she's changed it and reassure how much you all love her.

AmICrazyorWhat2 · 06/02/2020 14:53

Does your MIL have any other trusted relatives in the US? Perhaps they could also help out and keep an eye on "Bert"?

I don't like the sound of him at all.

SirVixofVixHall · 06/02/2020 15:15

Bert is a con man.
My mother was scammed out of something over £70,000 by scammers, when she was vulnerable and elderly.
If Bert wasn’t a con man he would not have taken on POA.
Police ?
Would /could she live with you, or close by ?

SirVixofVixHall · 06/02/2020 15:22

I also agree with recording Bert.

NotStayingIn · 06/02/2020 15:23

How concerned are you about Bert? If you are extremely concerned you could hire a private detective in the US to do some digging. He may have done this before if he in a position to gain people's financial trust as 'advisor'. I would also record everything on my phone whilst I was there. Hopefully, once MIL is out the room he might slip up and say more than intended. But this might all be a bit OTT if you don't think he is a serial conman.

Separately I do think your DH needs to make it clear to MIL that he was extremely worried about her and he wanted this to be changed. I see why for her its easier to blame you, but he shouldn't allow that to continue.

Boom45 · 06/02/2020 15:31

I wouldn't want power of attorney for a friend if they had children. That's a huge responsibility, one I'd happily do for a close friend if they had no family but one that can be very easily exploited or appear to be being exploited.
All that said, if you are on the other side of the Atlantic, even with the technology we have, having someone close by who also has power of attorney is very useful. My Dad's elderly parents were in a different country and he had to do a lot of flying back and forth when he had to exercise PofA in their later years